Surency Lifestyle Spending Account vs Navia Benefit Solutions

Surency Lifestyle Spending Account7.4Visit NBNavia Benefit Solutions6.8Visit

Higher score Surency Lifestyle Spending Account #5 in Lifestyle Spending Account (LSA) Software 7.4/10 Pricing on request ✓ 3 of 5 features Request a quote

vs

NB Navia Benefit Solutions #9 in Lifestyle Spending Account (LSA) Software 6.8/10 Pricing on request ✓ 0 of 5 features Visit Navia

• Surency Lifestyle Spending Account fits best

  Employers seeking mobile LSA claims and balance access

• Navia Benefit Solutions fits best

  Employers bundling LSA with broader benefits administration

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Side by side

Feature	Surency Lifestyle Spending Account 7.4/10 Visit ↗	NBNavia Benefit Solutions 6.8/10 Visit ↗
At a glance
Editor score	7.4	6.8
Ranking	#5 in Lifestyle Spending Account (LSA) Software	#9 in Lifestyle Spending Account (LSA) Software
Best for	Employers seeking mobile LSA claims and balance access	Employers bundling LSA with broader benefits administration
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Phone, Email	Phone, Email, Live chat, Docs
Built for	Small business, Mid-market, Enterprise	Mid-market, Enterprise
Features Surency Lifestyle Spending Account 3/5 · Navia Benefit Solutions 0/5
Custom benefit categories	✓ (best)	Not published
Reimbursement workflows	✓ (best)	Not published
Payroll integrations	Not published	Not published
Receipt capture	✓ (best)	Not published
Tax reporting tools	Not published	Not published
Specs
Funding model	Both	Not published
Mobile access	Ios_android	Not published
Our review
Pros	Employers choose eligible expenses and set annual contributions. Members can submit reimbursement claims online or by mobile app. Mobile app supports receipt images, balance checks, and notifications.	Includes lifestyle spending among a range of supported benefit types. Combines enrollment, ACA reporting, COBRA, and payroll contributions. Offers mobile enrollment, plan comparisons, and employer analytics.
Cons	Members pay eligible expenses upfront before seeking reimbursement. Benefits Card use depends on the employer's plan. Employers must request a quote for pricing.	Pricing is quote-based, so employers need to contact sales. Its broad benefits scope may exceed the needs of teams seeking only LSA software. The described offering is aimed at mid-market and enterprise employers.
Our verdict	Surency Lifestyle Spending Account is an employer-funded, post-tax benefit for lifestyle and wellness expenses. Employers set an annual allowance and choose which expenses qualify; funds can arrive in installments or as a lump sum. Members… Read the review →	Navia Benefit Solutions combines benefits administration with employee enrollment and year-round engagement. Its supported plan types include lifestyle spending alongside health care and dependent care FSAs, HSA, HRA, commuter, education,… Read the review →

Strengths and trade-offs

• Surency Lifestyle Spending Account — where it wins

  • Employers choose eligible expenses and set annual contributions.
  • Members can submit reimbursement claims online or by mobile app.
  • Mobile app supports receipt images, balance checks, and notifications.

  Where it doesn't

  • Members pay eligible expenses upfront before seeking reimbursement.
  • Benefits Card use depends on the employer's plan.
  • Employers must request a quote for pricing.

• Navia Benefit Solutions — where it wins

  • Includes lifestyle spending among a range of supported benefit types.
  • Combines enrollment, ACA reporting, COBRA, and payroll contributions.
  • Offers mobile enrollment, plan comparisons, and employer analytics.

  Where it doesn't

  • Pricing is quote-based, so employers need to contact sales.
  • Its broad benefits scope may exceed the needs of teams seeking only LSA software.
  • The described offering is aimed at mid-market and enterprise employers.

• Surency Lifestyle Spending Account7.4/10 · Pricing on request

  A mobile-friendly LSA for employer-defined expenses and reimbursement claims.

  Request a quoteFull verdict →
• NBNavia Benefit Solutions6.8/10 · Pricing on request

  A broad benefits platform that includes lifestyle spending alongside enrollment and administration.

  Visit NaviaFull verdict →