The Best Payment Link Software in 2026
We researched payment link software using official pricing pages, plan tables, and product documentation. Rankings consider each product’s core job, value for money, and verified features, including link creation, payment methods, recurring billing, sharing options, and checkout controls for businesses that sell without a full online store.
Our top picks
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Top ranked
Stripe Payment Links#1 of 329.4/10Flexible hosted payment links with recurring billing, branding, QR codes, and API support.
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Runner-up
PayPal Payments#2 of 329.3/10A broad payment-link and checkout stack for businesses targeting global PayPal reach.
Free plan
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Top-ranked free plan
Payrexx Paylink#5 of 328.9/10A flexible payment-link tool with advanced checkout controls and a free starting plan.
Free plan · 30-day trial
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
The full ranking 32 tools, best first
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Best forFlexible branded links and recurring payments
Flexible hosted payment links with recurring billing, branding, QR codes, and API support.
- Product catalog
- QR code sharing
- Recurring payments
9.4/10★★★★★Visit Stripe -
Best forBusinesses wanting global PayPal reach
A broad payment-link and checkout stack for businesses targeting global PayPal reach.
- Recurring payments
9.3/10★★★★★Visit PayPal -
Best forEuropean businesses needing broad payment coverage
Broad European payment coverage with pay-as-you-go pricing and payment links.
- Recurring payments
9.2/10★★★★★Visit Mollie -
Best forEnterprise payment-link and marketplace operations
A transaction-priced platform for global payment links, recurring billing, and marketplaces.
- Recurring payments
9.1/10★★★★★Visit Adyen -
Best forAdvanced links with a free starting option
A flexible payment-link tool with advanced checkout controls and a free starting plan.
- QR code sharing
- Recurring payments
Free plan · 30-day trial Our Payrexx Paylink verdict → Visit PayrexxFor vendors Sponsor this spot · #5 · $59/mo →8.9/10★★★★☆Visit Payrexx -
Best forLow-cost links with broad payment-method coverage
A focused, low-cost payment-link tool with broad payment-method coverage.
- QR code sharing
8.8/10★★★★☆Visit Airwallex -
Best forIndia-focused businesses needing many payment modes
A broad India-focused gateway for payment links, recurring billing and marketplace payments.
- Recurring payments
8.7/10★★★★☆Visit PayU -
Best forSoutheast Asian businesses with recurring needs
A broad payment and payout platform for Southeast Asian businesses with recurring needs.
- Recurring payments
8.6/10★★★★☆Visit Xendit -
Best forLarge businesses needing full payment infrastructure
A broad payment infrastructure platform for large businesses operating across markets.
- Recurring payments
8.5/10★★★★☆Visit Checkout.com -
Best forAfrican businesses needing local payment channels
A broad African payments platform with links, local channels, APIs, and marketplace tools.
- Recurring payments
8.4/10★★★★☆Visit Paystack -
Best forFree, no-code links with bulk creation
A free, no-code option for branded links, bulk creation, QR sharing and staged payments.
- QR code sharing
8.3/10★★★★☆Visit Cashfree -
Best forHigh-volume links with reminders and bulk tools
A strong fit for high-volume collections, with basic checkout customization.
8.2/10★★★★☆Visit Paytm -
Best forRecurring links with low transaction pricing
A focused payment-link tool for recurring payments and broad payment method support.
- QR code sharing
- Recurring payments
8.1/10★★★★☆Visit HitPay -
Best forOmnichannel merchants needing mobile link management
A flexible payment-link service for collecting one-off or recurring payments across channels.
- QR code sharing
- Recurring payments
8.0/10★★★★☆Try Pay. Pay by Link -
Best forMerchants needing link customization and plugins
A flexible payment-link tool for merchants that need customization and ecosystem support.
- QR code sharing
7.9/10★★★★☆Visit PayTabs -
Best forIndian merchants needing straightforward payment links
A practical payment-link tool for Indian merchants that charges per transaction.
7.8/10★★★★☆Visit Razorpay -
Best forBusinesses needing storefronts and advanced billing
A broad payment toolkit with a free entry plan and an expensive paid tier.
- Product catalog
- Recurring payments
7.7/10★★★★☆Visit Payhere -
Best forOrganizations focused on recurring billing
A recurring-billing payment link platform with branded forms, multiple rails, and Stripe processing.
7.6/10★★★★☆Visit MoonClerk -
Best forZoho users managing links inside finance workflows
A Zoho-centered payment tool for links, recurring billing, and finance workflows.
- QR code sharing
- Recurring payments
7.5/10★★★★☆Visit Zoho Payments -
Best forMerchants needing products and settlement tracking
A focused payment-link service for product catalogs, recurring billing, and settlement tracking.
- Product catalog
- Recurring payments
7.4/10★★★★☆Visit Paydios -
Best forSmall sellers wanting free app-based links
A free app-based option for simple remote payment collection, with a 2.5% online fee.
- QR code sharing
7.3/10★★★★☆Visit SumUp -
Best forLatin American sellers needing local installments
A practical choice for Latin American sellers who need local payment methods and installments.
7.2/10★★★★☆Visit Mercado Pago -
Best forPhilippine businesses wanting simple hosted links
A practical link-based checkout for local payment methods, without recurring billing or custom checkout.
