DCash
DCash: DCash links mobile-money top-ups and withdrawals with transfers, currency exchange and payments. Ranked #75 of 89 in Mobile Payment Apps by our editors (3.0/10); pricing: Free plan; best for users needing mobile-money-linked payments and transfers.
At a glance
- Editor score3.0 / 10
- PricingFree plan
- Best forUsers needing mobile-money-linked payments and transfers
- Free planYes
- Paid fromFree
- In-store paymentsYes
- Facts checked25 Oct 2026
Where it wins
- Top up and withdraw through several mobile-money networks
- Combines multi-currency balances, exchange and peer transfers
- Includes bill and till payments plus Deriv merchant funding
Where it doesn't
- Bill and till payments are described for Kenya
- Mobile-money access depends on supported providers and markets
- Identity verification requires document and liveness checks
Our verdict on DCash
DCash is a multi-currency wallet that connects mobile-money services with wallet balances and supported merchants. It is aimed at people who need to move money between mobile-money accounts and a digital wallet, send transfers to other DCash users, or make payments. The service operates across 11 African markets and is available on the web, iOS and Android. Its focus is practical payment movement rather than a broad suite of financial tools.
Network connections are central to the product. Users can top up through M-Pesa, MTN MoMo, Airtel Money, Orange Money, Vodacom, Tigo and Halotel, and withdraw to registered mobile-money wallets. DCash also supports peer transfers, multi-currency balances and currency exchange. For payments, the listed features include Kenyan bills and tills, alongside funding and withdrawals for supported merchant accounts such as Deriv. Transaction history includes receipts and search and filtering, which can help users review wallet activity. Buyers should check whether their mobile-money provider and intended payment routes are supported in their market.
The service is presented as free, with no paid tier detail included in its product description. Security features include a PIN, two-factor authentication, and identity verification using document and liveness checks. Support channels are email and documentation. These features make DCash a fit for users whose needs center on mobile-money-linked transfers, wallet balances and the listed payment routes. It may be a less suitable choice for someone looking for payment coverage beyond its supported networks, markets and merchant options, or for bill payments outside the Kenyan use case described.
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DCash pricing
DCash fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| In-store payments | Yes |
| Peer transfers | Yes |
| Bill payment | Yes |
| QR payments | Not verified |
| International transfers | Not verified |
| Mobile platforms | Both |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Email, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 8 integrations: M-Pesa, MTN MoMo, Airtel Money, Orange Money, Vodacom, Tigo … |
| Pricing | Free plan |
| Website | dcash.africa |
| Facts checked | 25 Oct 2026 |
DCash integrations
DCash lists 8 integrations on its own site.
- M-Pesa
- MTN MoMo
- Airtel Money
- Orange Money
- Vodacom
- Tigo
- Halotel
- Deriv
Alternatives to DCash
- PhonePeA free iOS and Android app for everyday UPI transfers, QR payments and bills.9.4
- Apple PayA no-cost payment service for Apple devices, with checkout availability depending on merchant and region.9.2
- Weixin PayA free mobile wallet for QR, merchant and supported cross-border payments.9.1
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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used DCash for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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