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Head-to-head · Real-Time Payments Software

FIS Money Movement Hub vs Fiserv NOW Gateway

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score FIS Money Movement Hub #4 in Real-Time Payments Software 9.1/10 Pricing on request ✓ 2 of 3 features Visit FIS
Fiserv NOW Gateway #5 in Real-Time Payments Software 9.0/10 Pricing on request ✓ 2 of 3 features Visit Fiserv

FIS Money Movement Hub leads on 0 checks, Fiserv NOW Gateway on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreFIS Money Movement Hub · 9.1/10

FIS Money Movement Hub scores higher on our rubric for real-time payments software: 9.1 against 9.0 out of 10; our editors rank them #4 and #5.

FIS Money Movement Hub is the better fit for organizations wanting one API for many payment schemes. Fiserv NOW Gateway is the better fit for financial institutions connecting instant-payment rails.

  • FIS Money Movement Hub fits best

    Organizations wanting one API for many payment schemes

  • Fiserv NOW Gateway fits best

    Financial institutions connecting instant-payment rails

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature FIS Money Movement Hub 9.1/10 Visit ↗ Fiserv NOW Gateway 9.0/10 Visit ↗
At a glance
Editor score 9.1 9.0
Ranking #4 in Real-Time Payments Software #5 in Real-Time Payments Software
Best for Organizations wanting one API for many payment schemes Financial institutions connecting instant-payment rails
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Integrations 6 integrations 5 integrations
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features FIS Money Movement Hub 2/3 · Fiserv NOW Gateway 2/3
ISO 20022 support ✓ ✓
Payment orchestration ✓ ✓
Reconciliation tools Not published Not published
Specs
Rail coverage Multi-rail Multi-rail
Deployment options Cloud Not published
Message formats Not published ISO 20022
Our review
Pros
  • Connects RTP, FedNow, ACH, wires, international, and person-to-person payments
  • Centralizes orchestration, auto-routing, monitoring, sanctions screening, and risk scoring
  • Cloud-native hosted delivery with pay-as-you-grow activation of payment schemes
  • One integration connects RTP and FedNow networks
  • Real-time routing and end-to-end processing through settlement
  • ISO 20022 framework with 24/7/365 settlement capability
Cons
  • Contact-sales, usage-based pricing makes costs less predictable upfront
  • Hosted cloud deployment does not provide an on-premises option
  • Multi-rail breadth may exceed the needs of single-rail payment projects
  • Pricing requires contacting Fiserv sales
  • Support is listed through phone channels
  • Focused on banks, credit unions and other financial institutions
Our verdict

FIS Money Movement Hub is a hosted, cloud-based payment gateway for regional and community banks, credit unions, and other financial institutions. It connects core banking systems through a single API to RTP and FedNow instant-payment…

Read the review →

Fiserv NOW Gateway is a full-service real-time payments gateway for banks, credit unions and other financial institutions. It connects The Clearing House RTP Network and the Federal Reserve FedNow Service through one integration, while…

Read the review →
  1. FIS Money Movement HubReal-Time Payments Software 9.1Pricing on request
  2. Fiserv NOW GatewayReal-Time Payments Software 9.0Pricing on request

Strengths and trade-offs

  • FIS Money Movement Hub — where it wins

    • Connects RTP, FedNow, ACH, wires, international, and person-to-person payments
    • Centralizes orchestration, auto-routing, monitoring, sanctions screening, and risk scoring
    • Cloud-native hosted delivery with pay-as-you-grow activation of payment schemes

    Where it doesn't

    • Contact-sales, usage-based pricing makes costs less predictable upfront
    • Hosted cloud deployment does not provide an on-premises option
    • Multi-rail breadth may exceed the needs of single-rail payment projects

  • Fiserv NOW Gateway — where it wins

    • One integration connects RTP and FedNow networks
    • Real-time routing and end-to-end processing through settlement
    • ISO 20022 framework with 24/7/365 settlement capability

    Where it doesn't

    • Pricing requires contacting Fiserv sales
    • Support is listed through phone channels
    • Focused on banks, credit unions and other financial institutions
  • FIS Money Movement Hub9.1/10 · Pricing on request

    A cloud-based, multi-rail payment hub with one API, orchestration, and risk controls.

    Visit FISFull verdict →
  • Fiserv NOW Gateway9.0/10 · Pricing on request

    A multi-rail gateway for institutions needing RTP, FedNow and managed payment processing.

    Visit FiservFull verdict →

More comparisons

All Real-Time payments software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update