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Head-to-head · Mobile Payment Processing Software

SumUp POS vs QuickBooks GoPayment

  • Updated Sep 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score SumUp POS #6 in Mobile Payment Processing Software 7.1/10 Free plan · paid from $49/mo Free plan✓ 0 of 4 features Visit SumUp POS
QuickBooks GoPayment #7 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit QuickBooks

SumUp POS leads on 0 checks, QuickBooks GoPayment on 2, and 2 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSumUp POS · 7.1/10
  • Free planboth
  • Most featuresQuickBooks GoPayment · 2 of 4

SumUp POS scores higher on our rubric for mobile payment processing software: 7.1 against 7.0 out of 10; our editors rank them #6 and #7.

QuickBooks GoPayment offers tap to pay; SumUp POS doesn't publish it. QuickBooks GoPayment offers recurring payments; SumUp POS doesn't publish it.

SumUp POS is the better fit for retail and hospitality teams needing deeper POS tools. QuickBooks GoPayment is the better fit for quickBooks users taking mobile payments.

  • SumUp POS fits best

    Retail and hospitality teams needing deeper POS tools

  • QuickBooks GoPayment fits best

    QuickBooks users taking mobile payments

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature SumUp POS 7.1/10 Visit ↗ QuickBooks GoPayment 7.0/10 Visit ↗
At a glance
Editor score 7.1 7.0
Ranking #6 in Mobile Payment Processing Software #7 in Mobile Payment Processing Software
Best for Retail and hospitality teams needing deeper POS tools QuickBooks users taking mobile payments
Pricing model Free plan + paid Free plan + paid
Starting price $49/mo Not published
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android iOS, Android
Integrations 8 integrations 2 integrations
Features SumUp POS 0/4 · QuickBooks GoPayment 2/4
Reader required Not published —
Tap to Pay Not published ✓ (best)
Offline payments Not published Not published
Recurring payments Not published ✓ (best)
Specs
Payout timing Not published Next_day
Payment methods Not published credit cards, debit cards, Apple Pay, Google Pay, Samsung Pay, cash, checks, ACH bank transfers
Our review
Pros
  • Free POS tier includes catalog, orders, reporting, and basic customer data
  • Offline mode, inventory alerts, staff tools, and multi-location reporting
  • Supports SumUp and compatible third-party POS hardware
  • Accepts cards, wallets, cash, checks, and ACH payments
  • Tap to Pay on iPhone works without a separate reader
  • Syncs payment information with QuickBooks Online and Desktop
Cons
  • Paid subscriptions start at $49 per month, plus transaction fees
  • Customer rewards and automated marketing begin on higher-priced plans
  • The broad feature set may exceed the needs of simple payment setups
  • Transaction pricing varies by eligibility, region, and pricing schedule
  • Tap to Pay on iPhone is not available across both platforms
  • The strongest accounting fit is centered on QuickBooks
Our verdict

SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,…

Read the review →

QuickBooks GoPayment is a mobile point-of-sale app for merchants accepting in-person payments away from a desk. It supports compatible Bluetooth card readers, manual card entry, and Tap to Pay on iPhone without a separate reader. Payment…

Read the review →
  1. SumUp POSMobile Payment Processing Software 7.1Free plan · paid from $49/mo
  2. QuickBooks GoPaymentMobile Payment Processing Software 7.0Free plan

Strengths and trade-offs

  • SumUp POS — where it wins

    • Free POS tier includes catalog, orders, reporting, and basic customer data
    • Offline mode, inventory alerts, staff tools, and multi-location reporting
    • Supports SumUp and compatible third-party POS hardware

    Where it doesn't

    • Paid subscriptions start at $49 per month, plus transaction fees
    • Customer rewards and automated marketing begin on higher-priced plans
    • The broad feature set may exceed the needs of simple payment setups
  • QuickBooks GoPayment — where it wins

    • Accepts cards, wallets, cash, checks, and ACH payments
    • Tap to Pay on iPhone works without a separate reader
    • Syncs payment information with QuickBooks Online and Desktop

    Where it doesn't

    • Transaction pricing varies by eligibility, region, and pricing schedule
    • Tap to Pay on iPhone is not available across both platforms
    • The strongest accounting fit is centered on QuickBooks
  • SumUp POS7.1/10 · Free plan · paid from $49/mo

    A broad POS system with a free tier and paid tools for growing retail and hospitality teams.

    Visit SumUp POSFull verdict →
  • QuickBooks GoPayment7.0/10 · Free plan

    A QuickBooks-connected mobile POS with flexible payment methods and no monthly software fee.

    Visit QuickBooksFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update