Head-to-head · Mobile Payment Processing Software
SumUp POS vs QuickBooks GoPayment
SumUp POS leads on 0 checks, QuickBooks GoPayment on 2, and 2 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSumUp POS · 7.1/10
- Free planboth
- Most featuresQuickBooks GoPayment · 2 of 4
SumUp POS scores higher on our rubric for mobile payment processing software: 7.1 against 7.0 out of 10; our editors rank them #6 and #7.
QuickBooks GoPayment offers tap to pay; SumUp POS doesn't publish it. QuickBooks GoPayment offers recurring payments; SumUp POS doesn't publish it.
SumUp POS is the better fit for retail and hospitality teams needing deeper POS tools. QuickBooks GoPayment is the better fit for quickBooks users taking mobile payments.
- SumUp POS fits best
Retail and hospitality teams needing deeper POS tools
- QuickBooks GoPayment fits best
QuickBooks users taking mobile payments
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Side by side
| Feature | SumUp POS 7.1/10 Visit ↗ | QuickBooks GoPayment 7.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.1 | 7.0 |
| Ranking | #6 in Mobile Payment Processing Software | #7 in Mobile Payment Processing Software |
| Best for | Retail and hospitality teams needing deeper POS tools | QuickBooks users taking mobile payments |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | $49/mo | Not published |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | iOS, Android |
| Integrations | 8 integrations | 2 integrations |
| Features SumUp POS 0/4 · QuickBooks GoPayment 2/4 | ||
| Reader required | Not published | — |
| Tap to Pay | Not published | ✓ (best) |
| Offline payments | Not published | Not published |
| Recurring payments | Not published | ✓ (best) |
| Specs | ||
| Payout timing | Not published | Next_day |
| Payment methods | Not published | credit cards, debit cards, Apple Pay, Google Pay, Samsung Pay, cash, checks, ACH bank transfers |
| Our review | ||
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| Cons |
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| Our verdict | SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,… Read the review → |
QuickBooks GoPayment is a mobile point-of-sale app for merchants accepting in-person payments away from a desk. It supports compatible Bluetooth card readers, manual card entry, and Tap to Pay on iPhone without a separate reader. Payment… Read the review → |
Strengths and trade-offs
SumUp POS — where it wins
- Free POS tier includes catalog, orders, reporting, and basic customer data
- Offline mode, inventory alerts, staff tools, and multi-location reporting
- Supports SumUp and compatible third-party POS hardware
Where it doesn't
- Paid subscriptions start at $49 per month, plus transaction fees
- Customer rewards and automated marketing begin on higher-priced plans
- The broad feature set may exceed the needs of simple payment setups
QuickBooks GoPayment — where it wins
- Accepts cards, wallets, cash, checks, and ACH payments
- Tap to Pay on iPhone works without a separate reader
- Syncs payment information with QuickBooks Online and Desktop
Where it doesn't
- Transaction pricing varies by eligibility, region, and pricing schedule
- Tap to Pay on iPhone is not available across both platforms
- The strongest accounting fit is centered on QuickBooks
- SumUp POS7.1/10 · Free plan · paid from $49/mo
A broad POS system with a free tier and paid tools for growing retail and hospitality teams.
Visit SumUp POSFull verdict → - QuickBooks GoPayment7.0/10 · Free plan
A QuickBooks-connected mobile POS with flexible payment methods and no monthly software fee.
Visit QuickBooksFull verdict →
More comparisons
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- PayAnywhere vs QuickBooks GoPayment
- PayPal Point of Sale vs SumUp POS
- PayPal Point of Sale vs QuickBooks GoPayment
- Zeller vs SumUp POS
- Zeller vs QuickBooks GoPayment
All mobile payment processing software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update




