Best Bankrate Mortgage Calculator Alternatives in 2026
The top Bankrate Mortgage Calculator alternatives are Chase Mortgage Calculator, Fannie Mae Mortgage Calculator and MoneySavingExpert Ultimate Mortgage Calculator: 15 mortgage calculator apps our editors would look at instead of Bankrate Mortgage Calculator, in our ranking order.
Bankrate Mortgage Calculator: A free web calculator for detailed mortgage payment and affordability estimates. Where it falls short: ARM and refinance scenarios are handled by separate bankrate calculators..
Switching from Bankrate Mortgage Calculator? For most mortgage calculator apps buyers the best Bankrate Mortgage Calculator alternative is Chase Mortgage Calculator, built for comprehensive U.S. mortgage planning.
Why People Look for a Bankrate Mortgage Calculator Alternative
- ARM and refinance scenarios are handled by separate Bankrate calculators
- Rate estimates use credit score range and ZIP code inputs
- Available on the web; no separate app platform is listed
- No refinance scenarios — 7 of the alternatives below have it
- No aRM calculations — 3 of the alternatives below have it
Quick Picks by What You Need
- Best overallChase Mortgage Calculator9.4
Comprehensive U.S. mortgage planning
Visit Chase Mortgage Calculator - Best free optionChase Mortgage Calculator9.4
Has a free plan
Visit Chase Mortgage Calculator - Best for refinance scenariosChase Mortgage Calculator9.4
Refinance scenarios (Bankrate Mortgage Calculator: no)
Visit Chase Mortgage Calculator
All 15 Bankrate Mortgage Calculator Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forComprehensive U.S. mortgage planning
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
- Editor score 9.4 vs 9.3
Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.4/10★★★★★Visit Chase -
Best forIntegrated payment, affordability and refinance analysis
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
A free web calculator with payment breakdowns plus separate affordability and refinance tools.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.2/10★★★★★Visit Fannie Mae -
Best forComparing mortgage deals and overpayments
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
A free set of calculators for comparing mortgage deals, payments and overpayments.
- Refinance scenarios
- Affordability analysis
9.1/10★★★★★Visit site -
Best forAmortization and scenario comparisons
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
A free web calculator for comparing mortgage payments, costs, and amortization scenarios.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.0/10★★★★☆Visit TransUnion -
Best forStraightforward payment and amortization planning
A free web calculator for estimating mortgage costs and viewing annual amortization.
- Property-tax inputs
- Insurance inputs
- Amortization schedule
8.9/10★★★★☆Visit NerdWallet -
Best forU.S. buyers comparing fixed and ARM loans
- Better than Bankrate Mortgage Calculator:
- ARM calculations
A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.
- ARM calculations
- Property-tax inputs
- Insurance inputs
8.8/10★★★★☆Visit Zillow -
Best forAffordability, refinance and ARM estimates
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
- ARM calculations
A free web calculator for purchase, refinance, affordability and ARM payment estimates.
- ARM calculations
- Refinance scenarios
- Affordability analysis
8.7/10★★★★☆Visit Kiplinger -
Best forUK borrowing and repayment estimates
A free web tool for estimating UK borrowing, repayments, rate changes and overpayments.
- Affordability analysis
8.6/10★★★★☆Visit HSBC UK -
Best forCanadian affordability and payment planning
A free web calculator for Canadian mortgage payments and home affordability estimates.
- Property-tax inputs
- Insurance inputs
- Affordability analysis
8.5/10★★★★☆Visit site -
Best forANZ borrowers comparing repayment options
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
A free web calculator for comparing ANZ and custom-rate repayment scenarios.
- Refinance scenarios
8.4/10★★★★☆Visit ANZ -
Best forEstimating maximum affordable purchase price
A free web calculator for estimating an affordable home purchase price.
- Property-tax inputs
- Insurance inputs
- Affordability analysis
8.3/10★★★★☆Visit Fannie Mae -
Best forQuick payment estimates with local costs
A free web calculator for mortgage estimates with ZIP-based tax and insurance inputs.
- Property-tax inputs
- Insurance inputs
8.2/10★★★★☆Visit site -
Best forHome buying-power estimates
A free web calculator that estimates buying power from income, debt, location and funds.
