Paytm Payment Gateway
Paytm Payment Gateway: A paid gateway for businesses accepting, routing, and reconciling digital payments. Ranked #79 of 81 in Money Transfer Apps by our editors (4.5/10); pricing: Paid; best for businesses accepting and routing payments.
At a glance
- Editor score4.5 / 10
- PricingPaid
- Best forBusinesses accepting and routing payments
- Free planNo
- Facts checked19 Sep 2026
Where it wins
- Accepts cards, UPI, wallets, net banking, EMI, and Paytm Postpaid
- Supports recurring payments, UPI Autopay, refunds, and payment links
- Provides APIs, SDKs, plugins, settlements, reconciliation, and analytics
Where it doesn't
- No free plan or monthly subscription option
- Enterprise pricing is customized by requirements and integration type
- More suited to merchants than consumers sending personal transfers
Our verdict on Paytm Payment Gateway
Paytm Payment Gateway helps businesses accept digital payments through websites and mobile applications. It is aimed at e-commerce companies, local vendors, freelancers, educational institutions, and other merchants that need payment acceptance, recurring billing, refunds, settlements, or payment routing. Supported methods include cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfers, and gift vouchers. Businesses can also use payment links and split settlements for routing payments to sellers.
The published plans show transaction-based pricing rather than a monthly subscription. The Small Medium Business plan lists 0% MDR for standard UPI, card and net-banking rates, and separate pricing for mandates under its annual subscription plan. The Enterprise plan uses custom pricing based on business requirements, with pricing potentially varying by merchant category and integration type. This structure suits businesses that want payment costs tied to transaction activity, while larger or more specialized merchants may need a tailored commercial arrangement.
Its strongest fit is a business with technical or e-commerce requirements beyond basic checkout. Paytm provides payment APIs, server-side SDKs, Android and iOS mobile SDKs, JavaScript checkout, custom checkout APIs, and plugins for Shopify, WooCommerce, and Magento. It also supports React Native, AngularJS, Ionic, Flutter, Xamarin, and Cordova. International payment acceptance covers 200+ countries with currency conversion, while settlement management, reconciliation reports, merchant analytics, refund-status webhooks, and recurring payments support ongoing operations. Businesses seeking a consumer-focused money-transfer app should choose a different type of product; merchants needing broad acceptance and payment infrastructure are the clearer audience.
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Paytm Payment Gateway pricing
All 2 Paytm Payment Gateway plans and prices →
Paytm Payment Gateway fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Recipient methods | Not verified |
| Transfer speed | Not verified |
| Exchange-rate model | Not verified |
| Mobile platforms | Not verified |
| Upfront fee display | Not verified |
| Transfer tracking | Not verified |
| Scheduled transfers | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 9 integrations: Shopify, WooCommerce, Magento, React Native, AngularJS, Ionic … |
| Pricing | Paid (source) |
| Website | business.paytm.com |
| Facts checked | 19 Sep 2026 |
Paytm Payment Gateway integrations
Paytm Payment Gateway lists 9 integrations on its own site.
- Shopify
- WooCommerce
- Magento
- React Native
- AngularJS
- Ionic
- Flutter
- Xamarin
- Cordova
Alternatives to Paytm Payment Gateway
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
See all Paytm Payment Gateway alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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