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If prediction-market trading is putting bills, savings, or debt payments at risk, stop adding money or opening trades and protect essential expenses first. You do not need to be certain you have a gambling problem before asking for help: in the U.S., the National Problem Gambling Helpline offers confidential call, text, and chat support and can connect you with local treatment and financial-counseling resources.
Take these steps now
- Pause new trades and deposits. Do not increase a position to try to win back losses. A larger trade can deepen the shortfall rather than repair it.
- Protect immediate expenses. Prioritize housing, utilities, food, transportation, and minimum debt payments. If you may miss a payment, contact the creditor or service provider promptly and ask what options are available; an accommodation is not guaranteed.
- Reduce access if that would help. Check whether the platform offers a trading break, deposit limit, or self-exclusion. Before enabling a restriction, review its effect on open positions and any access through a linked intermediary.
- Make the situation visible. Write down account balances, open positions, debts, and bills due. Avoid liquidating positions until you understand the settlement rules, fees, tax implications, and account-specific consequences.
- Bring in support. If you want help sticking to a pause, tell someone you trust and ask them to help make payment methods or trading apps less accessible.
- Contact gambling-specific support. In the U.S., call or text 1-800-MY-RESET, or use the National Problem Gambling Helpline’s chat. It can provide information and local referrals, including treatment, peer support, self-exclusion guidance where available, and financial counseling for gambling-related problems. It is not an emergency service.
Understand what may be at stake
The Commodity Futures Trading Commission describes event contracts as financial contracts tied to an event’s outcome. Many are yes/no contracts with two possible outcomes, a fixed payout—usually $1—and an expiration date. A losing position can lose the amount invested; fees and taxes can also affect returns, and other contract formats exist. The CFTC advises reviewing contract rules and costs and trading only with “risk capital”: money left after living expenses and other savings needs are met. A regulated-market framework does not eliminate the possibility of personal financial harm. Read the CFTC’s event-contract guidance.
Choose a way to create distance from trading
Use a short break or deposit limit
If a temporary pause or deposit cap is available, it can add friction while you deal with bills and get support. Check whether the setting blocks only new deposits or also restricts trading, and whether it applies to every way you access the platform.
Check the terms before self-excluding
Controls vary by operator. Kalshi lists trading breaks, deposit limits, and self-exclusion among its responsible-trading tools. Its published self-exclusion terms say a person cannot sell open positions during the exclusion term, and that exclusion does not block access to Kalshi through a Futures Commission Merchant (FCM). Review the current terms and your account situation before choosing it; these are Kalshi-specific conditions, not a guarantee about other platforms. Kalshi responsible-trading tools · Kalshi self-exclusion terms.
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Get help even if you are unsure it is a problem
You do not have to label yourself or meet a threshold before contacting the National Problem Gambling Helpline. Its U.S. service offers call, text, and chat and connects people with local resources. Referrals may include treatment, peer support, self-exclusion guidance where available, and financial counseling for gambling-related financial problems. Ask specifically for help addressing the financial consequences if that is your immediate concern. See helpline options and information.
Warning signs worth taking seriously include thinking about gambling more than you used to, chasing losses, or being unsure whether trading has become a problem. One behavior alone does not establish a diagnosis. NCPG’s adult NODS-SA self-assessment is described as validated for general-population use, but NCPG explicitly says it is not a diagnostic tool for gambling disorder. Treat a screen as a prompt to seek support, not as a diagnosis. NCPG self-assessments.
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If you are experiencing immediate emotional distress or crisis, call or text 988 in the U.S. The National Problem Gambling Helpline is a referral resource, not emergency help. Outside the U.S., use your local crisis or emergency service; the CFTC, NCPG, and 988 information here is U.S.-oriented.
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