- Affordability analysis
8.1/10★★★★☆Visit Realtor.com -
Best forSimple UK repayment estimates
A free web calculator for UK mortgage repayment and interest-only estimates.
8.0/10★★★★☆Visit MoneyHelper -
Best forBroad free mortgage scenario analysis
- Better than Bankrate Mortgage Calculator:
- Refinance scenarios
- ARM calculations
A free web toolkit for comparing mortgage payments, affordability and refinance scenarios.
- ARM calculations
- Refinance scenarios
- Property-tax inputs
7.9/10★★★★☆Visit site
Bankrate Mortgage Calculator Alternatives: Common Questions
What is the best alternative to Bankrate Mortgage Calculator?
Chase Mortgage Calculator: #1 in our Mortgage Calculator Apps ranking, with an editor score of 9.4 out of 10. Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.
Is there a free alternative to Bankrate Mortgage Calculator?
Yes. Chase Mortgage Calculator, Fannie Mae Mortgage Calculator, MoneySavingExpert Ultimate Mortgage Calculator, TransUnion Mortgage Calculator and NerdWallet Mortgage Calculator have a free plan or a free tier (15 of the 15 alternatives on this page).
Why do people look for Bankrate Mortgage Calculator alternatives?
ARM and refinance scenarios are handled by separate Bankrate calculators; Rate estimates use credit score range and ZIP code inputs; Available on the web; no separate app platform is listed.
How do I switch from Bankrate Mortgage Calculator?
Export your data from Bankrate Mortgage Calculator (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Bankrate Mortgage Calculator.
How to Switch from Bankrate Mortgage Calculator
- Export your data from Bankrate Mortgage Calculator (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Bankrate Mortgage Calculator.
Bankrate Mortgage Calculator vs Each Alternative
| # | Tool | Free plan | Paid from | Amortization schedule | Affordability analysis | Refinance scenarios | Property-tax inputs | Score |
|---|---|---|---|---|---|---|---|---|
| 2 | Bankrate Mortgage Calculator | Yes | Free | Yes | Yes | No | Yes | 9.3 |
| 1 | Chase Mortgage Calculator | Yes | Free | Yes | Yes | Yes | Yes | 9.4 |
| 2 | Fannie Mae Mortgage Calculator | Yes | Free | Yes | Yes | Yes | 9.2 | |
| 3 | MoneySavingExpert Ultimate Mortgage Calculator | Yes | Free | Yes | Yes | 9.1 | ||
| 4 | TransUnion Mortgage Calculator | Yes | Free | Yes | No | Yes | Yes | 9.0 |
| 5 | NerdWallet Mortgage Calculator | Yes | Free | Yes | No | No | Yes | 8.9 |
| 6 | Zillow Mortgage Calculator | Yes | Free | Yes | No | No | Yes | 8.8 |
| 7 | Kiplinger Mortgage Calculator | Yes | Free | Yes | Yes | 8.7 | ||
| 8 | HSBC UK Mortgage Calculators | Yes | Free | No | Yes | No | No | 8.6 |
| 9 | TD Mortgage Payment Calculator | Yes | Free | No | Yes | No | Yes | 8.5 |
| 10 | ANZ Home Loan Repayment Calculator | Yes | Free | No | Yes | 8.4 | ||
| 11 | Fannie Mae Mortgage Affordability Calculator | Yes | Free | No | Yes | No | Yes | 8.3 |
| 12 | Rocket Mortgage Calculator | Yes | Free | No | No | No | Yes | 8.2 |
| 13 | Realtor.com Home Affordability Calculator | Yes | Free | Yes | 8.1 | |||
| 14 | MoneyHelper Mortgage Repayment Calculator | Yes | Free | No | No | 8.0 | ||
| 15 | MortgageCalculator.org | Yes | Free | Yes | Yes | Yes | Yes | 7.9 |
Head-to-Head
- Bankrate Mortgage Calculator vs Chase Mortgage Calculator
- Bankrate Mortgage Calculator vs Fannie Mae Mortgage Calculator
- Bankrate Mortgage Calculator vs MoneySavingExpert Ultimate Mortgage Calculator
- Bankrate Mortgage Calculator vs TransUnion Mortgage Calculator
- Bankrate Mortgage Calculator vs NerdWallet Mortgage Calculator
- Bankrate Mortgage Calculator vs Zillow Mortgage Calculator
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update