Sezzle
Sezzle: A flexible BNPL option for US and Canadian merchants with omnichannel checkout. Ranked #8 of 26 in Buy Now, Pay Later Platforms by our editors (8.7/10); pricing: Free plan · pricing on request; best for US and Canadian ecommerce merchants.
At a glance
- Editor score8.7 / 10
- PricingFree plan · pricing on request
- Best forUS and Canadian ecommerce merchants
- Free planYes
- Checkout channelsOmnichannel
- Founded2016 · Minneapolis, Minnesota, USA
- Facts checked19 Sep 2026

Where it wins
- Supports online checkout and in-store acceptance
- Offers Pay in 4 and longer repayment terms
- Includes settlement tracking and eight ecommerce integrations
Where it doesn't
- Merchant pricing is primarily transaction-based and requires a sales contact
- Consumer availability varies by location, purchase, and eligibility
- Longer-term financing options vary by merchant and purchase
Our verdict on Sezzle
Sezzle is a buy now, pay later platform for merchants and consumers in the United States and Canada. Merchants can offer financing through online checkout, in-store transactions using the Sezzle Virtual Card, and ecommerce integrations. Consumers can split eligible purchases into installments, including Pay in 4: a 25% down payment followed by three payments every two weeks over six weeks. Availability and financing options vary by location, merchant, purchase amount, and eligibility.
For merchants, the platform covers the operational pieces needed after checkout. Its installment price breakdown widget can show customers how payments are divided, while merchant settlement tracking and a dashboard support monitoring settlements and withdrawals. Scheduled settlement timing is typically one to seven business days, with three business days described as the most common period. The platform is available through web, iOS, Android, and API access, which suits merchants that need more than a basic checkout button.
Pricing is primarily transaction-based and varies by merchant agreement, while the verified free plan provides an entry point for evaluating the service. Sezzle lists integrations for Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, and Wix. Merchants should choose Sezzle if they want Pay in 4, longer-term options, online and in-store acceptance, and settlement tools in one offering. It is less suitable for businesses that need fixed, publicly defined merchant pricing or financing availability that does not vary by customer and transaction.
Your product? Our editors can test Sezzle in depth and publish a review, labelled as paid · from $99/mo →
Sezzle pricing
Sezzle fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Checkout channels | Omnichannel |
| Repayment terms | Pay in 4: 25% down payment plus three payments every two weeks over six weeks; other options may run from 3 to 48 months |
| Merchant platforms | Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, Wix |
| Merchant settlement | Scheduled |
| Consumer regions | United States and Canada |
| Merchant dashboard | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 8 integrations: Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento … |
| Pricing | Free plan · pricing on request |
| Website | sezzle.com |
| Facts checked | 19 Sep 2026 |
Sezzle integrations
Sezzle lists 8 integrations on its own site.
- Shopify
- Shopify Plus
- WooCommerce
- Commercold
- BigCommerce
- Magento
- Salesforce
- Wix
Alternatives to Sezzle
- KlarnaA broad omnichannel BNPL option with contract-based pricing and country-dependent availability.9.4
- AffirmA flexible BNPL option for merchants needing online, in-store, and longer-term financing.9.3
- AfterpayAn omnichannel BNPL platform with flexible repayment terms and merchant reporting.9.2
Sezzle vs the competition
Compare Sezzle with any tool side by side →
Used Sezzle? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Sezzle for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Sezzle is listed in our Buy Now, Pay Later Platforms directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/sezzle/"><img src="https://www.itechguides.com/best/badge/sezzle.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update






