Best PayPal Payments Alternatives in 2026
The top PayPal Payments alternatives are Stripe Payments, Adyen and PayPal for Business: 15 payment gateways our editors would look at instead of PayPal Payments, in our ranking order.
PayPal Payments: Broad payment acceptance with checkout tools, recurring billing, and marketplace support. Where it falls short: transaction pricing varies by payment method, currency, geography, and integration.
Switching from PayPal Payments? For most payment gateways buyers the best PayPal Payments alternative is Stripe Payments, built for businesses needing broad payment coverage. PayPal for Business has a free plan. Adyen offers the most supported currencies (136).
Why People Look for a PayPal Payments Alternative
- Transaction pricing varies by payment method, currency, geography, and integration
- Payment methods and availability vary by geography and integration method
- Marketplace and API options may require more integration work than payment links
Quick Picks by What You Need
- Best overallStripe Payments9.3
Businesses needing broad payment coverage
Visit Stripe Payments - Best free optionPayPal for Business9.1
Has a free plan
Visit PayPal for Business - Most supported currenciesAdyen9.2
136
Visit Adyen
All 15 PayPal Payments Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forBusinesses needing broad payment coverage
- Better than PayPal Payments:
- Editor score 9.3 vs 8.9
Broad payment coverage for businesses selling online, in person, or through marketplaces.
- Marketplace payments
- Recurring payments
9.3/10★★★★★Visit Stripe -
Best forGlobal enterprises and marketplaces
- Better than PayPal Payments:
- Editor score 9.2 vs 8.9
A broad payment platform for businesses managing online, mobile, and marketplace flows.
- Marketplace payments
- Recurring payments
9.2/10★★★★★Visit Adyen -
Best forBusinesses wanting PayPal checkout across sales channels
- Better than PayPal Payments:
- Editor score 9.1 vs 8.9
A flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.
- Marketplace payments
- Recurring payments
9.1/10★★★★★Visit PayPal -
Best forLarge merchants needing acquiring depth
- Better than PayPal Payments:
- Editor score 9.0 vs 8.9
A broad payments platform for merchants managing acquiring and complex payment flows.
- Marketplace payments
- Recurring payments
9.0/10★★★★☆Visit Checkout.com -
Best forBusinesses wanting PayPal in one integration
A flexible PayPal-owned gateway for businesses integrating online and mobile payments.
- Marketplace payments
- Recurring payments
8.8/10★★★★☆Visit Braintree -
Best forEuropean businesses and marketplaces
A flexible payment gateway for European sellers, marketplaces and recurring payments.
- Marketplace payments
- Recurring payments
8.7/10★★★★☆Visit Mollie -
Best forOmnichannel and multi-processor businesses
A multi-channel gateway for businesses that need processor choice and embedded payment tools.
- Marketplace payments
- Recurring payments
8.6/10★★★★☆Visit NMI -
Best forIndian businesses and marketplaces
A pay-as-you-go gateway for online payments, recurring billing, and marketplace payouts.
- Marketplace payments
- Recurring payments
8.5/10★★★★☆Visit Razorpay -
Best forEnterprise merchants needing processor reach
Broad processor reach and payment options, with pricing handled through sales.
- Marketplace payments
- Recurring payments
8.4/10★★★★☆Visit Cybersource -
Best forEstablished omnichannel merchants
A broad payment platform for merchants that need online and in-person acceptance.
- Marketplace payments
- Recurring payments
8.3/10★★★★☆Try Global Payments -
Best forAfrican businesses and platforms
A multi-channel gateway for African businesses, with APIs, subscriptions and marketplace payments.
- Marketplace payments
- Recurring payments
8.2/10★★★★☆Visit Paystack -
Best forSoutheast Asian platforms and marketplaces
A Southeast Asia-focused gateway combining local payment acceptance, billing, payouts, and marketplace flows.
