Wave

Paid#67 of 81 in Money Transfer Apps

Wave: A practical mobile money wallet for West African cash, agent and business payments. Ranked #67 of 81 in Money Transfer Apps by our editors (5.3/10); pricing: Paid; best for west African cash and agent-based transfers.

5.3/10★★★☆☆Editor score

Visit Wave

Wave5.3 Visit Wave

At a glance

• Editor score
  5.3 / 10
• Pricing
  Paid
• Best for
  West African cash and agent-based transfers
• Transfer speed
  Instant
• Founded
  2017
• Facts checked
  22 Sep 2026

• Where it wins

  • Phone-number transfers with instant delivery and status notifications
  • Cash deposits, withdrawals and pickup through Wave agents
  • Business tools for bulk payments, collections and checkout APIs

• Where it doesn't

  • Fees and supported services vary by country
  • Recipient methods are limited to cash and wallet transfers
  • International-transfer coverage is not detailed

Our verdict on Wave

Wave is a mobile money wallet for consumers and businesses in African markets, with mobile apps for iOS and Android. It is suited to people who need to send money by phone number, move cash through local agents, pay bills or buy airtime. Recipients do not need a Wave account to collect cash, giving the service a useful role in agent-based transfers. Businesses can also use Wave for bulk payments, collections, in-person payments and online checkout through an API.

Pricing is paid, and the published offer advertises sending money for 1%. Fees and supported services vary by country, so the practical cost depends on the market and transaction type. Wave’s feature set covers core wallet activity: users can deposit and withdraw cash through agents, send money instantly, keep transaction records and receive status notifications. The apps support both major mobile platforms, while the stated recipient methods are cash and wallet. Buyers should confirm the applicable local charges before choosing Wave for recurring transfers or business disbursements.

Wave’s strongest fit is a mobile-first workflow that connects digital balances with agent cash services. Its business features extend beyond person-to-person transfers, covering collections, in-person payments, bulk payments and checkout. Support is available by phone and email, and the product is positioned for solo users through enterprise organizations. It is less suitable for buyers who need a broad range of recipient methods, detailed international-transfer coverage or clear fixed-fee comparison across markets. For those needs, another transfer service may be a better match; for local cash access and phone-number payments, Wave is a focused option.

Your product? Our editors can test Wave in depth and publish a review, labelled as paid · from $149/mo →

Wave pricing

Wave fact sheet

Alternatives to Wave

• WiseA transparent option for international transfers across web and mobile.9.4
• TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
• Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0

See all Wave alternatives →

Featured on iTechGuides

Wave is listed in our Money Transfer Apps directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 7 Oct 2026 · How we research and update