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Head-to-head · Real-Time Payments Software

CGI All Payments vs Fiserv NOW Gateway

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score CGI All Payments #2 in Real-Time Payments Software 8.2/10 Pricing on request ✓ 2 of 3 features Contact CGI
Fiserv NOW Gateway #5 in Real-Time Payments Software 7.1/10 Pricing on request ✓ 2 of 3 features Visit Fiserv

CGI All Payments leads on 0 checks, Fiserv NOW Gateway on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreCGI All Payments · 8.2/10

CGI All Payments scores higher on our rubric for real-time payments software: 8.2 against 7.1 out of 10; our editors rank them #2 and #5.

On rail coverage, CGI All Payments gives you Global-multi-rail where Fiserv NOW Gateway offers Multi-rail.

CGI All Payments is the better fit for large institutions needing hybrid, multi-rail processing. Fiserv NOW Gateway is the better fit for financial institutions connecting instant-payment rails.

  • CGI All Payments fits best

    Large institutions needing hybrid, multi-rail processing

  • Fiserv NOW Gateway fits best

    Financial institutions connecting instant-payment rails

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature CGI All Payments 8.2/10 Visit ↗ Fiserv NOW Gateway 7.1/10 Visit ↗
At a glance
Editor score 8.2 7.1
Ranking #2 in Real-Time Payments Software #5 in Real-Time Payments Software
Best for Large institutions needing hybrid, multi-rail processing Financial institutions connecting instant-payment rails
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Integrations 7 integrations 5 integrations
Built for Mid-market, Enterprise Mid-market, Enterprise
Features CGI All Payments 2/3 · Fiserv NOW Gateway 2/3
ISO 20022 support ✓ ✓
Payment orchestration ✓ ✓
Reconciliation tools Not published Not published
Specs
Rail coverage Global-multi-rail Multi-rail
Deployment options Hybrid Not published
Message formats ISO 20022 ISO 20022
Our review
Pros
  • Processes real-time, high-value, wire, ACH and bulk payments
  • Supports ISO 20022-native data and payment-network routing
  • Offers cloud, SaaS and on-premises deployment
  • One integration connects RTP and FedNow networks
  • Real-time routing and end-to-end processing through settlement
  • ISO 20022 framework with 24/7/365 settlement capability
Cons
  • Pricing requires contacting CGI
  • Its wide processing scope may exceed simpler payment needs
  • Only ISO 20022 is explicitly named as a supported message format
  • Pricing requires contacting Fiserv sales
  • Support is listed through phone channels
  • Focused on banks, credit unions and other financial institutions
Our verdict

CGI All Payments is a modular payment processing platform for financial institutions handling real-time, high-value, wire, ACH and bulk payments. Its fit is strongest for mid-market and enterprise organizations that need to coordinate…

Read the review →

Fiserv NOW Gateway is a full-service real-time payments gateway for banks, credit unions and other financial institutions. It connects The Clearing House RTP Network and the Federal Reserve FedNow Service through one integration, while…

Read the review →
  1. CGI All PaymentsReal-Time Payments Software 8.2Pricing on request
  2. Fiserv NOW GatewayReal-Time Payments Software 7.1Pricing on request

Strengths and trade-offs

  • CGI All Payments — where it wins

    • Processes real-time, high-value, wire, ACH and bulk payments
    • Supports ISO 20022-native data and payment-network routing
    • Offers cloud, SaaS and on-premises deployment

    Where it doesn't

    • Pricing requires contacting CGI
    • Its wide processing scope may exceed simpler payment needs
    • Only ISO 20022 is explicitly named as a supported message format
  • Fiserv NOW Gateway — where it wins

    • One integration connects RTP and FedNow networks
    • Real-time routing and end-to-end processing through settlement
    • ISO 20022 framework with 24/7/365 settlement capability

    Where it doesn't

    • Pricing requires contacting Fiserv sales
    • Support is listed through phone channels
    • Focused on banks, credit unions and other financial institutions
  • CGI All Payments8.2/10 · Pricing on request

    A multi-rail platform for institutions coordinating real-time and traditional payments.

    Contact CGIFull verdict →
  • Fiserv NOW Gateway7.1/10 · Pricing on request

    A multi-rail gateway for institutions needing RTP, FedNow and managed payment processing.

    Visit FiservFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update