- Marketplace payments
- Recurring payments
8.1/10★★★★☆Visit Xendit -
Best forIndian businesses needing varied payment methods
Broad payment coverage for Indian businesses, with checkout, billing and marketplace tools.
- Marketplace payments
- Recurring payments
8.0/10★★★★☆Visit PayU -
Best forGlobal subscription and marketplace businesses
A broad payments stack for businesses handling subscriptions, marketplaces and international sales.
- Marketplace payments
- Recurring payments
7.9/10★★★★☆Visit BlueSnap -
Best forIndian businesses using UPI and Paytm channels
A broad payment stack for Indian businesses using UPI, Paytm and multiple checkout channels.
- Marketplace payments
- Recurring payments
7.8/10★★★★☆Visit Paytm
PayPal Payments Alternatives: Common Questions
What is the best alternative to PayPal Payments?
Stripe Payments: #1 in our Payment Gateways ranking, with an editor score of 9.3 out of 10. Broad payment coverage for businesses selling online, in person, or through marketplaces.
Is there a free alternative to PayPal Payments?
Yes. PayPal for Business has a free plan or a free tier.
Why do people look for PayPal Payments alternatives?
Transaction pricing varies by payment method, currency, geography, and integration; Payment methods and availability vary by geography and integration method; Marketplace and API options may require more integration work than payment links.
Which PayPal Payments alternative has the most supported currencies?
Adyen, with 136.
How do I switch from PayPal Payments?
Export your data from PayPal Payments (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel PayPal Payments.
How to Switch from PayPal Payments
- Export your data from PayPal Payments (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel PayPal Payments.
PayPal Payments vs Each Alternative
| # | Tool | Free plan | Paid from | Payment methods | Recurring payments | Marketplace payments | Score |
|---|---|---|---|---|---|---|---|
| 5 | PayPal Payments | Yes | PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency | Yes | Yes | 8.9 | |
| 1 | Stripe Payments | No | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | Yes | Yes | 9.3 | |
| 2 | Adyen | No | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | Yes | Yes | 9.2 | |
| 3 | PayPal for Business | Yes | PayPal, Venmo, Pay Later, credit and debit cards, digital wallets, bank transfers, vouchers, Apple Pay, Google Pay | Yes | Yes | 9.1 | |
| 4 | Checkout.com | No | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | Yes | Yes | 9.0 | |
| 5 | Braintree | Cards, PayPal, Venmo, Apple Pay, Google Pay, ACH Direct Debit, local payment methods, bank transfers, vouchers, and buy now, pay later methods | Yes | Yes | 8.8 | ||
| 6 | Mollie | No | €20/mo | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | Yes | Yes | 8.7 |
| 7 | NMI | Visa, Mastercard, Discover, American Express, Diners Club, China UnionPay, JCB, Apple Pay, Google Pay, ACH and bank transfers | Yes | Yes | 8.6 | ||
| 8 | Razorpay Payment Gateway | No | Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI | Yes | Yes | 8.5 | |
| 9 | Cybersource | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | Yes | Yes | 8.4 | ||
| 10 | Global Payments | No | Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods | Yes | Yes | 8.3 | |
| 11 | Paystack | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | Yes | Yes | 8.2 | ||
| 12 | Xendit | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | Yes | Yes | 8.1 | ||
| 13 | PayU | No | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | Yes | Yes | 8.0 | |
| 14 | BlueSnap | No | Cards, Apple Pay, Google Pay, PayPal, ACH/ECP, BECS Direct Debit, Pre-Authorized Debit, SEPA Direct Debit, Splitit | Yes | Yes | 7.9 | |
| 15 | Paytm Payment Gateway | No | Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers | Yes | Yes | 7.8 |
Head-to-Head
- PayPal Payments vs Stripe Payments
- PayPal Payments vs Adyen
- PayPal Payments vs PayPal for Business
- PayPal Payments vs Checkout.com
- PayPal Payments vs Braintree
- PayPal Payments vs Mollie
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update