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Head-to-head · Insurance Rating Software

Earnix vs RDT Insurer Hosted Rating

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Earnix #6 in Insurance Rating Software 6.9/10 Pricing on request ✓ 1 of 2 features Visit Earnix
RDT Insurer Hosted Rating #8 in Insurance Rating Software 6.6/10 Pricing on request ✓ 1 of 2 features Contact RDT

Earnix leads on 1 check, RDT Insurer Hosted Rating on 1, and 0 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreEarnix · 6.9/10

Earnix scores higher on our rubric for insurance rating software: 6.9 against 6.6 out of 10; our editors rank them #6 and #8.

RDT Insurer Hosted Rating offers rate versioning; Earnix doesn't publish it. Earnix offers api access; RDT Insurer Hosted Rating doesn't publish it.

Earnix is the better fit for insurers prioritizing pricing optimization. RDT Insurer Hosted Rating is the better fit for carriers needing fast, connected personal-lines quotes.

  • Earnix fits best

    Insurers prioritizing pricing optimization

  • RDT Insurer Hosted Rating fits best

    Carriers needing fast, connected personal-lines quotes

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Earnix 6.9/10 Visit ↗ RDT Insurer Hosted Rating 6.6/10 Visit ↗
At a glance
Editor score 6.9 6.6
Ranking #6 in Insurance Rating Software #8 in Insurance Rating Software
Best for Insurers prioritizing pricing optimization Carriers needing fast, connected personal-lines quotes
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Deployment Cloud Cloud
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Earnix 1/2 · RDT Insurer Hosted Rating 1/2
Rate versioning Not published ✓ (best)
API access ✓ (best) Not published
Specs
Rating configuration Hybrid Not published
Quote channels Not published Multiple
Supported product lines property and casualty; life and health insurance personal lines, commercial
Deployment Cloud Cloud
Our review
Pros
  • Combines insurance product and rate configuration with pricing analysis.
  • Configurable rating logic supports centralized rating capabilities.
  • API-based integration supports quote and pricing decision workflows.
  • Prices tailored quotes in under a second
  • Centralizes pricing rules and rate-version management
  • Connects with broker, rating, and data providers
Cons
  • Pricing is handled through contact sales.
  • Published details offer limited visibility into versioning and testing.
  • Not positioned for teams outside mid-market or enterprise insurers.
  • Pricing requires contacting RDT
  • Published details do not describe configuration depth
  • Designed for mid-market and enterprise organizations
Our verdict

Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty,…

Read the review →

RDT Insurer Hosted Rating is a cloud-based rating engine for insurers and managing general agents, covering personal and commercial lines across multiple quote channels. It is aimed at carriers that need fast, connected quotes and…

Read the review →
  1. EarnixInsurance Rating Software 6.9Pricing on request
  2. RDT Insurer Hosted RatingInsurance Rating Software 6.6Pricing on request

Strengths and trade-offs

  • Earnix — where it wins

    • Combines insurance product and rate configuration with pricing analysis.
    • Configurable rating logic supports centralized rating capabilities.
    • API-based integration supports quote and pricing decision workflows.

    Where it doesn't

    • Pricing is handled through contact sales.
    • Published details offer limited visibility into versioning and testing.
    • Not positioned for teams outside mid-market or enterprise insurers.
  • RDT Insurer Hosted Rating — where it wins

    • Prices tailored quotes in under a second
    • Centralizes pricing rules and rate-version management
    • Connects with broker, rating, and data providers

    Where it doesn't

    • Pricing requires contacting RDT
    • Published details do not describe configuration depth
    • Designed for mid-market and enterprise organizations
  • Earnix6.9/10 · Pricing on request

    Cloud insurance software pairing configurable rating with pricing optimization.

    Visit EarnixFull verdict →
  • RDT Insurer Hosted Rating6.6/10 · Pricing on request

    A cloud rating engine for fast personal- and commercial-lines quotes.

    Contact RDTFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update