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Head-to-head · Payment Gateways

Checkout.com vs PayPal Payments

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Checkout.com #4 in Payment Gateways 7.4/10 Pricing on request ✓ 2 of 2 features Visit Checkout.com
PayPal Payments #6 in Payment Gateways 7.1/10 Free plan Free plan✓ 2 of 2 features Visit PayPal

Checkout.com leads on 0 checks, PayPal Payments on 1, and 2 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreCheckout.com · 7.4/10
  • Free planonly PayPal Payments

Checkout.com scores higher on our rubric for payment gateways: 7.4 against 7.1 out of 10; our editors rank them #4 and #6.

PayPal Payments offers free plan; Checkout.com doesn't. On api and sdk coverage, Checkout.com gives you Api_sdk_plugins where PayPal Payments offers Api_and_sdk.

Checkout.com is the better fit for large merchants needing acquiring depth. PayPal Payments is the better fit for businesses wanting PayPal and global reach.

  • Checkout.com fits best

    Large merchants needing acquiring depth

  • PayPal Payments fits best

    Businesses wanting PayPal and global reach

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Checkout.com 7.4/10 Visit ↗ PayPal Payments 7.1/10 Visit ↗
At a glance
Editor score 7.4 7.1
Ranking #4 in Payment Gateways #6 in Payment Gateways
Best for Large merchants needing acquiring depth Businesses wanting PayPal and global reach
Pricing model Paid Free plan + paid
Starting price Not published Not published
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features Checkout.com 2/2 · PayPal Payments 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency
Supported currencies Not published Not published
Payout countries Not published Not published
API and SDK coverage Api_sdk_plugins Api_and_sdk
Our review
Pros
  • Supports domestic and international acquiring and multiple payment methods
  • Handles recurring payments and marketplace splits, commissions, and payouts
  • Offers hosted pages, mobile SDKs, plugins, and a unified API
  • Accepts PayPal, Venmo, cards, wallets, bank transfers, and vouchers
  • Supports recurring payments, payment links, hosted checkout, and buttons
  • Offers marketplace tools, REST APIs, SDKs, and acceptance across 200+ markets
Cons
  • Pricing is tailored and requires contacting sales
  • Products and features may vary by country
  • Its breadth may exceed the needs of merchants with simpler payment flows
  • Transaction pricing varies by payment method, currency, geography, and integration
  • Payment methods and availability vary by geography and integration method
  • Marketplace and API options may require more integration work than payment links
Our verdict

Checkout.com provides online payment gateway and processing services for businesses that accept and move money online. It is positioned for enterprise merchants and platforms operating across multiple markets, particularly those needing…

Read the review →

PayPal Payments gives businesses several ways to accept online and in-person payments, from PayPal and Venmo in the United States to cards, digital wallets, bank transfers, vouchers, and buy-now-pay-later options. It suits merchants that…

Read the review →
  1. Checkout.comPayment Gateways 7.4Pricing on request
  2. PayPal PaymentsPayment Gateways 7.1Free plan

Strengths and trade-offs

  • Checkout.com — where it wins

    • Supports domestic and international acquiring and multiple payment methods
    • Handles recurring payments and marketplace splits, commissions, and payouts
    • Offers hosted pages, mobile SDKs, plugins, and a unified API

    Where it doesn't

    • Pricing is tailored and requires contacting sales
    • Products and features may vary by country
    • Its breadth may exceed the needs of merchants with simpler payment flows

  • PayPal Payments — where it wins

    • Accepts PayPal, Venmo, cards, wallets, bank transfers, and vouchers
    • Supports recurring payments, payment links, hosted checkout, and buttons
    • Offers marketplace tools, REST APIs, SDKs, and acceptance across 200+ markets

    Where it doesn't

    • Transaction pricing varies by payment method, currency, geography, and integration
    • Payment methods and availability vary by geography and integration method
    • Marketplace and API options may require more integration work than payment links
  • Checkout.com7.4/10 · Pricing on request

    A broad payments platform for merchants managing acquiring and complex payment flows.

    Visit Checkout.comFull verdict →
  • PayPal Payments7.1/10 · Free plan

    Broad payment acceptance with checkout tools, recurring billing, and marketplace support.

    Visit PayPalFull verdict →

More comparisons

All payment gateways comparisons → · Full ranking →

Guides on payment gateways

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update