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Afterpay

Paid#3 of 26 in Buy Now, Pay Later Platforms

Afterpay: An omnichannel BNPL platform with flexible repayment terms and merchant reporting. Ranked #3 of 26 in Buy Now, Pay Later Platforms by our editors (9.2/10); pricing: Pricing on request; best for five-market omnichannel retailers.

9.2/10Editor score

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At a glance

Editor score
9.2 / 10
Pricing
Pricing on request
Best for
Five-market omnichannel retailers
Free plan
Yes
Checkout channels
Omnichannel
Founded
2014
Facts checked
19 Sep 2026

Where it wins
- Pay in 4 plus 3-, 6-, 12-, and 24-month terms
- Online and in-store payments across five supported markets
- Business Hub includes disputes, integrations, plugins, and reports
Where it doesn't
- Merchant pricing requires contacting sales
- Verified integrations focus on four merchant platforms
- Eligibility and repayment terms vary by region

Our verdict on Afterpay

Afterpay is a buy now, pay later platform for merchants and consumers, supporting online checkout financing and in-store payments. Merchants can offer Pay in 4 over six weeks or longer monthly repayment options of 3, 6, 12, or 24 months in eligible markets. The platform is aimed at retailers that want omnichannel checkout, scheduled settlement, reconciliation reporting, and consumer access through iOS and Android apps. It operates in Australia, Canada, New Zealand, the United Kingdom through Clearpay, and the United States.

Pricing is structured around merchant transaction fees rather than a publicly listed recurring platform price. Merchants receive the purchase amount upfront minus a transaction fee, while settlement timing varies by market and account terms. Published information describes both payment within five business days and typically daily settlements. A free plan is available, but retailers should contact sales to understand applicable fees, settlement terms, and regional eligibility before choosing the service.

The merchant experience is centered on Business Hub, which covers orders, disputes, integrations, plugins, and reports, with separate settlement and reconciliation reporting. Integration support and developer documentation are available for Square, Magento, Shopify, and WooCommerce, and the platform also supports API access. Afterpay suits retailers seeking one BNPL service across web, mobile, and physical checkout in five markets. Retailers needing a broader verified integration ecosystem or consistent terms across regions may prefer an alternative.

Your product? Our editors can test Afterpay in depth and publish a review, labelled as paid · from $99/mo →

Afterpay pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 19 Sep 2026.

See plans on afterpay.com

Afterpay fact sheet

Free plan	Yes
Paid from	Not verified
Checkout channels	Omnichannel
Repayment terms	Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months
Merchant platforms	Square, Magento, Shopify, WooCommerce
Merchant settlement	Scheduled
Consumer regions	Australia, Canada, New Zealand, United Kingdom, United States
Merchant dashboard	Yes
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Integrations	4 integrations: Square, Magento, Shopify, WooCommerce
Pricing	Pricing on request
Website	afterpay.com
Facts checked	19 Sep 2026

Afterpay integrations

Afterpay lists 4 integrations on its own site.

Square
Magento
Shopify
WooCommerce

Alternatives to Afterpay

See all Afterpay alternatives →

Afterpay vs the competition

Compare Afterpay with any tool side by side →

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Afterpay for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

Afterpay is listed in our Buy Now, Pay Later Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update