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Head-to-head · Lifestyle Spending Account (LSA) Software

Surency Lifestyle Spending Account vs Fringe

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side

Surency Lifestyle Spending Account leads on 0 checks, Fringe on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSurency Lifestyle Spending Account · 7.4/10
  • Most featuresSurency Lifestyle Spending Account · 3 of 5

Surency Lifestyle Spending Account scores higher on our rubric for lifestyle spending account (lsa) software: 7.4 against 6.9 out of 10; our editors rank them #5 and #8.

Surency Lifestyle Spending Account is the better fit for employers seeking mobile LSA claims and balance access. Fringe is the better fit for teams combining lifestyle stipends and employee rewards.

  • Surency Lifestyle Spending Account fits best

    Employers seeking mobile LSA claims and balance access

  • Fringe fits best

    Teams combining lifestyle stipends and employee rewards

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Surency Lifestyle Spending Account 7.4/10 Visit ↗ Fringe 6.9/10 Visit ↗
At a glance
Editor score 7.4 6.9
Ranking #5 in Lifestyle Spending Account (LSA) Software #8 in Lifestyle Spending Account (LSA) Software
Best for Employers seeking mobile LSA claims and balance access Teams combining lifestyle stipends and employee rewards
Pricing model Paid Paid
Starting price Pricing on request $2/user/mo
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Phone, Email Email, Docs
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Surency Lifestyle Spending Account 3/5 · Fringe 0/5
Custom benefit categories ✓ (best) Not checked yet
Reimbursement workflows ✓ (best) Not checked yet
Payroll integrations Not checked yet Not checked yet
Receipt capture ✓ (best) Not checked yet
Tax reporting tools Not checked yet Not checked yet
Specs
Funding model Both Not checked yet
Mobile access Ios_android Not checked yet
Our review
Pros
  • Employers choose eligible expenses and set annual contributions.
  • Members can submit reimbursement claims online or by mobile app.
  • Mobile app supports receipt images, balance checks, and notifications.
  • Combines lifestyle benefits and stipends with points-based rewards.
  • Supports localized benefits and geographic redemption for global programs.
  • Connects with Slack, Microsoft Teams, Outlook, Gmail, ADP, and Alight.
Cons
  • Members pay eligible expenses upfront before seeking reimbursement.
  • Benefits Card use depends on the employer's plan.
  • Employers must request a quote for pricing.
  • Recognition and incentive features outweigh the detail on LSA workflows.
  • Growth is listed at $3 per employee monthly, above Scale at $2.
  • Enterprise pricing is custom, and premium support is tied to that plan.
Our verdict

Surency Lifestyle Spending Account is an employer-funded, post-tax benefit for lifestyle and wellness expenses. Employers set an annual allowance and choose which expenses qualify; funds can arrive in installments or as a lump sum. Members…

Read the review →

Fringe brings employee recognition, rewards, lifestyle benefits, wellbeing programs, and incentives together for HR and People teams. Employees can receive recognition, points, gifts, and benefits through web, iOS, and Android experiences.…

Read the review →
  1. Surency Lifestyle Spending AccountLifestyle Spending Account (LSA) Software 7.4Pricing on request
  2. FringeLifestyle Spending Account (LSA) Software 6.9Paid

Strengths and trade-offs

  • Surency Lifestyle Spending Account — where it wins

    • Employers choose eligible expenses and set annual contributions.
    • Members can submit reimbursement claims online or by mobile app.
    • Mobile app supports receipt images, balance checks, and notifications.

    Where it doesn't

    • Members pay eligible expenses upfront before seeking reimbursement.
    • Benefits Card use depends on the employer's plan.
    • Employers must request a quote for pricing.
  • Fringe — where it wins

    • Combines lifestyle benefits and stipends with points-based rewards.
    • Supports localized benefits and geographic redemption for global programs.
    • Connects with Slack, Microsoft Teams, Outlook, Gmail, ADP, and Alight.

    Where it doesn't

    • Recognition and incentive features outweigh the detail on LSA workflows.
    • Growth is listed at $3 per employee monthly, above Scale at $2.
    • Enterprise pricing is custom, and premium support is tied to that plan.
  • Surency Lifestyle Spending Account7.4/10 · Pricing on request

    A mobile-friendly LSA for employer-defined expenses and reimbursement claims.

    Request a quoteFull verdict →
  • Fringe6.9/10 · Paid

    Fringe combines lifestyle stipends with rewards and recognition, but centers on engagement programs.

    Visit FringeFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update