Relay Bill Pay
Relay Bill Pay: A low-cost bill pay option with AI extraction, approvals, and accounting sync. Ranked #52 of 95 in Accounts Payable Software by our editors (4.2/10); pricing: Free plan · 14-day trial; best for small businesses wanting low-cost bill pay.
At a glance
- Editor score4.2 / 10
- PricingFree plan · 14-day trial
- Best forSmall businesses wanting low-cost bill pay
- Free planYes
- Paid from$30/mo
- Invoice captureAi
- Facts checked22 Sep 2026
Where it wins
- Free Starter plan with bill intake, management, and approval rules
- AI invoice-field extraction plus ACH, wire, and check payments
- QuickBooks Online and Xero synchronization with reconciliation
Where it doesn't
- Paid plans start at $30 per month
- Web-only access limits platform choice
- No verified purchase-order matching
Our verdict on Relay Bill Pay
Relay Bill Pay is an accounts payable workflow within Relay’s business banking platform. It is designed for small businesses and accounting teams that need to collect bills, extract invoice details, route approvals, pay vendors, and synchronize records with accounting software. Bills can be uploaded manually or received by email, while role-based access supports administrators, approvers, contributors, accountants, and bookkeepers. Payment options include ACH, domestic and international wire, and checks.
Pricing is accessible at the entry level. The Starter plan costs $0 per month and includes bill creation, intake, management, multi-step approval rules, QuickBooks Online integration, and Xero integration. Grow costs $30 per month and adds bookkeeping automations, batch vendor payments, and recurring invoices. Scale costs $120 per month and adds bill payment automation, cash flow insights and forecasts, priority support, and QuickBooks Online and Xero connections. A 14-day free trial is also available. The paid tiers make more sense for teams that need broader payment automation or forecasting rather than basic bill workflow management.
The strongest fit is a small business already working in QuickBooks Online or Xero and looking for invoice capture, configurable approvals, vendor records, audit trails, payment reconciliation, and batch payments in one web-based workflow. Relay also connects with Hubdoc and Dext, and its multi-entity support broadens its accounting use cases. However, businesses that require verified purchase-order matching, or teams seeking a non-web platform, should consider alternatives. Choose Relay Bill Pay for affordable core accounts payable workflows and accounting synchronization; look elsewhere when procurement controls or broader platform coverage are central requirements.
Your product? Our editors can test Relay Bill Pay in depth and publish a review, labelled as paid · from $149/mo →
Relay Bill Pay pricing
All 3 Relay Bill Pay plans and prices →
Relay Bill Pay fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $30/mo |
| Invoice capture | Ai |
| Approval workflows | Yes |
| PO matching | Not verified |
| Accounting integrations | 2 integrations |
| Payment execution | Yes |
| Multi-entity support | Yes |
| Free trial | 14 days |
| Deployment | Cloud, Mobile |
| Platforms | Web |
| Compliance & security | SOC 2, 2FA |
| Support | Email, Live chat, Phone, Docs |
| Built for | Solo, Small business, Mid-market (editorial estimate) |
| Integrations | 4 integrations: QuickBooks Online, Xero, Hubdoc, Dext See all → |
| Pricing | Free plan · 14-day trial (source) |
| Website | relayfi.com |
| Facts checked | 22 Sep 2026 |
Relay Bill Pay integrations
Relay Bill Pay lists 4 integrations on its own site.
- QuickBooks Online
- Xero
- Hubdoc
- Dext
See all Relay Bill Pay integrations →
Alternatives to Relay Bill Pay
- Ramp APBroad AP coverage with a free plan and a $15 paid tier.9.3
- Tipalti Accounts PayableA focused AP platform for multi-entity workflows, approvals, matching, and payments.9.2
- BILL Accounts PayableA broad AP and payments system for teams that need mobile, multi-entity, or API access.9.1
See all Relay Bill Pay alternatives →
Used Relay Bill Pay? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Relay Bill Pay for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Relay Bill Pay is listed in our Accounts Payable Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/relay-bill-pay/"><img src="https://www.itechguides.com/best/badge/relay-bill-pay.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update