Mobile Payment Apps: ranks 51–89
Page 2 of 2 of the full mobile payment apps ranking. Every tool here is researched from its official pricing and product pages. See our top picks →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Ranks 51–89 of 89 tools, best first
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Best forGhanaian users needing an everyday payment wallet
A broad everyday wallet for Ghana, with transfers, bills, savings and QR payments.
- Bill payment
- QR payments
- In-store payments
3.6/10★★☆☆☆Visit eAlkePay -
Best forQatar users needing simple wallet and QR payments
A free Qatar wallet for QMP QR payments, transfers and QIB cash-out.
- QR payments
- In-store payments
- Peer transfers
3.5/10★★☆☆☆Visit mPay -
Best forColombian users needing full wallet services
A free Colombian mobile wallet combining instant transfers, payments, savings and cash access.
3.4/10★★☆☆☆Visit DaviPlata -
Best forZimbabwe users needing broad wallet and remittance services
A broad Zimbabwe wallet for transfers, bills, merchant payments, cash access and remittances.
- International transfers
- Bill payment
- QR payments
3.3/10★★☆☆☆Visit EcoCash -
Best forGarmin wearers needing contactless card payments
A free device wallet for Garmin wearers who want contactless card payments.
- In-store payments
3.0/10★★☆☆☆Visit Garmin Pay -
Best forUsers wanting card, QR and NFC payments
A free iOS and Android wallet for card, QR, NFC and everyday payment tasks.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Paybooc -
Best forMaldives users and merchants needing wallet payments
A free Maldives wallet spanning bills, QR payments, transfers and merchant checkout.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Payer -
Best forWest African users needing cross-border wallet payments
Free mobile wallet for West African transfers, bills, cards and everyday payments.
- International transfers
- Bill payment
- In-store payments
3.0/10★★☆☆☆Visit TakTak -
Best forAfrican users needing broad free wallet services
A free African wallet app spanning transfers, bills, merchant payments and virtual cards.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Apay -
Best forMobile-money users and merchants needing wallet tools
A free wallet connecting mobile money with bank accounts, cards and merchant payments.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Linc -
Best forIndonesian users needing bills and wallet transfers
A free Indonesian wallet covering transfers, bills, top-ups, merchants, transport and cash withdrawal.
3.0/10★★☆☆☆Visit LinkAja -
Best forArgentine users needing QR, contactless, and bill pay
A free Argentina-focused wallet covering everyday payments, transfers, bills and transport.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit MODO -
Best forAfrican users needing multi-currency wallet transfers
A focused African multi-currency wallet for transfers, bills and online USD card spending.
- International transfers
- Bill payment
- Peer transfers
3.0/10★★☆☆☆Visit Myaza -
Best forMobile-money users needing everyday payments
A mobile wallet for transfers, bills and merchant payments through app and USSD channels.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Airtel Money -
Best forTravelers and small users paying by QR or transfer
A free mobile wallet for QR payments, transfers and bills, with variable transaction and funding fees.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Moreta Pay -
Best forUAE users seeking QR payments, bills, and transfers
A free UAE wallet for QR purchases, bills, contacts and eligible transfers.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Pay10 -
Best forBusinesses integrating multi-method mobile payments
A merchant payment gateway with broad methods, recurring billing and developer tools.
3.0/10★★☆☆☆Visit Paytm -
Best forUsers wanting QR wallet payments and bill pay
A free mobile wallet for QR payments, transfers, bills and everyday top-ups.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit SnapScan -
Best forUsers wanting wallet payments plus crypto and bookings
Xanda combines wallet payments, crypto trading and travel bookings in one service.
- Bill payment
- Peer transfers
3.0/10★★☆☆☆Visit Xanda -
Best forAlbanian users needing wallet, cards and bills
A free Albanian wallet for bills, peer transfers, cards and merchant payments.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit epara -
Best forTravelers needing cross-border QR payments
A traveler-focused QR wallet with broad network coverage and multi-currency payments.
- QR payments
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit Desto -
Best forLocal users needing bills, QR payments, and reloads
A free Maldives-focused wallet for bills, QR payments, reloads, and local transfers.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit FahiPay -
Best forUsers seeking transfers, bills, and QR payment options
A free mobile wallet combining transfers, bills, QR payments, cards and digital commerce tools.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Tribapay -
Best forAndroid users seeking simple UPI and bill pay
A free Android app for UPI transfers, QR payments, BBPS bills and merchant cashback.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit super.money -
Best forUsers needing mobile-money-linked payments and transfers
DCash links mobile-money top-ups and withdrawals with transfers, currency exchange and payments.
- Bill payment
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit DCash -
Best forNigerian users seeking QR and proximity payments
A Nigeria-focused wallet for QR, proximity and bank payments, plus bills and airtime.
- Bill payment
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit GoTap -
Best forU.S. senders paying contacts in Latin America
A focused U.S. transfer wallet for sending money to three Latin American countries.
