TransferGo
TransferGo: A flexible transfer service with a free multicurrency wallet and upfront pricing. Ranked #2 of 81 in Money Transfer Apps by our editors (9.2/10); pricing: Free plan; best for low-cost transfers with a multicurrency wallet.
At a glance
- Editor score9.2 / 10
- PricingFree plan
- Best forLow-cost transfers with a multicurrency wallet
- Free planYes
- Transfer speedInstant
- Founded2012 · London, United Kingdom; Vilnius, Lithuania
- Facts checked20 Sep 2026
Where it wins
- Free account for holding and exchanging multiple currencies
- Bank, card, mobile-wallet, and TransferGo-wallet delivery
- Upfront fees, exchange rates, arrival estimates, and tracking
Where it doesn't
- Exchange rates include a markup
- Exact fees vary by method, amount, currency pair, and region
- Cash payouts are available only in some countries
Our verdict on TransferGo
TransferGo is an international money-transfer service for individuals and businesses. It supports transfers to bank accounts, Visa and Mastercard payment cards, mobile wallets, and other TransferGo wallets across more than 160 countries. People who regularly send money internationally and want a multicurrency account for holding and exchanging currencies are the clearest fit. Transfers can be arranged through the web, iOS, or Android apps.
The free multicurrency account includes free setup, multiple currency balances, and free transfers to TransferGo accounts. International bank-account transfers start from a 0.2% fee, while international card transfers also start from 0.2%, depending on the card and region. Fees vary by payment method, payout method, amount, currency pair, and region, with the exact charge shown before confirmation. This structure suits users who value upfront cost information but want to review the final quote for each transfer.
TransferGo’s practical strength is its range of recipient methods and payment integrations. Apple Pay and Google Pay can support funding, while delivery estimates, exchange-rate details, and real-time status tracking provide visibility through the transfer process. The main trade-off is that the exchange rate uses a markup, so the displayed fee is not the only pricing consideration. Cash payouts are available in some countries rather than as a universal option. Choose TransferGo if you need broad international delivery and a wallet in one service; consider an alternative if avoiding exchange-rate markups is the priority.
Your product? Our editors can test TransferGo in depth and publish a review, labelled as paid · from $149/mo →
TransferGo pricing
All 3 TransferGo plans and prices →
TransferGo fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Recipient methods | Not verified |
| Transfer speed | Instant |
| Exchange-rate model | Markup |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: Apple Pay, Google Pay |
| Pricing | Free plan (source) |
| Website | transfergo.com |
| Facts checked | 20 Sep 2026 |
TransferGo integrations
TransferGo lists 2 integrations on its own site.
- Apple Pay
- Google Pay
Alternatives to TransferGo
- WiseA transparent option for international transfers across web and mobile.9.4
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
- RemitlyA flexible remittance service with upfront pricing, tracking and multiple recipient methods.8.9
See all TransferGo alternatives →
TransferGo vs the competition
- TransferGo vs Wise
- TransferGo vs Xe Money Transfer
- TransferGo vs Remitly
- TransferGo vs WorldRemit
- TransferGo vs Paysera
- TransferGo vs Paysend
Compare TransferGo with any tool side by side →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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