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Fire Payments API

Paid#18 of 22 in Open Banking Payment Platforms

Fire Payments API: A paid API for businesses that need payment flows and account infrastructure. Ranked #18 of 22 in Open Banking Payment Platforms by our editors (6.7/10); pricing: Paid; best for businesses needing payments plus account infrastructure.

6.7/10Editor score

Visit Fire

Fire Payments API6.7 Visit Fire

At a glance

Editor score
6.7 / 10
Pricing
Paid
Best for
Businesses needing payments plus account infrastructure
Free plan
No
Paid from
€10/mo
Supported countries
2 countries
Founded
2010 · Dublin, Ireland
Facts checked
20 Sep 2026

Where it wins
- Supports payouts, payment requests, direct debits and transfers
- Adds subaccounts, debit-card controls and account data access
- Real-time webhooks support payment and account event workflows
Where it doesn't
- Access requires a Fire Business Account and API application
- Onboarding is handled through Fire’s sales team
- Published onboarding coverage is limited to the UK and Ireland

Our verdict on Fire Payments API

Fire Payments API is designed for businesses, fintechs and corporate clients integrating payment services into applications and back-office systems. Its scope extends beyond payment initiation: teams can work with accounts, transactions, payees, users and balances, while also managing payouts, direct debits, mandates, subaccounts and debit cards through APIs. The product is a fit for organizations that need payment and account infrastructure in one integration, rather than a narrowly focused payment-request tool.

The published plan is Fire Business Account, priced at €10 per month with monthly billing. It includes euro and sterling accounts, open banking payment acceptance and API access for integrated payment services. The API is available to Fire customers, and access requires a Fire Business Account plus an API application. Onboarding is handled through Fire’s sales team, so teams should account for a sales-led entry process rather than an entirely self-serve setup. There is no free plan listed.

Its strongest advantage is breadth within a single payments and accounts workflow. Businesses can initiate internal, local and cross-border payouts, create open banking payment requests, transfer funds between accounts and automate cash-flow workflows. REST APIs and real-time webhooks cover payment and account events, while direct-debit management, reconciliation support and card controls extend the platform into operational finance use cases. Fire is available across web, iOS, Android and API environments, but its stated onboarding markets are the UK and Ireland. Choose it when those markets fit and you need multiple account and payment capabilities together; choose an alternative when wider country coverage or self-serve onboarding is more important.

Your product? Our editors can test Fire Payments API in depth and publish a review, labelled as paid · from $149/mo →

Fire Payments API pricing

Plans PaidPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

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Fire Payments API fact sheet

Free plan	No
Paid from	€10/mo
Supported countries	2 countries
Bank authentication	Redirect
Payment frequency	Both
Settlement speed	Not verified
Payment webhooks	Yes
Refunds	Yes
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Compliance & security	2FA
Support	Email, Docs
Built for	Mid-market, Enterprise (editorial estimate)
Pricing	Paid (source)
Website	fire.com
Facts checked	20 Sep 2026

Alternatives to Fire Payments API

See all Fire Payments API alternatives →

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Featured on iTechGuides

Fire Payments API is listed in our Open Banking Payment Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update