Paymi

Freemium#16 of 26 in Mobile Payment Processing Software

Paymi: A capable iPhone checkout app for mobile sellers who want simple payments. Ranked #16 of 26 in Mobile Payment Processing Software by our editors (5.8/10); pricing: Free plan; best for iPhone sellers needing simple checkout.

5.8/10★★★☆☆Editor score

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At a glance

• Editor score
  5.8 / 10
• Pricing
  Free plan
• Best for
  iPhone sellers needing simple checkout
• Free plan
  Yes
• Tap to Pay
  Yes
• Founded
  2023
• Facts checked
  22 Sep 2026

• Where it wins

  • Tap to Pay accepts major cards and digital wallets without a reader
  • Catalog, discounts, taxes, tips and split bills support everyday sales
  • Refunds, reports and permissioned staff profiles extend beyond checkout

• Where it doesn't

  • Available only on supported iPhones running iOS 18 or later
  • Free users pay a Paymi application fee in addition to Stripe fees
  • Pro is required to remove Paymi application fees

Our verdict on Paymi

Paymi is a mobile payment app for businesses and independent sellers who take payments away from a fixed checkout. It is suited to sole traders, market traders, food vendors, tradespeople and other mobile sellers using supported iPhones running iOS 18 or later. Tap to Pay on iPhone accepts contactless payments from major debit and credit cards, Apple Pay and Google Pay without a separate terminal or card reader. Alongside payment acceptance, Paymi includes a product catalog with price variations and images, tips, split bills, discounts, taxes, payment links, refunds and transaction reports.

The pricing structure is freemium. The Free plan is free to download and does not require a subscription, although Paymi’s application fee applies to non-Pro users. Pro monthly and Pro yearly plans remove Paymi application fees. Stripe fees also apply to payment processing. This makes the Free plan a practical entry point for sellers who want to start with an iPhone, while the Pro tiers are more relevant to businesses focused on removing Paymi’s application fee from their payment costs.

Paymi’s wider fit comes from its Stripe integration: the app is powered by Stripe Connect, while Stripe manages payment processing and payouts. Staff profiles can be protected with PINs and assigned permissions, giving small teams more control over point-of-sale access. The main boundary is platform support: Paymi is iOS-only and depends on a supported iPhone, so sellers using Android devices or other platforms should choose a compatible alternative. For iPhone-based mobile sales that need catalog and transaction-management tools alongside Tap to Pay, Paymi is a focused option; businesses needing broader platform coverage should look elsewhere.

Paymi pricing

All 3 Paymi plans and prices →

Paymi fact sheet

Paymi integrations

Paymi lists 2 integrations on its own site.

• Stripe
• Stripe Connect

Alternatives to Paymi

• Paid for StripeA flexible Stripe-based mobile POS for contactless payments, links, QR codes, and subscriptions.9.4
• PayAnywhereA flexible mobile POS for small businesses accepting cards, wallets, invoices, and offline payments.8.6
• PayPal Point of SaleA no-monthly-fee POS for in-person payments, inventory, reporting, and PayPal users.7.9

See all Paymi alternatives →

Featured on iTechGuides

Paymi is listed in our Mobile Payment Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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Last updated 28 Sep 2026 · How we research and update