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Head-to-head · Mobile Payment Processing Software

QuickBooks GoPayment vs MobilePayments

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
QuickBooks GoPayment #7 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit QuickBooks
MobilePayments #8 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit MobilePayments

QuickBooks GoPayment leads on 1 check, MobilePayments on 1, and 3 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Free planboth

QuickBooks GoPayment and MobilePayments score identically on our rubric (7.0 out of 10) for mobile payment processing software; QuickBooks GoPayment sits at #7 and MobilePayments at #8 in our editorial ranking, so the choice comes down to fit.

MobilePayments offers offline payments; QuickBooks GoPayment doesn't publish it. QuickBooks GoPayment offers recurring payments; MobilePayments doesn't publish it.

QuickBooks GoPayment is the better fit for quickBooks users taking mobile payments. MobilePayments is the better fit for budget-conscious businesses wanting a free POS.

  • QuickBooks GoPayment fits best

    QuickBooks users taking mobile payments

  • MobilePayments fits best

    Budget-conscious businesses wanting a free POS

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature QuickBooks GoPayment 7.0/10 Visit ↗ MobilePayments 7.0/10 Visit ↗
At a glance
Editor score 7.0 7.0
Ranking #7 in Mobile Payment Processing Software #8 in Mobile Payment Processing Software
Best for QuickBooks users taking mobile payments Budget-conscious businesses wanting a free POS
Pricing model Free plan + paid Free plan + paid
Starting price Not published Not published
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms iOS, Android Web, iOS
Support Phone, Live chat, Docs Email, Live chat, Phone
Integrations 2 integrations 1 integrations
Built for Solo, Small business Solo, Small business, Mid-market, Enterprise
Features QuickBooks GoPayment 2/4 · MobilePayments 2/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments Not published ✓ (best)
Recurring payments ✓ (best) Not published
Specs
Payout timing Next_day Next_day
Payment methods credit cards, debit cards, Apple Pay, Google Pay, Samsung Pay, cash, checks, ACH bank transfers chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets
Our review
Pros
  • Accepts cards, wallets, cash, checks, and ACH payments
  • Tap to Pay on iPhone works without a separate reader
  • Syncs payment information with QuickBooks Online and Desktop
  • Free POS app with Tap to Pay on iPhone
  • Payment links support text, email, WhatsApp, social media, and QR codes
  • Includes inventory, reporting, bookings, tables, and loyalty tools
Cons
  • Transaction pricing varies by eligibility, region, and pricing schedule
  • Tap to Pay on iPhone is not available across both platforms
  • The strongest accounting fit is centered on QuickBooks
  • Card-reader payments require a separate £49 one-time device
  • Stripe is the listed integration
  • Merchant approval includes identity verification and eligibility checks
Our verdict

QuickBooks GoPayment is a mobile point-of-sale app for merchants accepting in-person payments away from a desk. It supports compatible Bluetooth card readers, manual card entry, and Tap to Pay on iPhone without a separate reader. Payment…

Read the review →

MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code…

Read the review →
  1. QuickBooks GoPaymentMobile Payment Processing Software 7.0Free plan
  2. MobilePaymentsMobile Payment Processing Software 7.0Free plan

Strengths and trade-offs

  • QuickBooks GoPayment — where it wins

    • Accepts cards, wallets, cash, checks, and ACH payments
    • Tap to Pay on iPhone works without a separate reader
    • Syncs payment information with QuickBooks Online and Desktop

    Where it doesn't

    • Transaction pricing varies by eligibility, region, and pricing schedule
    • Tap to Pay on iPhone is not available across both platforms
    • The strongest accounting fit is centered on QuickBooks

  • MobilePayments — where it wins

    • Free POS app with Tap to Pay on iPhone
    • Payment links support text, email, WhatsApp, social media, and QR codes
    • Includes inventory, reporting, bookings, tables, and loyalty tools

    Where it doesn't

    • Card-reader payments require a separate £49 one-time device
    • Stripe is the listed integration
    • Merchant approval includes identity verification and eligibility checks

More comparisons

All mobile payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update