MACHBANK
MACHBANK: A free Chilean digital account with domestic transfers, cards and supported-country international payments. Ranked #62 of 81 in Money Transfer Apps by our editors (5.3/10); pricing: Free plan; best for chileans wanting free bank transfers and cards.
At a glance
- Editor score5.3 / 10
- PricingFree plan
- Best forChileans wanting free bank transfers and cards
- Free planYes
- Transfer speedSame_day
- Facts checked22 Sep 2026

Where it wins
- No-fee transfers to national bank accounts
- Visa physical and virtual debit cards
- Transfer tracking with email status updates
Where it doesn't
- International transfers are limited to supported countries
- International rates and fees vary by destination
- Recipient methods are mainly bank-based
Our verdict on MACHBANK
MACHBANK is a Chilean digital banking app from Banco Bci for individuals who want a digital current account alongside everyday payment and transfer tools. The published MACHBANK account plan includes no maintenance cost, domestic bank transfers without fees and international purchases. The app is available on web, iOS and Android, with cloud and mobile deployment. It also supports bill, mobile, internet and transit payments, cash withdrawals through Chilean ATMs, savings and cashback benefits, plus Visa physical and virtual debit cards.
For domestic use, the account is straightforward in scope: users can transfer to national bank accounts without fees and track transfer status through the app, with email status updates available. International transfers are available to supported countries, and the applicable conversion amount and commission are shown before confirmation. Transfer speed is same day, while exchange rates are variable. This combination suits users who value upfront transfer information and local banking functions more than a wide range of recipient methods.
MACHBANK’s main constraint is its narrower international transfer focus. The published recipient method is bank-based, and international availability depends on supported countries, with destination-dependent rates and fees. That makes it a practical choice for Chileans seeking a local account, domestic transfers, cards and related payments, but less suitable for people who need broad remittance coverage or more recipient options. Choose MACHBANK for everyday Chilean banking with occasional supported-country transfers; consider a broader remittance platform when international reach and transfer-method variety matter most.
Your product? Our editors can test MACHBANK in depth and publish a review, labelled as paid · from $149/mo →
MACHBANK pricing
All 1 MACHBANK plans and prices →
MACHBANK fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Recipient methods | Bank |
| Transfer speed | Same_day |
| Exchange-rate model | Variable |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Live chat, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan (source) |
| Website | machbank.cl |
| Facts checked | 22 Sep 2026 |
Alternatives to MACHBANK
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
See all MACHBANK alternatives →
Used MACHBANK? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used MACHBANK for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
MACHBANK is listed in our Money Transfer Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/machbank/"><img src="https://www.itechguides.com/best/badge/machbank.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update



