Xe Money Transfer
Xe Money Transfer: A broad international transfer service with transparent quotes, tracking, and multiple delivery methods. Ranked #3 of 81 in Money Transfer Apps by our editors (9.0/10); pricing: Free plan; best for high-coverage currency transfers.
At a glance
- Editor score9.0 / 10
- PricingFree plan
- Best forHigh-coverage currency transfers
- Free planYes
- Transfer speedInstant
- Founded1993 · Newmarket, Ontario, Canada
- Facts checked22 Sep 2026
Where it wins
- Supports transfers to 190+ countries and 130+ currencies
- Offers bank, cash-pickup, and mobile-wallet delivery
- Shows fees and exchange rates before confirmation
Where it doesn't
- Exchange rates use a markup
- Delivery methods and availability vary by transaction
- Transfer fees and timing vary by country, currency, and payment method
Our verdict on Xe Money Transfer
Xe Money Transfer is an international money transfer service for individuals and businesses sending funds across borders. It supports transfers to more than 190 countries and 130+ currencies through its website, iOS app, and Android app. Recipients can receive funds in bank accounts, mobile wallets, or cash-pickup locations where available. Payment options include bank transfers, direct debit, debit cards, and credit cards, giving senders several ways to fund a transfer.
Its main strength is coverage. The service combines bank-account delivery with cash and mobile-wallet options, helping accommodate different recipient preferences and local availability. Xe provides live exchange-rate quotes, displays applicable fees before transfer confirmation, and offers transfer-status tracking with a timeline through its website and apps. The published category specifications also list scheduled transfers, while transfer availability, delivery methods, fees, exchange rates, and timing vary by country, currency, payment method, and transaction.
Security features include multi-factor authentication and fraud monitoring. The service has a free plan, while transfer costs still vary by transaction, and its exchange-rate type is listed as a markup. Xe Money Transfer is a strong fit for people and businesses that need broad international reach, multiple recipient methods, and visibility into fees and transfer status. It is less suitable for buyers seeking a single fixed fee, a rate without markup, or identical delivery options and timing across every destination.
Your product? Our editors can test Xe Money Transfer in depth and publish a review, labelled as paid · from $149/mo →
Xe Money Transfer pricing
Xe Money Transfer fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Recipient methods | Not verified |
| Transfer speed | Instant |
| Exchange-rate model | Markup |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | GDPR, 2FA |
| Support | Email, Live chat, Phone, Docs |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Free plan |
| Website | xe.com |
| Facts checked | 22 Sep 2026 |
Alternatives to Xe Money Transfer
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- RemitlyA flexible remittance service with upfront pricing, tracking and multiple recipient methods.8.9
See all Xe Money Transfer alternatives →
Xe Money Transfer vs the competition
- Xe Money Transfer vs Wise
- Xe Money Transfer vs TransferGo
- Xe Money Transfer vs Remitly
- Xe Money Transfer vs WorldRemit
- Xe Money Transfer vs Paysera
- Xe Money Transfer vs Paysend
Compare Xe Money Transfer with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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