Zoho Invoice vs Invoice Ninja

Zoho Invoice9.3Visit Invoice Ninja8.3Visit

Higher score Zoho Invoice #1 in Freelance Invoicing Software 9.3/10 Free plan Free plan✓ 1 of 5 features Visit Zoho Invoice

vs

Invoice Ninja #6 in Freelance Invoicing Software 8.3/10 Free plan Free plan✓ 1 of 5 features Visit Invoice Ninja

• Zoho Invoice fits best

  Freelancers and small businesses wanting free invoicing

• Invoice Ninja fits best

  Freelancers who want flexible free or self-hosted invoicing

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Side by side

Feature	Zoho Invoice 9.3/10 Visit ↗	Invoice Ninja 8.3/10 Visit ↗
At a glance
Editor score	9.3	8.3
Ranking	#1 in Freelance Invoicing Software	#6 in Freelance Invoicing Software
Best for	Freelancers and small businesses wanting free invoicing	Freelancers who want flexible free or self-hosted invoicing
Pricing model	Free	Free plan + paid
Starting price	Free	$14/user/mo
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Desktop, Mobile, Self-hosted
Platforms	Web, iOS, Android	Web, Windows, macOS, Linux, iOS, Android
Integrations	6 integrations	12 integrations
Features Zoho Invoice 1/5 · Invoice Ninja 1/5
Recurring invoices	✓	✓
Online payments	Not checked yet	Not checked yet
Time tracking	Not checked yet	Not checked yet
Expense tracking	Not checked yet	Not checked yet
Client portal	Not checked yet	Not checked yet
Specs
Mobile apps	Not checked yet	Not checked yet
Our review
Pros	Free plan includes recurring invoices, reminders and a customer portal Accepts card and bank-transfer payments through payment gateways Connects with Zoho apps, payment services and major cloud platforms	Free plan includes recurring invoices, auto-billing, and online payment gateways Pro adds unlimited clients and invoices, reminders, reports, and REST API access Hosted apps, self-hosting, and integrations including Stripe, PayPal, and Zapier
Cons	Free plan is limited to two users Free plan caps invoices at 500 per year Payment methods can vary by regional edition and gateway	Free plan is limited to 5 clients Advanced functions such as bank sync and PEPPOL access require Enterprise Many options across hosted and self-hosted editions may take time to evaluate
Our verdict	Zoho Invoice gives freelancers, consultants, agencies, entrepreneurs and small businesses a way to create, send and track invoices without a subscription fee. Invoices can be delivered by email, link or PDF, and customers can view… Read the review →	Invoice Ninja is invoicing and payment software for freelancers, contractors, consultants, agencies, and small businesses. It covers creating and sending invoices and quotes, collecting online payments through connected gateways, recurring… Read the review →

Strengths and trade-offs

• Zoho Invoice — where it wins

  • Free plan includes recurring invoices, reminders and a customer portal
  • Accepts card and bank-transfer payments through payment gateways
  • Connects with Zoho apps, payment services and major cloud platforms

  Where it doesn't

  • Free plan is limited to two users
  • Free plan caps invoices at 500 per year
  • Payment methods can vary by regional edition and gateway

• Invoice Ninja — where it wins

  • Free plan includes recurring invoices, auto-billing, and online payment gateways
  • Pro adds unlimited clients and invoices, reminders, reports, and REST API access
  • Hosted apps, self-hosting, and integrations including Stripe, PayPal, and Zapier

  Where it doesn't

  • Free plan is limited to 5 clients
  • Advanced functions such as bank sync and PEPPOL access require Enterprise
  • Many options across hosted and self-hosted editions may take time to evaluate

• Zoho Invoice9.3/10 · Free plan

  A free invoicing tool with recurring billing, payment reminders and broad integrations.

  Visit Zoho InvoiceFull verdict →
• Invoice Ninja8.3/10 · Free plan

  Flexible invoicing with a free tier, payment tools, and hosted or self-hosted options.

  Visit Invoice NinjaFull verdict →