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Head-to-head · Mortgage CRM Software

One Mortgage System vs Empower LO

  • Updated Oct 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score One Mortgage System #5 in Mortgage CRM Software 8.4/10 Pricing on request ✓ 5 of 7 features Request a Demo
Empower LO #6 in Mortgage CRM Software 8.2/10 Paid ✓ 6 of 7 features Visit Empower LO

One Mortgage System leads on 0 checks, Empower LO on 0, and 7 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreOne Mortgage System · 8.4/10
  • Most featuresEmpower LO · 6 of 7

One Mortgage System scores higher on our rubric for mortgage crm software: 8.4 against 8.2 out of 10; our editors rank them #5 and #6.

One Mortgage System is the better fit for UK advisers needing case processing and compliance. Empower LO is the better fit for mortgage teams wanting AI and team governance.

  • One Mortgage System fits best

    UK advisers needing case processing and compliance

  • Empower LO fits best

    Mortgage teams wanting AI and team governance

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature One Mortgage System 8.4/10 Visit ↗ Empower LO 8.2/10 Visit ↗
At a glance
Editor score 8.4 8.2
Ranking #5 in Mortgage CRM Software #6 in Mortgage CRM Software
Best for UK advisers needing case processing and compliance Mortgage teams wanting AI and team governance
Pricing model Paid Paid
Starting price Pricing on request $197/mo
Free plan Not checked yet —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email, Phone, Docs Email, Live chat, Tickets
Compliance ISO 27001 2FA
Integrations 50+ integrations 5,000+ integrations
Built for Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features One Mortgage System 5/7 · Empower LO 6/7
Borrower management ✓ ✓
Referral partner management ✓ ✓
Loan pipeline tracking ✓ ✓
Marketing automation Not checked yet ✓ (best)
Compliance workflows ✓ ✓
SMS automation ✓ ✓
Mobile app Not checked yet Not checked yet
Our review
Pros
  • Covers mortgage cases from enquiry through completion
  • Connects sourcing, portals, documents, updates and dashboards
  • Includes API-led origination and AI-assisted compliance checking
  • Mortgage-specific records and pipeline tracking
  • AI conversations, qualification, and appointment booking
  • Advanced routing, team snapshots, and brand governance
Cons
  • Pricing requires a contact-sales process
  • The broad feature set may require workflow configuration
  • AI compliance checking depends on the Curvestone integration
  • Paid plans start at $197 per month
  • Custom Builds require a quoted engagement
  • Advanced team controls are reserved for the Teams plan
Our verdict

One Mortgage System (OMS) is a cloud-based mortgage CRM and origination platform for UK mortgage intermediaries, lenders and building societies. Its broker CRM supports residential, buy-to-let, bridging, second charge, commercial and…

Read the review →

Empower LO is a mortgage CRM and marketing platform for loan officers, mortgage teams, and larger mortgage operations. Built on HighLevel, it manages records for leads, borrowers, agents, referral partners, and past clients while tracking…

Read the review →
  1. One Mortgage SystemMortgage CRM Software 8.4Pricing on request
  2. Empower LOMortgage CRM Software 8.2Paid

Strengths and trade-offs

  • One Mortgage System — where it wins

    • Covers mortgage cases from enquiry through completion
    • Connects sourcing, portals, documents, updates and dashboards
    • Includes API-led origination and AI-assisted compliance checking

    Where it doesn't

    • Pricing requires a contact-sales process
    • The broad feature set may require workflow configuration
    • AI compliance checking depends on the Curvestone integration

  • Empower LO — where it wins

    • Mortgage-specific records and pipeline tracking
    • AI conversations, qualification, and appointment booking
    • Advanced routing, team snapshots, and brand governance

    Where it doesn't

    • Paid plans start at $197 per month
    • Custom Builds require a quoted engagement
    • Advanced team controls are reserved for the Teams plan
  • One Mortgage System8.4/10 · Pricing on request

    A broad UK mortgage CRM covering case processing, sourcing, portals and compliance workflows.

    Request a DemoFull verdict →
  • Empower LO8.2/10 · Paid

    A mortgage-focused CRM combining pipeline management, AI conversations, automation, and team controls.

    Visit Empower LOFull verdict →

More comparisons

All mortgage CRM software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update