Head-to-head · Mortgage Calculator Apps
TransUnion Mortgage Calculator vs Kiplinger Mortgage Calculator
TransUnion Mortgage Calculator leads on 0 checks, Kiplinger Mortgage Calculator on 2, and 5 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreTransUnion Mortgage Calculator · 9.0/10
- Free planboth
- Most featuresTransUnion Mortgage Calculator · 4 of 6
TransUnion Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.0 against 8.7 out of 10; our editors rank them #5 and #8.
Kiplinger Mortgage Calculator offers affordability analysis; TransUnion Mortgage Calculator doesn't. Kiplinger Mortgage Calculator offers arm calculations; TransUnion Mortgage Calculator doesn't.
TransUnion Mortgage Calculator is the better fit for amortization and scenario comparisons. Kiplinger Mortgage Calculator is the better fit for affordability, refinance and ARM estimates.
- TransUnion Mortgage Calculator fits best
Amortization and scenario comparisons
- Kiplinger Mortgage Calculator fits best
Affordability, refinance and ARM estimates
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Side by side
| Feature | TransUnion Mortgage Calculator 9.0/10 Visit ↗ | Kiplinger Mortgage Calculator 8.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.0 | 8.7 |
| Ranking | #5 in Mortgage Calculator Apps | #8 in Mortgage Calculator Apps |
| Best for | Amortization and scenario comparisons | Affordability, refinance and ARM estimates |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features TransUnion Mortgage Calculator 4/6 · Kiplinger Mortgage Calculator 3/6 | ||
| Amortization schedule | ✓ (best) | Not checked yet |
| Affordability analysis | — | ✓ (best) |
| Refinance scenarios | ✓ | ✓ |
| ARM calculations | — | ✓ (best) |
| Property-tax inputs | ✓ (best) | Not checked yet |
| Insurance inputs | ✓ (best) | Not checked yet |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | For people evaluating a home loan or refinancing, TransUnion Mortgage Calculator estimates payments from a home price, down payment, interest rate, and loan term. The free web tool also lets users add property taxes, homeowners insurance,… Read the review → |
Kiplinger Mortgage Calculator is a free web tool for people weighing a home purchase or refinance. It estimates monthly mortgage payments using loan amount, interest rate and term, and also lets users enter purchase price or current home… Read the review → |
Strengths and trade-offs
TransUnion Mortgage Calculator — where it wins
- Shows monthly and yearly amortization with balances over time
- Includes tax, insurance, HOA, and mortgage insurance inputs
- Compares scenarios by changing loan amount, rate, or term
Where it doesn't
- Does not calculate affordability from income and debts
- Does not model adjustable-rate mortgages
- Available on the web only
Kiplinger Mortgage Calculator — where it wins
- Estimates monthly payments from loan amount, rate and term
- Supports both home-purchase and refinance inputs
- Includes affordability and ARM payment estimates
Where it doesn't
- Limited to web access
- Provides estimates rather than a full loan application workflow
- Offer comparisons are powered by Bankrate
- TransUnion Mortgage Calculator9.0/10 · Free plan
A free web calculator for comparing mortgage payments, costs, and amortization scenarios.
Visit TransUnionFull verdict → - Kiplinger Mortgage Calculator8.7/10 · Free plan
A free web calculator for purchase, refinance, affordability and ARM payment estimates.
Visit KiplingerFull verdict →
TransUnion Mortgage Calculator vs Kiplinger Mortgage Calculator: questions
Which is better for mortgage calculator apps, TransUnion Mortgage Calculator or Kiplinger Mortgage Calculator?
TransUnion Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.0 against 8.7 out of 10; our editors rank them #5 and #8.
How do TransUnion Mortgage Calculator and Kiplinger Mortgage Calculator compare?
Of the 7 checks we put side by side, TransUnion Mortgage Calculator leads on none, Kiplinger Mortgage Calculator on 2, and 5 are level. Affordability analysis only on Kiplinger Mortgage Calculator.
Do TransUnion Mortgage Calculator and Kiplinger Mortgage Calculator have a free plan?
TransUnion Mortgage Calculator: Yes. Kiplinger Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update