Zoho Invoice review
A capable free invoicing tool with payments, reminders, portals, and receivables reports.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Zoho Invoice is cloud-based invoicing software for small businesses, freelancers, consultants, agencies, and entrepreneurs. It covers invoice creation and customization, delivery by email, links, or PDF, online payments, recurring invoices, payment reminders, customer portals, expense recording, time tracking, projects, and receivables reporting. Customers can view invoices, statements, and payment history through the self-service portal.
The product uses a single free plan rather than paid tiers. The Free plan supports up to two users, up to three projects, and up to 500 invoices per year. It includes payment reminders, recurring invoices, and a customer portal, alongside invoice creation, online payments, and reporting. Payment collection supports cards, bank transfers, and payment gateways, while available methods can vary by regional edition and gateway. This structure suits small operations that want core invoicing and collections without a subscription tier to evaluate.
Zoho Invoice also fits a broad working environment: access is available through web, Windows, macOS, iOS, Android, and an API. Integrations include Zoho CRM, Zoho Books, Zoho Projects, Zoho Desk, Zoho Commerce, Zoho Analytics, PayPal, Razorpay, Paytm, Stripe, Google Workspace, Microsoft 365, Dropbox, Google Drive, and OneDrive. The feature set is strongest around invoicing, payment collection, reminders, recurring billing, portals, and basic receivables visibility. Businesses needing advanced enterprise AR automation may need to look beyond this focused scope, while small businesses seeking a free, capable invoicing system should find the coverage more aligned.
Zoho Invoice pros and cons
- Where it wins
- Free plan includes reminders, recurring invoices, and a customer portal
- Supports online payments, aging reports, and customer balances
- Available on web, desktop, mobile, and through an API
- Where it doesn't
- Free plan supports up to two users
- Limited to up to three projects
- Capped at up to 500 invoices per year
Zoho Invoice fact sheet, pricing and score →
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update