Head-to-head · Insurance Rating Software
Earnix vs RDT Insurer Hosted Rating
Earnix leads on 1 check, RDT Insurer Hosted Rating on 1, and 0 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreEarnix · 6.9/10
Earnix scores higher on our rubric for insurance rating software: 6.9 against 6.6 out of 10; our editors rank them #6 and #8.
RDT Insurer Hosted Rating offers rate versioning; Earnix doesn't publish it. Earnix offers api access; RDT Insurer Hosted Rating doesn't publish it.
Earnix is the better fit for insurers prioritizing pricing optimization. RDT Insurer Hosted Rating is the better fit for carriers needing fast, connected personal-lines quotes.
- Earnix fits best
Insurers prioritizing pricing optimization
- RDT Insurer Hosted Rating fits best
Carriers needing fast, connected personal-lines quotes
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Side by side
| Feature | Earnix 6.9/10 Visit ↗ | RDT Insurer Hosted Rating 6.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 6.9 | 6.6 |
| Ranking | #6 in Insurance Rating Software | #8 in Insurance Rating Software |
| Best for | Insurers prioritizing pricing optimization | Carriers needing fast, connected personal-lines quotes |
| Pricing model | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | Not published | Not published |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Built for | Mid-market, Enterprise | Mid-market, Enterprise |
| Features Earnix 1/2 · RDT Insurer Hosted Rating 1/2 | ||
| Rate versioning | Not published | ✓ (best) |
| API access | ✓ (best) | Not published |
| Specs | ||
| Rating configuration | Hybrid | Not published |
| Quote channels | Not published | Multiple |
| Supported product lines | property and casualty; life and health insurance | personal lines, commercial |
| Deployment | Cloud | Cloud |
| Our review | ||
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| Our verdict | Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty,… Read the review → |
RDT Insurer Hosted Rating is a cloud-based rating engine for insurers and managing general agents, covering personal and commercial lines across multiple quote channels. It is aimed at carriers that need fast, connected quotes and… Read the review → |
Strengths and trade-offs
Earnix — where it wins
- Combines insurance product and rate configuration with pricing analysis.
- Configurable rating logic supports centralized rating capabilities.
- API-based integration supports quote and pricing decision workflows.
Where it doesn't
- Pricing is handled through contact sales.
- Published details offer limited visibility into versioning and testing.
- Not positioned for teams outside mid-market or enterprise insurers.
RDT Insurer Hosted Rating — where it wins
- Prices tailored quotes in under a second
- Centralizes pricing rules and rate-version management
- Connects with broker, rating, and data providers
Where it doesn't
- Pricing requires contacting RDT
- Published details do not describe configuration depth
- Designed for mid-market and enterprise organizations
- Earnix6.9/10 · Pricing on request
Cloud insurance software pairing configurable rating with pricing optimization.
Visit EarnixFull verdict → - RDT Insurer Hosted Rating6.6/10 · Pricing on request
A cloud rating engine for fast personal- and commercial-lines quotes.
Contact RDTFull verdict →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update


