Jim Payment Link
Jim Payment Link: A mobile-first payment link tool for sellers who need quick card and wallet collection. Ranked #28 of 32 in Payment Link Software by our editors (6.5/10); pricing: Free plan; best for mobile sellers accepting cards and wallets.
At a glance
- Editor score6.5 / 10
- PricingFree plan
- Best forMobile sellers accepting cards and wallets
- Free planYes
- Paid from$0.30/unit usage-based
- Founded2013 · Sunnyvale, California, United States
- Facts checked20 Sep 2026

Where it wins
- No monthly or equipment fee, with a free Jim Card
- Reusable links support cards, digital wallets, tips, taxes, and descriptions
- 3D Secure, fraud prevention, and instant access to proceeds
Where it doesn't
- Usage pricing is 4.99% plus $0.30 per sale
- No integrations are supplied
- Recurring payments are not supplied
Our verdict on Jim Payment Link
Jim Payment Link is a mobile payment link service from CloudWalk, Inc. for independent sellers and micro-businesses. Sellers create links in the Jim app for iOS or Android, then share them by text, email, direct message, or another messaging app. Customers pay through a hosted checkout without downloading the app. The product fits barbers, tutors, handymen, food-truck operators, market vendors, and other sellers who need to accept card and digital-wallet payments without dedicated equipment.
The pricing structure has two parts. Free access costs $0 per month and includes no monthly fee, no equipment fee, and a free Jim Card. Payment Link usage costs $0.30 per sale plus 4.99%. That paid usage adds link sharing, card and digital-wallet acceptance, reusable links, optional tips, sales tax, sale descriptions, and fee pass-through so the customer can cover processing fees. Proceeds are available instantly through the Jim balance and Jim Card, giving mobile sellers a direct path from checkout to available funds.
Jim’s strongest fit is a seller-led, mobile workflow rather than a connected commerce stack. End-to-end encryption, real-time fraud prevention, and 3D Secure customer verification support the payment flow, while hosted checkout keeps the customer from needing the app. The tradeoff is limited ecosystem depth: no integrations or recurring payments are supplied. Sellers who need payment links alongside subscriptions, connected business software, or broader payment workflows should choose an alternative. For one-off or repeat manual payments shared from a phone, Jim keeps the operating model focused.
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Jim Payment Link pricing
All 2 Jim Payment Link plans and prices →
Jim Payment Link fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $0.30/unit usage-based |
| Recurring payments | Not verified |
| Payment method coverage | Cards_and_wallets |
| QR code sharing | Not verified |
| Supported currencies | Not verified |
| Product catalog | Yes |
| Checkout customization | Basic |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Compliance & security | PCI DSS |
| Support | Email, Live chat, Phone, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan (source) |
| Website | jim.com |
| Facts checked | 20 Sep 2026 |
Alternatives to Jim Payment Link
- Stripe Payment LinksFlexible hosted payment links with recurring billing, branding, QR codes, and API support.9.4
- PayPal PaymentsA broad payment-link and checkout stack for businesses targeting global PayPal reach.9.3
- MollieBroad European payment coverage with pay-as-you-go pricing and payment links.9.2
See all Jim Payment Link alternatives →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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