Crezco review
A focused open banking payment platform with practical API, payment and accounting integrations.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Crezco provides open banking payment tools for platforms and businesses that need to embed bank payments or manage payment operations through the web and API. Its feature set covers supplier bills, payroll, expenses, payment links, domestic and international transfers, and both single and bulk payments. Customers authenticate through their bank’s Open Banking flow, while payment-status webhooks support developer workflows. It is best suited to cost-conscious businesses that need integrations alongside payment collection or sending capabilities.
Pricing is structured across three monthly plans. Collect Plus costs £10 per month and includes receiving payments, multiple-use payment links and unlimited users. Send Plus costs £20 per month, adding single payments, instant bulk payments up to 250 and international payments from 0.35%. Premium costs £27 per month and raises instant bulk payments to 500, adds scheduled bulk payments and branded checkout, while retaining international payments from 0.35% and unlimited users. A 30-day trial is available, and annual payment saves 15%. There is no free plan, so ongoing use starts with a paid tier.
Crezco’s platform fit is a central strength. Its embedded payables API, hosted bank-account connection flows, hosted checkout and payment-status webhooks give platforms several ways to integrate bank payments. Accounting and business integrations include Xero, QuickBooks, Sage, QuickFile, MazApp, Duport, Haibooks and SIF Health. Instant reconciliation can help connect payment activity with operational records, while payment links support one-off collection use cases. Choose Crezco if these integrations, API access and mixed payment workflows match your needs. Businesses seeking a free ongoing plan or a payment product without redirected bank authentication should consider alternatives.
Crezco pros and cons
- Where it wins
- £10 monthly entry plan with a 30-day trial
- Payment links, bulk payments, scheduled payments and reconciliation
- Eight accounting and business integrations, plus API access
- Where it doesn't
- No free plan for ongoing use
- International payments start at 0.35%
- Bank authentication uses a redirect flow
Crezco fact sheet, pricing and score →
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