Paysera
Paysera: A flexible European money account with instant euro transfers and scheduled payments. Ranked #6 of 81 in Money Transfer Apps by our editors (8.7/10); pricing: Free plan; best for european accounts and scheduled payments.
At a glance
- Editor score8.7 / 10
- PricingFree plan
- Best forEuropean accounts and scheduled payments
- Free planYes
- Transfer speedInstant
- Founded2004 · Vilnius, Lithuania
- Facts checked22 Sep 2026
Where it wins
- European IBAN accounts with domestic and international transfers
- SEPA Instant euro transfers and exchange across almost 30 currencies
- Scheduled payments, savings goals, cards, and payment API tools
Where it doesn't
- Fees and delivery times vary by country, currency, and transfer type
- Cash pickup is available only for some international transfers
- Exchange rates are variable and availability differs by customer type
Our verdict on Paysera
Paysera is a cloud and mobile electronic-money and payment-services platform for private and business customers. It combines European IBAN account opening with domestic and international bank transfers, SEPA Instant euro transfers, currency exchange across almost 30 currencies, digital Visa card management, savings accounts, and payment tools. Web, iOS, Android, and API access make it suitable for solo users and small to mid-market businesses that need payments, account management, and recurring activity in one service.
Paysera uses a freemium model with a free plan, while transfer fees and delivery times vary by country, currency, recipient bank, transfer type, and customer category. The published offering includes bank-account transfers and, for some international transfers, cash pickup. Recurring and scheduled payments are useful for regular obligations, while transfer-status history, real-time transaction notifications, and upfront fee information support day-to-day monitoring. Buyers should review the applicable corridor and customer category before choosing Paysera for frequent international transfers.
The platform extends beyond transfers through savings goals with automatic transfers, digital Visa card management, Apple Pay and Google Pay support, and a payment API with recurring billing tools. Its ecosystem covers both personal and business payment workflows, with email, phone, chat, and documentation support available around the clock. GDPR, PCI DSS, and two-factor security measures are documented. Paysera is a strong fit for European accounts, scheduled payments, and multi-currency activity; users seeking a predictable universal fee or identical cash-pickup availability across corridors should consider alternatives.
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Paysera pricing
Paysera fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Recipient methods | Not verified |
| Transfer speed | Instant |
| Exchange-rate model | Variable |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | GDPR, PCI DSS, 2FA |
| Support | Email, Phone, Live chat, Docs · 24/7 |
| Built for | Solo, Small business, Mid-market (editorial estimate) |
| Integrations | 2 integrations: Apple Pay, Google Pay |
| Pricing | Free plan (source) |
| Website | paysera.com |
| Facts checked | 22 Sep 2026 |
Paysera integrations
Paysera lists 2 integrations on its own site.
- Apple Pay
- Google Pay
Alternatives to Paysera
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
See all Paysera alternatives →
Paysera vs the competition
- Paysera vs Wise
- Paysera vs TransferGo
- Paysera vs Xe Money Transfer
- Paysera vs Remitly
- Paysera vs WorldRemit
- Paysera vs Paysend
Compare Paysera with any tool side by side →
Also Ranked In
Paysera is ranked in 2 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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