Rocket Money
Rocket Money: A focused finance app for tracking subscriptions, bills, budgets, and net worth. Ranked #9 of 181 in Personal Finance Software by our editors (8.4/10); pricing: Free plan · 7-day trial; best for subscription and bill management.
At a glance
- Editor score8.4 / 10
- PricingFree plan · 7-day trial
- Best forSubscription and bill management
- Free planYes
- Net-worth trackingYes
- Founded2015 · Silver Spring, Maryland, United States
- Facts checked19 Sep 2026
Where it wins
- Tracks subscriptions, upcoming bills, spending, and transaction categories
- Adds net-worth tracking, goals, exports, and credit monitoring
- Available on web, iOS, and Android with optional AI assistance
Where it doesn't
- Premium pricing uses a variable model and may vary by platform
- Advanced tools such as cancellation assistance require paid tiers
- The seven-day Premium trial applies only to eligible new users
Our verdict on Rocket Money
Rocket Money is a personal finance app for individuals who want to organize recurring expenses and get a broader view of their finances. Its core tools cover subscription detection and tracking, upcoming bill tracking, budgeting, transaction categorization, spending insights, credit monitoring, savings goals, and net-worth monitoring. Users can link financial accounts, request subscription cancellations, negotiate bills, and export transactions as CSV files. The product is available on the web, iOS, and Android.
The free plan provides subscription tracking, upcoming bill tracking, basic budgeting, and spending tracking with categorization. Premium adds subscription cancellation assistance, Financial Goals, unlimited budgeting categories, net-worth tracking, and real-time account syncing. Premium+ includes everything in Premium along with Rowan, an AI-powered financial assistant. The published pricing model uses a variable choose-your-own-price monthly approach for Premium rather than a fixed listed price, and prices may vary by platform. A seven-day trial is available to eligible new Premium users.
Rocket Money fits people whose main priority is finding recurring charges, monitoring bills, and bringing everyday spending into one place. Its feature set also extends into credit reports and scores, automated savings, bill negotiation, and financial goals, making it broader than a subscription tracker alone. Account connections are supported through Plaid, while the product works across web and mobile apps. Choose Rocket Money if subscription oversight and bill management are central to your needs, with budgeting and net-worth tools as supporting features. Consider another option if you need a wider integration ecosystem than the listed Plaid connection or prefer fixed, clearly stated Premium pricing.
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Rocket Money pricing
All 3 Rocket Money plans and prices →
Rocket Money fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Yes |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Free trial | 7 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 1 integrations: Plaid |
| Pricing | Free plan · 7-day trial (source) |
| Website | rocketmoney.com |
| Facts checked | 19 Sep 2026 |
Rocket Money integrations
Rocket Money lists 1 integrations on its own site.
- Plaid
Alternatives to Rocket Money
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
See all Rocket Money alternatives →
Also Ranked In
Rocket Money is ranked in 2 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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