Crezco
Crezco: A focused open banking payment platform with practical API, payment and accounting integrations. Ranked #12 of 22 in Open Banking Payment Platforms by our editors (7.3/10); pricing: 30-day trial; best for cost-conscious businesses wanting integrations.
At a glance
- Editor score7.3 / 10
- Pricing30-day trial
- Best forCost-conscious businesses wanting integrations
- Free planNo
- Paid from£10/mo
- Facts checked20 Sep 2026
Where it wins
- £10 monthly entry plan with a 30-day trial
- Payment links, bulk payments, scheduled payments and reconciliation
- Eight accounting and business integrations, plus API access
Where it doesn't
- No free plan for ongoing use
- International payments start at 0.35%
- Bank authentication uses a redirect flow
Our verdict on Crezco
Crezco provides open banking payment tools for platforms and businesses that need to embed bank payments or manage payment operations through the web and API. Its feature set covers supplier bills, payroll, expenses, payment links, domestic and international transfers, and both single and bulk payments. Customers authenticate through their bank’s Open Banking flow, while payment-status webhooks support developer workflows. It is best suited to cost-conscious businesses that need integrations alongside payment collection or sending capabilities.
Pricing is structured across three monthly plans. Collect Plus costs £10 per month and includes receiving payments, multiple-use payment links and unlimited users. Send Plus costs £20 per month, adding single payments, instant bulk payments up to 250 and international payments from 0.35%. Premium costs £27 per month and raises instant bulk payments to 500, adds scheduled bulk payments and branded checkout, while retaining international payments from 0.35% and unlimited users. A 30-day trial is available, and annual payment saves 15%. There is no free plan, so ongoing use starts with a paid tier.
Crezco’s platform fit is a central strength. Its embedded payables API, hosted bank-account connection flows, hosted checkout and payment-status webhooks give platforms several ways to integrate bank payments. Accounting and business integrations include Xero, QuickBooks, Sage, QuickFile, MazApp, Duport, Haibooks and SIF Health. Instant reconciliation can help connect payment activity with operational records, while payment links support one-off collection use cases. Choose Crezco if these integrations, API access and mixed payment workflows match your needs. Businesses seeking a free ongoing plan or a payment product without redirected bank authentication should consider alternatives.
Your product? Our editors can test Crezco in depth and publish a review, labelled as paid · from $149/mo →
Crezco pricing
All 3 Crezco plans and prices →
Crezco fact sheet
| Free plan | No |
|---|---|
| Paid from | £10/mo |
| Supported countries | Not verified |
| Bank authentication | Redirect |
| Payment frequency | Both |
| Settlement speed | Instant |
| Payment webhooks | Yes |
| Refunds | Not verified |
| Free trial | 30 days |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 8 integrations: Xero, QuickBooks, Sage, QuickFile, MazApp, Duport … |
| Pricing | 30-day trial (source) |
| Website | crezco.com |
| Facts checked | 20 Sep 2026 |
Crezco integrations
Crezco lists 8 integrations on its own site.
- Xero
- QuickBooks
- Sage
- QuickFile
- MazApp
- Duport
- Haibooks
- SIF Health
Alternatives to Crezco
- TrustlyA mature, full-service platform for bank payments, recurring billing, payouts and reconciliation.9.2
- Yapily PaymentsA high-scale European payment platform for recurring, bulk, and Pay by Bank flows.8.7
- TrueLayer PaymentsA mobile-ready open banking platform for pay-ins, payouts and recurring payments.8.5
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Crezco is listed in our Open Banking Payment Platforms directory. Add the badge to your site — it links back to this page.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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