Fiserv NOW Gateway
Fiserv NOW Gateway: A multi-rail gateway for institutions needing RTP, FedNow and managed payment processing. Ranked #5 of 22 in Real-Time Payments Software by our editors (7.1/10); pricing: Pricing on request; best for financial institutions connecting instant-payment rails.
At a glance
- Editor score7.1 / 10
- PricingPricing on request
- Best forFinancial institutions connecting instant-payment rails
- Rail coverageMulti-rail
- Founded1984 · Milwaukee, Wisconsin, USA
- Facts checked28 Sep 2026
Where it wins
- One integration connects RTP and FedNow networks
- Real-time routing and end-to-end processing through settlement
- ISO 20022 framework with 24/7/365 settlement capability
Where it doesn't
- Pricing requires contacting Fiserv sales
- Support is listed through phone channels
- Focused on banks, credit unions and other financial institutions
Our verdict on Fiserv NOW Gateway
Fiserv NOW Gateway is a full-service real-time payments gateway for banks, credit unions and other financial institutions. It connects The Clearing House RTP Network and the Federal Reserve FedNow Service through one integration, while supporting both sending and receiving real-time payments. The gateway also supports payment applications such as Zelle, TransferNow and CheckFree Bill Pay, making it relevant to institutions coordinating several instant-payment services rather than adopting a single rail in isolation.
Its strongest fit is a multi-rail operating model. A real-time routing engine can route payments across networks, financial institutions and billers, while end-to-end processing runs from payment origination through single-point settlement. The ISO 20022-compliant integration framework provides a defined message format for connected payment flows. Together, these capabilities give mid-market and enterprise institutions a way to align RTP and FedNow connectivity with existing payment applications through one gateway.
The platform’s scope extends beyond network access into managed payment operations and 24/7/365 real-time settlement capability. That combination suits institutions planning continuous instant-payment availability and centralized processing across applications. Fiserv positions NOW Gateway for faster deployment of real-time payment capabilities, but the product remains oriented toward financial institutions with the operational requirements and integration resources to support multiple rails. Organizations seeking a narrowly focused payment connection, an open-source product, or channels outside the listed phone support model may prefer a different approach.
Fiserv NOW Gateway pricing
Fiserv NOW Gateway fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Rail coverage | Multi-rail |
| ISO 20022 support | Yes |
| Payment orchestration | Yes |
| Deployment options | Not verified |
| Reconciliation tools | Not verified |
| Message formats | ISO 20022 |
| Support | Phone |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 5 integrations: The Clearing House RTP Network, Federal Reserve FedNow Service, Zelle, TransferNow, CheckFree Bill Pay |
| Pricing | Pricing on request |
| Website | fiserv.com |
| Facts checked | 28 Sep 2026 |
Fiserv NOW Gateway integrations
Fiserv NOW Gateway lists 5 integrations on its own site.
- The Clearing House RTP Network
- Federal Reserve FedNow Service
- Zelle
- TransferNow
- CheckFree Bill Pay
Alternatives to Fiserv NOW Gateway
- FIS Real-Time PaymentsA cloud-based, multi-rail payments platform for financial institutions managing real-time flows.9.0
- CGI All PaymentsA multi-rail platform for institutions coordinating real-time and traditional payments.8.2
- Finastra Payments HubsA multi-rail payment hub for banks needing orchestration, controls, and ISO 20022.7.7
See all Fiserv NOW Gateway alternatives →
Fiserv NOW Gateway vs the competition
- Fiserv NOW Gateway vs FIS Real-Time Payments
- Fiserv NOW Gateway vs CGI All Payments
- Fiserv NOW Gateway vs Finastra Payments Hubs
- Fiserv NOW Gateway vs FIS Money Movement Hub
- Fiserv NOW Gateway vs ACI Real-Time Payments Cloud
- Fiserv NOW Gateway vs Temenos Payments Hub
Compare Fiserv NOW Gateway with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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