7.1/10★★★★☆Visit PayMongo -
Best forBusinesses needing tracked branded payment links
A tracked, branded payment-link tool with hosted checkout and reconciliation features.
7.0/10★★★★☆Visit NetValve -
Best forBusinesses combining links with in-person payments
A strong fit for businesses that need payment links alongside terminals and EPOS.
6.8/10★★★☆☆Visit Dojo -
Best forSmall sellers needing product links and installments
A practical link-based checkout for small sellers, with installments and stock controls.
- Product catalog
6.7/10★★★☆☆Visit iyzico -
Best forSolo sellers wanting branded payment requests
A focused payment-request tool for solo sellers who want branded checkout pages.
- Product catalog
- QR code sharing
6.6/10★★★☆☆Visit Payment Link -
Best forMobile sellers accepting cards and wallets
A mobile-first payment link tool for sellers who need quick card and wallet collection.
- Product catalog
6.5/10★★★☆☆Visit Jim -
Best forCrypto-native sellers needing advanced checkout
A specialized crypto checkout with flexible links, wallet handoff, and advanced controls.
- QR code sharing
6.4/10★★★☆☆Visit DePay -
Best forBusinesses wanting a free online store with payments
A free online-store builder with broad commerce features and payment processing fees.
6.3/10★★★☆☆Visit Square Online -
Best forStreamers and creators collecting donations
A focused donation tool for streamers, not a general payment-link platform.
6.2/10★★★☆☆Visit DonoLink -
Best forSimple personal payment requests
A free, flexible link for simple personal payment requests.
6.1/10★★★☆☆Visit PayPal.Me
No tools match those filters.
Compare at a glance
| # | Tool | Free plan | Paid from | Recurring payments | Payment method coverage | Score |
|---|---|---|---|---|---|---|
| 1 | Stripe Payment Links | $10/mo | Yes | Broad | 9.4 | |
| 2 | PayPal Payments | Yes | Yes | 9.3 | ||
| 3 | Mollie | No | €20/mo | Yes | 9.2 | |
| 4 | Adyen | No | Yes | 9.1 | ||
| 5 | Payrexx Paylink | Yes | Yes | Broad | 8.9 | |
| 6 | Airwallex Payment Links | Yes | $12/user/mo | No | Broad | 8.8 |
| 7 | PayU | No | Yes | 8.7 | ||
| 8 | Xendit | Yes | 8.6 | |||
| 9 | Checkout.com | No | Yes | 8.5 | ||
| 10 | Paystack | Yes | 8.4 | |||
| 11 | Cashfree Payment Links | Yes | Free | Broad | 8.3 | |
| 12 | Paytm Payment Links | Broad | 8.2 | |||
| 13 | HitPay Payment Links | No | $0.20/unit usage-based | Yes | Broad | 8.1 |
| 14 | Pay. Pay by Link | Yes | Yes | Broad | 8.0 | |
| 15 | PayTabs Payment Links | No | Broad | 7.9 | ||
| 16 | Razorpay Payment Links | No | Broad | 7.8 | ||
| 17 | Payhere Payment Links | Yes | $149/mo | Yes | Broad | 7.7 |
| 18 | MoonClerk | No | $18/mo | 7.6 | ||
| 19 | Zoho Payments | No | Yes | Broad | 7.5 | |
| 20 | Paydios Payment Links | No | Yes | Broad | 7.4 | |
| 21 | SumUp Payment Links | Yes | £189/yr | Broad | 7.3 | |
| 22 | Mercado Pago Payment Link | Yes | Broad | 7.2 | ||
| 23 | PayMongo Payment Links | No | No | Broad | 7.1 | |
| 24 | NetValve Payment Link | 7.0 | ||||
| 25 | Dojo | Yes | 6.8 | |||
| 26 | iyzico Link Method | Yes | Card_only | 6.7 | ||
| 27 | Payment Link | No | $16/mo | Cards_and_wallets | 6.6 | |
| 28 | Jim Payment Link | Yes | $0.30/unit usage-based | Cards_and_wallets | 6.5 | |
| 29 | DePay Payment Links | Yes | Broad | 6.4 | ||
| 30 | Square Online | Yes | 6.3 | |||
| 31 | DonoLink | Yes | No | Broad | 6.2 | |
| 32 | PayPal.Me | Yes | Free | 6.1 |
Head-to-head All 22 comparisons →
- Stripe Payment Links vs PayPal Payments
- Stripe Payment Links vs Mollie
- Stripe Payment Links vs Adyen
- Stripe Payment Links vs Payrexx Paylink
- Stripe Payment Links vs Airwallex Payment Links
- Stripe Payment Links vs PayU
- Stripe Payment Links vs Xendit
- PayPal Payments vs Payrexx Paylink
- PayPal Payments vs Airwallex Payment Links
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How we rank payment link software
Every tool on this page was researched by iTechGuides Editors from its official website — pricing pages, plan tables and product documentation. We rank on how well each one does this category's core job, what the free or entry plan includes, and where it falls short. Where we have enough verified facts, the score out of 10 is a rubric — job fit, value and how much we could verify — shown with its breakdown on every tool's page; a tool we have not verified enough to score yet shows its rank without a number. Scores are re-checked when a product changes its plans. Read the full editorial policy, or submit a tool we missed.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update