Satispay
Satispay: A flexible European payments app with free peer transfers and optional card tiers. Ranked #33 of 81 in Money Transfer Apps by our editors (5.6/10); pricing: Free plan; best for european peer payments and bills.
At a glance
- Editor score5.6 / 10
- PricingFree plan
- Best forEuropean peer payments and bills
- Free planYes
- Paid from€39.99/yr
- Transfer speedInstant
- Facts checked22 Sep 2026
Where it wins
- Free real-time payments between contacts
- QR, online, scheduled and bank-account payments
- Available on web, iOS and Android
Where it doesn't
- International transfers are not its main focus
- Some top-ups and card services may incur fees
- Availability and fees vary by country and service
Our verdict on Satispay
Satispay is a mobile payment app for consumers in the European Economic Area. It supports real-time payments between contacts, requests for money, physical-store QR payments, supported online checkouts, bank-account transfers and public-administration payments. Users can also top up mobile phone credit, set recurring payments, manage a recurring weekly balance budget and choose optional Mastercard debit cards. It is a strong fit for solo users who want peer payments and everyday bills in one service, particularly within European markets.
The published plans show a free Standard option with no monthly subscription fee and a Mastercard Platinum card option. Red is available for €3.99 per month or €39.99 per year and includes a Mastercard Platinum card. Consumer payments and peer-to-peer transfers are generally free, while some top-ups, card services and other features may incur fees. The €0 starting price applies to free peer-to-peer transfers rather than every service in the app, so the paid card tier and add-on services should be considered separately.
Satispay covers web, iOS and Android, with Apple Pay and Google Pay integrations. Its feature set extends beyond person-to-person transfers into QR payments, supported online checkouts, scheduled payments, bank transfers, vehicle tax, public-administration notices and mobile credit. Two-factor authentication is part of its compliance posture, and support is available through email and community channels. Choose Satispay for European daily payments, recurring transfers and bill-related tasks; choose another service if international money movement is the primary requirement or if you need a broader transfer focus.
Your product? Our editors can test Satispay in depth and publish a review, labelled as paid · from $149/mo →
Satispay pricing
All 2 Satispay plans and prices →
Satispay fact sheet
| Free plan | Yes |
|---|---|
| Paid from | €39.99/yr |
| Recipient methods | Bank |
| Transfer speed | Instant |
| Exchange-rate model | Not verified |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Yes |
| Money-back guarantee | 14 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Email, Community |
| Built for | Solo (editorial estimate) |
| Integrations | 2 integrations: Apple Pay, Google Pay |
| Pricing | Free plan (source) |
| Website | satispay.com |
| Facts checked | 22 Sep 2026 |
Satispay integrations
Satispay lists 2 integrations on its own site.
- Apple Pay
- Google Pay
Alternatives to Satispay
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
See all Satispay alternatives →
Used Satispay? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Satispay for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Satispay is listed in our Money Transfer Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/satispay/"><img src="https://www.itechguides.com/best/badge/satispay.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update