CurrencyFair
CurrencyFair: A practical choice for multicurrency bank transfers with same-day delivery and API access. Ranked #12 of 81 in Money Transfer Apps by our editors (8.0/10); pricing: Free plan; best for bank transfers with multicurrency and API support.
At a glance
- Editor score8.0 / 10
- PricingFree plan
- Best forBank transfers with multicurrency and API support
- Free planYes
- Paid from€3 one-time
- Transfer speedSame_day
- Founded2010 · Dublin, Ireland
- Facts checked20 Sep 2026
Where it wins
- Supports 20-plus currencies and transfers to more than 150 countries
- Same-day transfers on most major currencies with tracking and confirmations
- Offers rate alerts, mobile apps, and business or institutional API access
Where it doesn't
- Recipients are limited to bank accounts
- A currency-exchange margin applies alongside the transfer fee
- Fees and methods can vary by corridor, country, and account status
Our verdict on CurrencyFair
CurrencyFair is an online cross-border payments and foreign-exchange service for individuals and businesses. It combines a multi-currency account supporting 20-plus currencies with transfers to bank recipients in more than 150 countries. Personal users can exchange currencies, monitor target rates, and review transaction history, while approved business and institutional customers can connect through an API. Web, iOS, and Android access make it suitable for users managing international payments across devices.
The published plan structure is straightforward: the International transfer plan charges €3 per transfer after currency exchange, with a currency equivalent potentially applying. CurrencyFair also adds a variable currency-exchange margin, so the transfer fee is only one part of the cost. The service provides free account setup and no monthly fee, while fees and available transfer methods can vary by currency corridor, country, and account status. This fits users who prefer an upfront transfer charge but want to compare the total exchange outcome before sending.
For speed and control, CurrencyFair lists same-day transfers on most major currencies, rate alerts, transfer tracking, transaction confirmations, and scheduled transfers. Two-factor authentication adds an account-security control, and phone and email support are available. Its main boundary is delivery: recipients are limited to bank accounts, which makes it less suitable when cash pickup or other payout methods are required. Choose CurrencyFair for recurring or international bank payments that benefit from multicurrency support and API connectivity; consider an alternative if recipient flexibility or a single all-in exchange cost matters more than these features.
Your product? Our editors can test CurrencyFair in depth and publish a review, labelled as paid · from $149/mo →
CurrencyFair pricing
All 1 CurrencyFair plans and prices →
CurrencyFair fact sheet
| Free plan | Yes |
|---|---|
| Paid from | €3 one-time |
| Recipient methods | Bank |
| Transfer speed | Same_day |
| Exchange-rate model | Markup |
| Mobile platforms | Both |
| Upfront fee display | Yes |
| Transfer tracking | Yes |
| Scheduled transfers | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Email, Phone, Docs |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Free plan (source) |
| Website | currencyfair.com |
| Facts checked | 20 Sep 2026 |
Alternatives to CurrencyFair
- WiseA transparent option for international transfers across web and mobile.9.4
- TransferGoA flexible transfer service with a free multicurrency wallet and upfront pricing.9.2
- Xe Money TransferA broad international transfer service with transparent quotes, tracking, and multiple delivery methods.9.0
See all CurrencyFair alternatives →
Used CurrencyFair? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used CurrencyFair for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
CurrencyFair is listed in our Money Transfer Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/currencyfair/"><img src="https://www.itechguides.com/best/badge/currencyfair.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update