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Head-to-head · Money Transfer Apps

Xe Money Transfer vs Remitly

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Xe Money Transfer #3 in Money Transfer Apps 9.0/10 Free plan Free plan✓ 3 of 3 features Visit site
Remitly #4 in Money Transfer Apps 8.9/10 Paid ✓ 2 of 3 features Visit Remitly

Xe Money Transfer leads on 0 checks, Remitly on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreXe Money Transfer · 9.0/10
  • Free planonly Xe Money Transfer
  • Most featuresXe Money Transfer · 3 of 3

Xe Money Transfer scores higher on our rubric for money transfer apps: 9.0 against 8.9 out of 10; our editors rank them #3 and #4.

On exchange-rate model, Remitly gives you Variable where Xe Money Transfer offers Markup.

Xe Money Transfer is the better fit for high-coverage currency transfers. Remitly is the better fit for flexible remittance delivery options.

  • Xe Money Transfer fits best

    High-coverage currency transfers

  • Remitly fits best

    Flexible remittance delivery options

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Side by side

Feature Xe Money Transfer 9.0/10 Visit ↗ Remitly 8.9/10 Visit ↗
At a glance
Editor score 9.0 8.9
Ranking #3 in Money Transfer Apps #4 in Money Transfer Apps
Best for High-coverage currency transfers Flexible remittance delivery options
Pricing model Free plan + paid Paid
Starting price Free plan $2.99/unit one-time
Free plan ✓ (best) Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Live chat, Phone, Docs Live chat, Phone, Docs · 24/7
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features Xe Money Transfer 3/3 · Remitly 2/3
Upfront fee display ✓ ✓
Transfer tracking ✓ ✓
Scheduled transfers ✓ (best) Not checked yet
Specs
Recipient methods Not checked yet Not checked yet
Transfer speed Instant Instant
Exchange-rate model Markup Variable
Mobile platforms Both Both
Our review
Pros
  • Supports transfers to 190+ countries and 130+ currencies
  • Offers bank, cash-pickup, and mobile-wallet delivery
  • Shows fees and exchange rates before confirmation
  • Supports bank, cash, wallet and debit-card delivery
  • Shows exchange rates, fees and delivery times before confirmation
  • Provides real-time tracking with email, SMS and in-app notifications
Cons
  • Exchange rates use a markup
  • Delivery methods and availability vary by transaction
  • Transfer fees and timing vary by country, currency, and payment method
  • Fees and delivery options vary by route and payment method
  • Cash pickup costs $2.99 in the listed US-to-France example
  • Availability of recipient methods varies by destination
Our verdict

Xe Money Transfer is an international money transfer service for individuals and businesses sending funds across borders. It supports transfers to more than 190 countries and 130+ currencies through its website, iOS app, and Android app.…

Read the review →

Remitly is a cross-border money transfer service for individuals, families, freelancers and businesses. Transfers can be arranged through the web, iOS and Android apps, with delivery to a bank account, cash pickup location, mobile wallet…

Read the review →
  1. Xe Money TransferMoney Transfer Apps 9.0Free plan
  2. RemitlyMoney Transfer Apps 8.9Paid

Strengths and trade-offs

  • Xe Money Transfer — where it wins

    • Supports transfers to 190+ countries and 130+ currencies
    • Offers bank, cash-pickup, and mobile-wallet delivery
    • Shows fees and exchange rates before confirmation

    Where it doesn't

    • Exchange rates use a markup
    • Delivery methods and availability vary by transaction
    • Transfer fees and timing vary by country, currency, and payment method

  • Remitly — where it wins

    • Supports bank, cash, wallet and debit-card delivery
    • Shows exchange rates, fees and delivery times before confirmation
    • Provides real-time tracking with email, SMS and in-app notifications

    Where it doesn't

    • Fees and delivery options vary by route and payment method
    • Cash pickup costs $2.99 in the listed US-to-France example
    • Availability of recipient methods varies by destination
  • Xe Money Transfer9.0/10 · Free plan

    A broad international transfer service with transparent quotes, tracking, and multiple delivery methods.

    Visit siteFull verdict →
  • Remitly8.9/10 · Paid

    A flexible remittance service with upfront pricing, tracking and multiple recipient methods.

    Visit RemitlyFull verdict →

More comparisons

All money transfer apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update