eAlkePay
eAlkePay: A broad everyday wallet for Ghana, with transfers, bills, savings and QR payments. Ranked #51 of 89 in Mobile Payment Apps by our editors (3.6/10); pricing: Free plan; best for ghanaian users needing an everyday payment wallet.
At a glance
- Editor score3.6 / 10
- PricingFree plan
- Best forGhanaian users needing an everyday payment wallet
- Free planYes
- In-store paymentsYes
- Facts checked25 Oct 2026
Where it wins
- Connects MTN MoMo, Telecel Cash and AirtelTigo Money in one wallet
- Supports transfers, bill payments, airtime, data and merchant QR payments
- Combines savings tools with spending categorization and analytics
Where it doesn't
- Plus features such as higher transfer limits and reduced cash-out fees are paid
- Business tools are aimed at merchants, not personal wallet users
- Credit-building tools are offered, but their operation is not described
Our verdict on eAlkePay
For Ghanaian users who want one place for everyday payments, eAlkePay combines a mobile-money wallet with transfers, bill payments and savings tools. Phone-number transfers and payment requests support person-to-person use, while wallet top-ups and cash-outs connect the wallet to banks or mobile money. The service is available on iOS, Android and the web, and its feature set also covers merchant QR payments and spending analytics. Its focus is broad daily use rather than a single payment task.
The ecosystem is a central strength: eAlkePay brings MTN MoMo, Telecel Cash and AirtelTigo Money together, and also lists Visa, Mastercard, GhIPSS, Paystack, Hubtel and Zeepay integrations. Users can pay electricity, water, TV, internet and school-fee bills, as well as buy airtime and data. Savings goals, round-ups and scheduled AutoSave sit alongside spending categorization and analytics. PIN and biometric authorization are available for payments. This range may suit users consolidating several routine money tasks; anyone looking for a wallet centered on a different market or a narrower payment workflow may prefer a more focused option.
The Personal plan is free and includes a wallet, free transfers to eAlkePay users, phone-number sending and receiving, bill and airtime payments, savings goals, round-ups and bank-grade security. Plus adds higher daily transfer limits, reduced cash-out fees, priority support, boosted savings interest and advanced spending insights. Business adds merchant QR codes and payment links, bulk payouts, payroll, team roles, settlement reports, API access and a dedicated account manager. The published pricing details identify a starting price of 15 in Ghanaian cedis, while the pricing page says fees can vary slightly by provider. Personal users who need more limits or savings insights may consider Plus; merchants needing team and payout tools may find Business relevant. Buyers who want a simple free wallet can start with Personal.
Your product? Our editors can test eAlkePay in depth and publish a review, labelled as paid · from $149/mo →
eAlkePay pricing
All 3 eAlkePay plans and prices →
eAlkePay fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| In-store payments | Yes |
| Peer transfers | Yes |
| Bill payment | Yes |
| QR payments | Yes |
| International transfers | Not verified |
| Mobile platforms | Both |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Live chat, Phone, Docs · 24/7 |
| Built for | Solo, Small business, Mid-market (editorial estimate) |
| Integrations | 9 integrations: MTN MoMo, Telecel Cash, AirtelTigo Money, Visa, Mastercard, GhIPSS … |
| Pricing | Free plan (source) |
| Website | ealkepay.com |
| Facts checked | 25 Oct 2026 |
eAlkePay integrations
eAlkePay lists 9 integrations on its own site.
- MTN MoMo
- Telecel Cash
- AirtelTigo Money
- Visa
- Mastercard
- GhIPSS
- Paystack
- Hubtel
- Zeepay
Alternatives to eAlkePay
- PhonePeA free iOS and Android app for everyday UPI transfers, QR payments and bills.9.4
- Apple PayA no-cost payment service for Apple devices, with checkout availability depending on merchant and region.9.2
- Weixin PayA free mobile wallet for QR, merchant and supported cross-border payments.9.1
See all eAlkePay alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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