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Sezzle

Freemium#8 of 26 in Buy Now, Pay Later Platforms

Sezzle: A flexible BNPL option for US and Canadian merchants with omnichannel checkout. Ranked #8 of 26 in Buy Now, Pay Later Platforms by our editors (8.7/10); pricing: Free plan · pricing on request; best for US and Canadian ecommerce merchants.

8.7/10Editor score
Sezzle8.7 Visit Sezzle

At a glance

  • Editor score
    8.7 / 10
  • Pricing
    Free plan · pricing on request
  • Best for
    US and Canadian ecommerce merchants
  • Free plan
    Yes
  • Checkout channels
    Omnichannel
  • Founded
    2016 · Minneapolis, Minnesota, USA
  • Facts checked
    19 Sep 2026
Sezzle screenshot
  • Where it wins

    • Supports online checkout and in-store acceptance
    • Offers Pay in 4 and longer repayment terms
    • Includes settlement tracking and eight ecommerce integrations
  • Where it doesn't

    • Merchant pricing is primarily transaction-based and requires a sales contact
    • Consumer availability varies by location, purchase, and eligibility
    • Longer-term financing options vary by merchant and purchase

Our verdict on Sezzle

Sezzle is a buy now, pay later platform for merchants and consumers in the United States and Canada. Merchants can offer financing through online checkout, in-store transactions using the Sezzle Virtual Card, and ecommerce integrations. Consumers can split eligible purchases into installments, including Pay in 4: a 25% down payment followed by three payments every two weeks over six weeks. Availability and financing options vary by location, merchant, purchase amount, and eligibility.

For merchants, the platform covers the operational pieces needed after checkout. Its installment price breakdown widget can show customers how payments are divided, while merchant settlement tracking and a dashboard support monitoring settlements and withdrawals. Scheduled settlement timing is typically one to seven business days, with three business days described as the most common period. The platform is available through web, iOS, Android, and API access, which suits merchants that need more than a basic checkout button.

Pricing is primarily transaction-based and varies by merchant agreement, while the verified free plan provides an entry point for evaluating the service. Sezzle lists integrations for Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, and Wix. Merchants should choose Sezzle if they want Pay in 4, longer-term options, online and in-store acceptance, and settlement tools in one offering. It is less suitable for businesses that need fixed, publicly defined merchant pricing or financing availability that does not vary by customer and transaction.

Your product? Our editors can test Sezzle in depth and publish a review, labelled as paid · from $99/mo →

Sezzle pricing

Plans Free plan · pricing on requestFreemium A usable free plan; paid tiers unlock the limits above. Prices checked 19 Sep 2026.
See plans on sezzle.com

Sezzle fact sheet

Free planYes
Paid fromNot verified
Checkout channelsOmnichannel
Repayment termsPay in 4: 25% down payment plus three payments every two weeks over six weeks; other options may run from 3 to 48 months
Merchant platformsShopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, Wix
Merchant settlementScheduled
Consumer regionsUnited States and Canada
Merchant dashboardYes
DeploymentCloud, Mobile
PlatformsWeb, iOS, Android
Integrations8 integrations: Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento …
PricingFree plan · pricing on request
Websitesezzle.com
Facts checked19 Sep 2026

Sezzle integrations

Sezzle lists 8 integrations on its own site.

  • Shopify
  • Shopify Plus
  • WooCommerce
  • Commercold
  • BigCommerce
  • Magento
  • Salesforce
  • Wix

Alternatives to Sezzle

See all Sezzle alternatives →

Sezzle vs the competition

Compare Sezzle with any tool side by side →

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Featured on iTechGuides

Featured on iTechGuides — Sezzle 8.7/10

Sezzle is listed in our Buy Now, Pay Later Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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