Fiserv NOW Gateway vs Temenos Payments Hub

FNFiserv NOW Gateway7.1Visit Temenos Payments Hub6.8Visit

Higher score FN Fiserv NOW Gateway #5 in Real-Time Payments Software 7.1/10 Pricing on request ✓ 2 of 3 features Visit Fiserv

vs

Temenos Payments Hub #7 in Real-Time Payments Software 6.8/10 Pricing on request ✓ 0 of 3 features Visit Temenos

• Fiserv NOW Gateway fits best

  Financial institutions connecting instant-payment rails

• Temenos Payments Hub fits best

  Banks seeking configurable multi-channel payment hubs

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Side by side

Feature	FNFiserv NOW Gateway 7.1/10 Visit ↗	Temenos Payments Hub 6.8/10 Visit ↗
At a glance
Editor score	7.1	6.8
Ranking	#5 in Real-Time Payments Software	#7 in Real-Time Payments Software
Best for	Financial institutions connecting instant-payment rails	Banks seeking configurable multi-channel payment hubs
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	Not published
Free trial	—	—
Support	Phone	Docs
Integrations	5 integrations	6 integrations
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features Fiserv NOW Gateway 2/3 · Temenos Payments Hub 0/3
ISO 20022 support	✓ (best)	Not published
Payment orchestration	✓ (best)	Not published
Reconciliation tools	Not published	Not published
Specs
Rail coverage	Multi-rail	Not published
Deployment options	Not published	Not published
Message formats	ISO 20022	Not published
Our review
Pros	One integration connects RTP and FedNow networks Real-time routing and end-to-end processing through settlement ISO 20022 framework with 24/7/365 settlement capability	Processes real-time and batch payments across multiple clearing rails Combines routing, validation, repair, screening and accounting controls Supports APIs, bulk payments, dashboards and hybrid deployment
Cons	Pricing requires contacting Fiserv sales Support is listed through phone channels Focused on banks, credit unions and other financial institutions	Pricing requires contacting Temenos Published support is centered on documentation The platform is aimed at mid-market and enterprise organizations
Our verdict	Fiserv NOW Gateway is a full-service real-time payments gateway for banks, credit unions and other financial institutions. It connects The Clearing House RTP Network and the Federal Reserve FedNow Service through one integration, while… Read the review →	Temenos Payments Hub is an enterprise payments-processing platform for banks, payment service providers and other financial institutions. It handles account-to-account payments across entities, currencies, jurisdictions, schemes and… Read the review →

Strengths and trade-offs

• Fiserv NOW Gateway — where it wins

  • One integration connects RTP and FedNow networks
  • Real-time routing and end-to-end processing through settlement
  • ISO 20022 framework with 24/7/365 settlement capability

  Where it doesn't

  • Pricing requires contacting Fiserv sales
  • Support is listed through phone channels
  • Focused on banks, credit unions and other financial institutions

• Temenos Payments Hub — where it wins

  • Processes real-time and batch payments across multiple clearing rails
  • Combines routing, validation, repair, screening and accounting controls
  • Supports APIs, bulk payments, dashboards and hybrid deployment

  Where it doesn't

  • Pricing requires contacting Temenos
  • Published support is centered on documentation
  • The platform is aimed at mid-market and enterprise organizations

• FNFiserv NOW Gateway7.1/10 · Pricing on request

  A multi-rail gateway for institutions needing RTP, FedNow and managed payment processing.

  Visit FiservFull verdict →
• Temenos Payments Hub6.8/10 · Pricing on request

  A configurable payment hub for banks managing diverse rails, channels and controls.

  Visit TemenosFull verdict →