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Head-to-head · Lifestyle Spending Account (LSA) Software

Benepass vs Surency Lifestyle Spending Account

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Benepass #3 in Lifestyle Spending Account (LSA) Software 7.8/10 Pricing on request ✓ 4 of 5 features Visit Benepass
Surency Lifestyle Spending Account #5 in Lifestyle Spending Account (LSA) Software 7.4/10 Pricing on request ✓ 3 of 5 features Request a quote

Benepass leads on 0 checks, Surency Lifestyle Spending Account on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreBenepass · 7.8/10
  • Most featuresBenepass · 4 of 5

Benepass scores higher on our rubric for lifestyle spending account (lsa) software: 7.8 against 7.4 out of 10; our editors rank them #3 and #5.

Benepass is the better fit for employers needing configurable LSA cards and HRIS links. Surency Lifestyle Spending Account is the better fit for employers seeking mobile LSA claims and balance access.

  • Benepass fits best

    Employers needing configurable LSA cards and HRIS links

  • Surency Lifestyle Spending Account fits best

    Employers seeking mobile LSA claims and balance access

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Benepass 7.8/10 Visit ↗ Surency Lifestyle Spending Account 7.4/10 Visit ↗
At a glance
Editor score 7.8 7.4
Ranking #3 in Lifestyle Spending Account (LSA) Software #5 in Lifestyle Spending Account (LSA) Software
Best for Employers needing configurable LSA cards and HRIS links Employers seeking mobile LSA claims and balance access
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS Web, iOS, Android
Support Docs Phone, Email
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Benepass 4/5 · Surency Lifestyle Spending Account 3/5
Custom benefit categories ✓ ✓
Reimbursement workflows ✓ ✓
Payroll integrations ✓ (best) Not checked yet
Receipt capture Not checked yet ✓ (best)
Tax reporting tools ✓ (best) Not checked yet
Specs
Funding model Both Both
Mobile access Ios_android Ios_android
Our review
Pros
  • Employer-configurable categories cover wellness, family care and more
  • Physical, virtual and mobile-wallet cards support varied spending
  • Connections include ADP, Workday, UKG Pro and other HRIS providers
  • Employers choose eligible expenses and set annual contributions.
  • Members can submit reimbursement claims online or by mobile app.
  • Mobile app supports receipt images, balance checks, and notifications.
Cons
  • Pricing requires contacting sales
  • No free plan is offered
  • Support is centered on documentation
  • Members pay eligible expenses upfront before seeking reimbursement.
  • Benefits Card use depends on the employer's plan.
  • Employers must request a quote for pricing.
Our verdict

Benepass is an employer benefits platform with customizable lifestyle spending accounts for organizations offering employee-directed benefits. Employers can create spending categories for wellness, family care, professional development,…

Read the review →

Surency Lifestyle Spending Account is an employer-funded, post-tax benefit for lifestyle and wellness expenses. Employers set an annual allowance and choose which expenses qualify; funds can arrive in installments or as a lump sum. Members…

Read the review →
  1. BenepassLifestyle Spending Account (LSA) Software 7.8Pricing on request
  2. Surency Lifestyle Spending AccountLifestyle Spending Account (LSA) Software 7.4Pricing on request

Strengths and trade-offs

  • Benepass — where it wins

    • Employer-configurable categories cover wellness, family care and more
    • Physical, virtual and mobile-wallet cards support varied spending
    • Connections include ADP, Workday, UKG Pro and other HRIS providers

    Where it doesn't

    • Pricing requires contacting sales
    • No free plan is offered
    • Support is centered on documentation

  • Surency Lifestyle Spending Account — where it wins

    • Employers choose eligible expenses and set annual contributions.
    • Members can submit reimbursement claims online or by mobile app.
    • Mobile app supports receipt images, balance checks, and notifications.

    Where it doesn't

    • Members pay eligible expenses upfront before seeking reimbursement.
    • Benefits Card use depends on the employer's plan.
    • Employers must request a quote for pricing.
  • Benepass7.8/10 · Pricing on request

    Configurable LSA cards, reimbursements and HRIS links with sales-led pricing.

    Visit BenepassFull verdict →
  • Surency Lifestyle Spending Account7.4/10 · Pricing on request

    A mobile-friendly LSA for employer-defined expenses and reimbursement claims.

    Request a quoteFull verdict →

More comparisons

All lifestyle spending account (LSA) software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update