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Head-to-head · Lifestyle Spending Account (LSA) Software

Surency Lifestyle Spending Account vs BASE Lifestyle Spending Account

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Surency Lifestyle Spending Account #5 in Lifestyle Spending Account (LSA) Software 7.4/10 Pricing on request ✓ 3 of 5 features Request a quote
BASE Lifestyle Spending Account #6 in Lifestyle Spending Account (LSA) Software 7.2/10 Pricing on request ✓ 2 of 5 features Contact BASE

Surency Lifestyle Spending Account leads on 0 checks, BASE Lifestyle Spending Account on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSurency Lifestyle Spending Account · 7.4/10
  • Most featuresSurency Lifestyle Spending Account · 3 of 5

Surency Lifestyle Spending Account scores higher on our rubric for lifestyle spending account (lsa) software: 7.4 against 7.2 out of 10; our editors rank them #5 and #6.

On mobile access, Surency Lifestyle Spending Account gives you Ios_android where BASE Lifestyle Spending Account offers Web.

Surency Lifestyle Spending Account is the better fit for employers seeking mobile LSA claims and balance access. BASE Lifestyle Spending Account is the better fit for small and mid-size employers administering LSAs.

  • Surency Lifestyle Spending Account fits best

    Employers seeking mobile LSA claims and balance access

  • BASE Lifestyle Spending Account fits best

    Small and mid-size employers administering LSAs

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Surency Lifestyle Spending Account 7.4/10 Visit ↗ BASE Lifestyle Spending Account 7.2/10 Visit ↗
At a glance
Editor score 7.4 7.2
Ranking #5 in Lifestyle Spending Account (LSA) Software #6 in Lifestyle Spending Account (LSA) Software
Best for Employers seeking mobile LSA claims and balance access Small and mid-size employers administering LSAs
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud
Platforms Web, iOS, Android Web
Support Phone, Email Email, Phone, Docs
Built for Small business, Mid-market, Enterprise Small business, Mid-market
Features Surency Lifestyle Spending Account 3/5 · BASE Lifestyle Spending Account 2/5
Custom benefit categories ✓ ✓
Reimbursement workflows ✓ ✓
Payroll integrations Not checked yet Not checked yet
Receipt capture ✓ (best) Not checked yet
Tax reporting tools Not checked yet Not checked yet
Specs
Funding model Both Both
Mobile access Ios_android Web
Our review
Pros
  • Employers choose eligible expenses and set annual contributions.
  • Members can submit reimbursement claims online or by mobile app.
  • Mobile app supports receipt images, balance checks, and notifications.
  • Employers set contribution amounts and eligible-service limits.
  • Supports yearly, monthly or payroll funding schedules.
  • Offers debit-card access and check, direct deposit or payroll reimbursement.
Cons
  • Members pay eligible expenses upfront before seeking reimbursement.
  • Benefits Card use depends on the employer's plan.
  • Employers must request a quote for pricing.
  • Pricing requires contacting BASE.
  • Administration is through a web portal.
  • Support is not available 24/7.
Our verdict

Surency Lifestyle Spending Account is an employer-funded, post-tax benefit for lifestyle and wellness expenses. Employers set an annual allowance and choose which expenses qualify; funds can arrive in installments or as a lump sum. Members…

Read the review →

BASE Lifestyle Spending Account gives employers a post-tax benefit for expenses tied to physical, financial and emotional well-being. Employers define contribution amounts and eligible services; examples include fitness memberships,…

Read the review →
  1. Surency Lifestyle Spending AccountLifestyle Spending Account (LSA) Software 7.4Pricing on request
  2. BASE Lifestyle Spending AccountLifestyle Spending Account (LSA) Software 7.2Pricing on request

Strengths and trade-offs

  • Surency Lifestyle Spending Account — where it wins

    • Employers choose eligible expenses and set annual contributions.
    • Members can submit reimbursement claims online or by mobile app.
    • Mobile app supports receipt images, balance checks, and notifications.

    Where it doesn't

    • Members pay eligible expenses upfront before seeking reimbursement.
    • Benefits Card use depends on the employer's plan.
    • Employers must request a quote for pricing.

  • BASE Lifestyle Spending Account — where it wins

    • Employers set contribution amounts and eligible-service limits.
    • Supports yearly, monthly or payroll funding schedules.
    • Offers debit-card access and check, direct deposit or payroll reimbursement.

    Where it doesn't

    • Pricing requires contacting BASE.
    • Administration is through a web portal.
    • Support is not available 24/7.
  • Surency Lifestyle Spending Account7.4/10 · Pricing on request

    A mobile-friendly LSA for employer-defined expenses and reimbursement claims.

    Request a quoteFull verdict →
  • BASE Lifestyle Spending Account7.2/10 · Pricing on request

    A web-based LSA with flexible funding schedules and several ways to reimburse employees.

    Contact BASEFull verdict →

More comparisons

All lifestyle spending account (LSA) software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update