Wise
Wise: A transparent option for international transfers across web and mobile. Ranked #1 of 81 in Money Transfer Apps by our editors (9.4/10); pricing: Free plan; best for international transfers with transparent pricing.
At a glance
- Editor score9.4 / 10
- PricingFree plan
- Best forInternational transfers with transparent pricing
- Free planYes
- Transfer speedInstant
- Founded2011 · London, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- Mid-market exchange rates with upfront fee and delivery estimates
- Instant transfers with status tracking and scheduled payments
- Bank, card, Apple Pay, and Google Pay funding options
Where it doesn't
- Fees, delivery times, and recipient options vary by route and region
- Recipient methods are listed as bank transfers
- Some features vary by region
Our verdict on Wise
Wise is an international money transfer service for individuals and businesses. It supports sending money abroad, receiving payments, checking exchange rates, funding transfers, and tracking payment status. The service is available on the web and through iOS and Android apps, making it suitable for people and organizations that need recurring or one-time international payments with pricing shown before confirmation.
The published pricing information shows a paid service with a free plan. Wise says it uses the mid-market exchange rate and displays applicable fees before a transfer is confirmed. Its India pricing page advertises sending fees from 0.33%, with fees varying by currency. The product also provides delivery estimates, exchange-rate alerts, and scheduled one-time or recurring transfers. Bank transfer and debit or credit card funding support gives senders more than one way to initiate a payment.
Wise fits buyers who prioritize clear pricing, transfer visibility, and broad access through web and mobile apps. Apple Pay and Google Pay are also available for funding, while two-step verification adds an account-security measure. An AI-assisted feature can extract recipient details from uploaded documents. The main qualification is route and regional variation: availability, delivery time, fees, features, and recipient options differ by region, and the listed recipient method is bank transfer. Buyers needing consistent terms across every corridor or recipient method should compare alternatives before choosing Wise.
Your product? Our editors can test Wise in depth and publish a review, labelled as paid · from $149/mo →
Wise pricing
Wise fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Recipient methods | Bank |
| Transfer speed | Instant |
| Exchange-rate model | Mid_market |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Docs |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: Apple Pay, Google Pay |
| Pricing | Free plan (source) |
| Website | wise.com |
| Facts checked | 20 Sep 2026 |
Wise integrations
Wise lists 2 integrations on its own site.
- Apple Pay
- Google Pay
Alternatives to Wise
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
- RemitlyA flexible remittance service with upfront pricing, tracking and multiple recipient methods.8.9
Wise vs the competition
- Wise vs TransferGo
- Wise vs Xe Money Transfer
- Wise vs Remitly
- Wise vs WorldRemit
- Wise vs Paysera
- Wise vs Paysend
Compare Wise with any tool side by side →
Also Ranked In
Wise is ranked in 7 of our directories.
Used Wise? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Wise for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Wise is listed in our Money Transfer Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/wise/"><img src="https://www.itechguides.com/best/badge/wise.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update