- International transfers
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Moni -
Best forUsers needing mobile-money savings groups
A free mobile wallet focused on P2P payments, savings goals and rotating groups.
- International transfers
- Peer transfers
3.0/10★★☆☆☆Visit Payroon -
Best forTravelers paying at Changi and Jewel merchants
A free QR wallet for Changi-area purchases, with cards, vouchers and rewards.
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Changi Pay -
Best forNigerian users wanting wallet transfers and bill payments
A free Nigerian wallet for instant transfers, bills, QR payments and spending controls.
- Bill payment
- QR payments
- Peer transfers
3.0/10★★☆☆☆Visit SkyPay Africa -
Best forTravelers paying LaoQR merchants by card or wallet
A mobile app feature for paying participating LaoQR merchants with eligible cards and wallets.
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit LOCA -
Best forPeople needing wallet, bill-pay and remittance tools
A broad wallet for payments and transfers, with features and fees that vary by country.
- International transfers
- Bill payment
- QR payments
3.0/10★★☆☆☆Visit Orange Money -
Best forTravelers paying by prepaid card in South Korea
A free mobile companion for prepaid merchant payments and Tmoney transit in Korea.
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit WOWPASS -
Best forAndroid users needing wallet transfers and QR payments
Android wallet for transfers, QR payments, currency conversion and crowdfunding.
- International transfers
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit Abba App -
Best forOman users needing local wallet transfers and QR pay
A free Oman wallet for QR purchases and local transfers, with a focused feature set.
- QR payments
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit NBO Wallet -
Best forPrivacy-focused users wanting open-source digital cash
Open-source digital cash wallet with private payments, QR/NFC checkout and bank transfers.
- QR payments
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit Taler Wallet -
Best forSmall communities using simple QR wallet payments
Free mobile payments for participating merchants and wallet-to-wallet transfers.
- QR payments
- In-store payments
- Peer transfers
3.0/10★★☆☆☆Visit Phanta Pay -
Best forMunicipal and corporate local QR campaigns
A mobile QR payment app for region-limited benefits, points, coupons, and local campaigns.
- QR payments
- In-store payments
3.0/10★★☆☆☆Visit region PAY -
Best forTax filers, not everyday payment users
A free tax-filing service with mobile access, not a general mobile payment app.
3.0/10★★☆☆☆Visit Cash App Taxes
No tools match those filters.
Compare at a glance
| # | Tool | Free plan | Paid from | In-store payments | Peer transfers | Bill payment | QR payments | Score |
|---|---|---|---|---|---|---|---|---|
| 51 | eAlkePay | Yes | Yes | Yes | Yes | Yes | 3.6 | |
| 52 | mPay | Yes | Free | Yes | Yes | Yes | 3.5 | |
| 53 | DaviPlata | Yes | Free | 3.4 | ||||
| 54 | EcoCash | No | Yes | Yes | Yes | Yes | 3.3 | |
| 55 | Garmin Pay | Yes | Free | Yes | No | No | No | 3.0 |
| 56 | Paybooc | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 57 | Payer | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 58 | TakTak | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 59 | Apay | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 60 | Linc | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 61 | LinkAja | Yes | Free | 3.0 | ||||
| 62 | MODO | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 63 | Myaza | Yes | No | Yes | Yes | 3.0 | ||
| 64 | Airtel Money | Yes | Yes | Yes | Yes | 3.0 | ||
| 65 | Moreta Pay | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 66 | Pay10 | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 67 | Paytm Payment Gateway | No | 3.0 | |||||
| 68 | SnapScan | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 69 | Xanda | Yes | Free | Yes | Yes | 3.0 | ||
| 70 | epara | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 71 | Desto | Free | Yes | Yes | Yes | 3.0 | ||
| 72 | FahiPay | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 73 | Tribapay | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 74 | super.money | Yes | Free | Yes | Yes | Yes | Yes | 3.0 |
| 75 | DCash | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 76 | GoTap | Yes | Yes | Yes | Yes | Yes | 3.0 | |
| 77 | Moni | Yes | Yes | No | Yes | 3.0 | ||
| 78 | Payroon | Yes | Yes | 3.0 | ||||
| 79 | Changi Pay | Yes | Free | Yes | No | No | Yes | 3.0 |
| 80 | SkyPay Africa | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 81 | LOCA PAY | Yes | Yes | 3.0 | ||||
| 82 | Orange Money | Yes | Yes | Yes | Yes | 3.0 | ||
| 83 | WOWPASS | Yes | Free | Yes | Yes | 3.0 | ||
| 84 | Abba App | No | Yes | Yes | Yes | 3.0 | ||
| 85 | NBO Mobile Wallet | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 86 | Taler Wallet | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 87 | Phanta Pay | Yes | Free | Yes | Yes | Yes | 3.0 | |
| 88 | region PAY | Yes | Yes | Yes | 3.0 | |||
| 89 | Cash App Taxes | Yes | Free | 3.0 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update