Spending Tracker – Spentum
Spending Tracker – Spentum: A free beta budgeting app for shared household finances and CSV-based tracking. Ranked #29 of 29 in Budgeting And Expense Tracking by our editors (5.5/10); pricing: Free plan; best for households wanting free shared budgets and CSV imports.
At a glance
- Editor score5.5 / 10
- PricingFree plan
- Best forHouseholds wanting free shared budgets and CSV imports
- Free planYes
- Paid fromFree
- Bank synchronizationNo
- Facts checked24 Sep 2026
Where it wins
- Real-time shared budgets for partners, flatmates, and families
- CSV imports detect columns and deduplicate bank statement entries
- Forecasts, savings goals, reports, and recurring transactions included
Where it doesn't
- Bank-sync connections are not part of the stated feature set
- Each person can track up to 10 accounts
- Free access is tied to the beta period
Our verdict on Spending Tracker – Spentum
Spentum is a household budgeting and expense-tracking app for partners, flatmates, and families. It gives household members a live view of budgets, transactions, and accounts, with unlimited household members and up to 10 accounts per person. Users can enter transactions manually or import bank statement CSV files. The app also covers recurring income and expenses, category budgets, savings goals, subscription tracking, reports, and balance forecasting. It runs through a browser-based Progressive Web App and native Android and iOS builds.
The vendor describes Spentum as free during its beta period. That makes the full feature set available without a stated paid tier during this phase, including shared budgets, recurring schedules, monthly category caps, savings progress, reports, heatmaps, category drill-downs, and CSV transaction export. For onboarding, CSV import is designed to reduce cleanup: column detection, deduplication, suggested tags, and recurring-subscription identification are part of the workflow. The combination of web and mobile access suits households that switch between devices while managing a common budget.
Spentum’s strongest fit is a small household that wants shared visibility without connecting accounts directly to a budgeting service. Balance forecasts and recurring transactions add planning depth beyond a simple expense log, while subscription tracking helps surface repeating commitments. The main trade-off is the reliance on CSV files rather than bank synchronization, so people expecting continuously imported transactions may prefer a service built around direct account connections. The 10-account-per-person limit is also worth considering for unusually complex household finances. Choose Spentum for collaborative, manual or CSV-based budgeting; look elsewhere if automatic bank feeds are essential.
Your product? Our editors can test Spending Tracker – Spentum in depth and publish a review, labelled as paid · from $149/mo →
Spending Tracker – Spentum pricing
Spending Tracker – Spentum fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| Bank synchronization | No |
| Receipt scanning | Not verified |
| Recurring transactions | Yes |
| Shared budgets | Yes |
| Multiple currencies | Not verified |
| Investment tracking | Not verified |
| Mobile apps | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Built for | Small business (editorial estimate) |
| Pricing | Free plan |
| Website | spentum.com |
| Facts checked | 24 Sep 2026 |
Alternatives to Spending Tracker – Spentum
- QuickenA mature personal finance hub covering budgets, accounts, bills, investments, and reports.9.3
- PocketGuardA personal finance app with safe-to-spend calculations, bill tracking and flexible budgets.8.7
- Rocket MoneyA subscription-focused budgeting app with free basics and paid savings and net-worth tools.8.5
See all Spending Tracker – Spentum alternatives →
Used Spending Tracker – Spentum? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Spending Tracker – Spentum for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Spending Tracker – Spentum is listed in our Budgeting And Expense Tracking directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/spending-tracker-spentum/"><img src="https://www.itechguides.com/best/badge/spending-tracker-spentum.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update