Afterpay vs Sezzle

Afterpay9.2Visit Sezzle8.7Visit

Higher score Afterpay #3 in Buy Now, Pay Later Platforms 9.2/10 Pricing on request Free plan✓ 1 of 1 features Visit Afterpay

vs

Sezzle #8 in Buy Now, Pay Later Platforms 8.7/10 Free plan · pricing on request Free plan✓ 1 of 1 features Visit Sezzle

• Afterpay fits best

  Five-market omnichannel retailers

• Sezzle fits best

  US and Canadian ecommerce merchants

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Side by side

Feature	Afterpay 9.2/10 Visit ↗	Sezzle 8.7/10 Visit ↗
At a glance
Editor score	9.2	8.7
Ranking	#3 in Buy Now, Pay Later Platforms	#8 in Buy Now, Pay Later Platforms
Best for	Five-market omnichannel retailers	US and Canadian ecommerce merchants
Pricing model	Paid	Free plan + paid
Starting price	Pricing on request	Free plan · pricing on request
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	4 integrations	8 integrations
Features Afterpay 1/1 · Sezzle 1/1
Merchant dashboard	✓	✓
Specs
Checkout channels	Omnichannel	Omnichannel
Repayment terms	Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 months	Pay in 4: 25% down payment plus three payments every two weeks over six weeks; other options may run from 3 to 48 months
Merchant platforms	Square, Magento, Shopify, WooCommerce	Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, Wix
Merchant settlement	Scheduled	Scheduled
Consumer regions	Australia, Canada, New Zealand, United Kingdom, United States	United States and Canada
Our review
Pros	Pay in 4 plus 3-, 6-, 12-, and 24-month terms Online and in-store payments across five supported markets Business Hub includes disputes, integrations, plugins, and reports	Supports online checkout and in-store acceptance Offers Pay in 4 and longer repayment terms Includes settlement tracking and eight ecommerce integrations
Cons	Merchant pricing requires contacting sales Verified integrations focus on four merchant platforms Eligibility and repayment terms vary by region	Merchant pricing is primarily transaction-based and requires a sales contact Consumer availability varies by location, purchase, and eligibility Longer-term financing options vary by merchant and purchase
Our verdict	Afterpay is a buy now, pay later platform for merchants and consumers, supporting online checkout financing and in-store payments. Merchants can offer Pay in 4 over six weeks or longer monthly repayment options of 3, 6, 12, or 24 months in… Read the review →	Sezzle is a buy now, pay later platform for merchants and consumers in the United States and Canada. Merchants can offer financing through online checkout, in-store transactions using the Sezzle Virtual Card, and ecommerce integrations.… Read the review →

Strengths and trade-offs

• Afterpay — where it wins

  • Pay in 4 plus 3-, 6-, 12-, and 24-month terms
  • Online and in-store payments across five supported markets
  • Business Hub includes disputes, integrations, plugins, and reports

  Where it doesn't

  • Merchant pricing requires contacting sales
  • Verified integrations focus on four merchant platforms
  • Eligibility and repayment terms vary by region

• Sezzle — where it wins

  • Supports online checkout and in-store acceptance
  • Offers Pay in 4 and longer repayment terms
  • Includes settlement tracking and eight ecommerce integrations

  Where it doesn't

  • Merchant pricing is primarily transaction-based and requires a sales contact
  • Consumer availability varies by location, purchase, and eligibility
  • Longer-term financing options vary by merchant and purchase

• Afterpay9.2/10 · Pricing on request

  An omnichannel BNPL platform with flexible repayment terms and merchant reporting.

  Visit AfterpayFull verdict →
• Sezzle8.7/10 · Free plan · pricing on request

  A flexible BNPL option for US and Canadian merchants with omnichannel checkout.

  Visit SezzleFull verdict →