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Head-to-head · Insurance Rating Software

Guidewire Rating vs pasRater.Net

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Guidewire Rating #5 in Insurance Rating Software 7.1/10 Pricing on request ✓ 2 of 2 features Visit Guidewire
pasRater.Net #7 in Insurance Rating Software 6.8/10 Pricing on request ✓ 1 of 2 features Visit pasRater.Net

Guidewire Rating leads on 1 check, pasRater.Net on 0, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreGuidewire Rating · 7.1/10
  • Most featuresGuidewire Rating · 2 of 2

Guidewire Rating scores higher on our rubric for insurance rating software: 7.1 against 6.8 out of 10; our editors rank them #5 and #7.

On rating configuration, Guidewire Rating gives you Hybrid where pasRater.Net offers Visual. Guidewire Rating offers rate versioning; pasRater.Net doesn't publish it.

Guidewire Rating is the better fit for P&C carriers using Guidewire policy workflows. pasRater.Net is the better fit for established carriers rating multiple lines and states.

  • Guidewire Rating fits best

    P&C carriers using Guidewire policy workflows

  • pasRater.Net fits best

    Established carriers rating multiple lines and states

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Guidewire Rating 7.1/10 Visit ↗ pasRater.Net 6.8/10 Visit ↗
At a glance
Editor score 7.1 6.8
Ranking #5 in Insurance Rating Software #7 in Insurance Rating Software
Best for P&C carriers using Guidewire policy workflows Established carriers rating multiple lines and states
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Docs Email, Phone
Integrations 3 integrations 1 integrations
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Guidewire Rating 2/2 · pasRater.Net 1/2
Rate versioning ✓ (best) Not published
API access ✓ ✓
Specs
Rating configuration Hybrid Visual
Quote channels Not published Not published
Supported product lines property and casualty Any line of business
Deployment Cloud Cloud
Our review
Pros
  • Configure rate models, rating factors, formulas, and effective-dated changes
  • Calculate premiums during quoting and policy transactions
  • Integrates with PolicyCenter, BillingCenter, and ClaimCenter
  • Rates across multiple lines, states and locations in real time
  • Screen-based tables support configurable deviations and formulas
  • Bulk testing, underwriting guidelines and predictive analytics are included
Cons
  • Pricing is available by contacting Guidewire rather than through public plans
  • Rating is focused on property and casualty insurance
  • Its strongest fit depends on Guidewire policy administration workflows
  • Pricing requires a sales conversation
  • Rate versioning is unspecified
  • Its policy-management integration focus may not suit standalone workflows
Our verdict

Guidewire Rating provides rating and pricing functionality within Guidewire InsuranceSuite for property and casualty insurers. It is aimed at mid-market and enterprise carriers that need to configure insurance-product rate models, factors,…

Read the review →

pasRater.Net is a cloud-based insurance rating engine from Policy Administration Solutions for agents, carriers and other property-and-casualty organizations. It is aimed especially at established carriers that need to calculate rates…

Read the review →
  1. Guidewire RatingInsurance Rating Software 7.1Pricing on request
  2. pasRater.NetInsurance Rating Software 6.8Pricing on request

Strengths and trade-offs

  • Guidewire Rating — where it wins

    • Configure rate models, rating factors, formulas, and effective-dated changes
    • Calculate premiums during quoting and policy transactions
    • Integrates with PolicyCenter, BillingCenter, and ClaimCenter

    Where it doesn't

    • Pricing is available by contacting Guidewire rather than through public plans
    • Rating is focused on property and casualty insurance
    • Its strongest fit depends on Guidewire policy administration workflows

  • pasRater.Net — where it wins

    • Rates across multiple lines, states and locations in real time
    • Screen-based tables support configurable deviations and formulas
    • Bulk testing, underwriting guidelines and predictive analytics are included

    Where it doesn't

    • Pricing requires a sales conversation
    • Rate versioning is unspecified
    • Its policy-management integration focus may not suit standalone workflows

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update