Head-to-head · Real-Time Payments Software
FIS Real-Time Payments vs FIS Money Movement Hub
FIS Real-Time Payments leads on 1 check, FIS Money Movement Hub on 0, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreFIS Real-Time Payments · 9.4/10
- Most featuresFIS Real-Time Payments · 3 of 3
FIS Real-Time Payments scores higher on our rubric for real-time payments software: 9.4 against 9.1 out of 10; our editors rank them #1 and #4.
On rail coverage, FIS Real-Time Payments gives you Global-multi-rail where FIS Money Movement Hub offers Multi-rail. FIS Real-Time Payments offers reconciliation tools; FIS Money Movement Hub doesn't publish it.
FIS Real-Time Payments is the better fit for banks coordinating domestic and global payment rails. FIS Money Movement Hub is the better fit for organizations wanting one API for many payment schemes.
- FIS Real-Time Payments fits best
Banks coordinating domestic and global payment rails
- FIS Money Movement Hub fits best
Organizations wanting one API for many payment schemes
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Side by side
| Feature | FIS Real-Time Payments 9.4/10 Visit ↗ | FIS Money Movement Hub 9.1/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.4 | 9.1 |
| Ranking | #1 in Real-Time Payments Software | #4 in Real-Time Payments Software |
| Best for | Banks coordinating domestic and global payment rails | Organizations wanting one API for many payment schemes |
| Pricing model | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | — | Not published |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Integrations | 8 integrations | 6 integrations |
| Built for | Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features FIS Real-Time Payments 3/3 · FIS Money Movement Hub 2/3 | ||
| ISO 20022 support | ✓ | ✓ |
| Payment orchestration | ✓ | ✓ |
| Reconciliation tools | ✓ (best) | Not published |
| Specs | ||
| Rail coverage | Global-multi-rail | Multi-rail |
| Deployment options | Cloud | Cloud |
| Message formats | ISO 20022 | Not published |
| Our review | ||
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| Cons |
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| Our verdict | FIS Real-Time Payments is an enterprise payment capability for banks, credit unions and other financial institutions that need to connect real-time payments with broader payment operations. It supports The Clearing House RTP and FedNow… Read the review → |
FIS Money Movement Hub is a hosted, cloud-based payment gateway for regional and community banks, credit unions, and other financial institutions. It connects core banking systems through a single API to RTP and FedNow instant-payment… Read the review → |
Strengths and trade-offs
FIS Real-Time Payments — where it wins
- Connects to RTP, FedNow, ACH, wire and international payment networks
- Combines ISO 20022 processing with centralized payment orchestration
- Includes fraud controls, reconciliation and settlement support
Where it doesn't
- Pricing is provided through sales rather than public plans
- Cloud deployment may not fit institutions requiring other deployment options
- Its broad payment scope may exceed the needs of institutions focused on one rail
FIS Money Movement Hub — where it wins
- Connects RTP, FedNow, ACH, wires, international, and person-to-person payments
- Centralizes orchestration, auto-routing, monitoring, sanctions screening, and risk scoring
- Cloud-native hosted delivery with pay-as-you-grow activation of payment schemes
Where it doesn't
- Contact-sales, usage-based pricing makes costs less predictable upfront
- Hosted cloud deployment does not provide an on-premises option
- Multi-rail breadth may exceed the needs of single-rail payment projects
- FIS Real-Time Payments9.4/10 · Pricing on request
A cloud-based, multi-rail payments platform for financial institutions managing real-time flows.
Visit FISFull verdict → - FIS Money Movement Hub9.1/10 · Pricing on request
A cloud-based, multi-rail payment hub with one API, orchestration, and risk controls.
Visit FISFull verdict →
More comparisons
- FIS Real-Time Payments vs CGI All Payments
- FIS Real-Time Payments vs Finastra Payments Hubs
- FIS Real-Time Payments vs Fiserv NOW Gateway
- FIS Real-Time Payments vs ACI Real-Time Payments Cloud
- FIS Real-Time Payments vs Temenos Payments Hub
- FIS Real-Time Payments vs Volante Real-Time Payments
- CGI All Payments vs FIS Money Movement Hub
- Finastra Payments Hubs vs FIS Money Movement Hub
All Real-Time payments software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update