Ramp AP
Ramp AP: Broad AP coverage with a free plan and a $15 paid tier. Ranked #1 of 95 in Accounts Payable Software by our editors (9.3/10); pricing: Free plan · 30-day trial; best for broad AP automation on a budget.
At a glance
- Editor score9.3 / 10
- PricingFree plan · 30-day trial
- Best forBroad AP automation on a budget
- Free planYes
- Paid from$15/user/mo
- Invoice captureOcr
- Founded2019
- Facts checked23 Sep 2026
Where it wins
- Free plan includes OCR, approvals, payments, and two accounting integrations.
- Supports PO matching, AI coding, fraud detection, and multi-entity workflows.
- Executes ACH, card, check, and domestic or international wire payments.
Where it doesn't
- Plus adds a platform fee based on team size.
- Payment transactions can incur method-specific fees.
- Enterprise pricing and implementation costs are custom.
Our verdict on Ramp AP
Ramp AP is accounts payable software for finance teams and businesses that need invoice processing, approvals, vendor payments, and accounting synchronization in one web-based product. It captures invoice data with AI-powered OCR, supports configurable approval routing, matches invoices with purchase orders and receipts, and handles vendor onboarding and tax-information collection. Its broad feature set suits organizations that want core AP automation without starting on a paid plan.
Pricing is structured across Free, Plus, and Enterprise plans. The Free plan costs $0 per user per month and includes OCR invoice capture, configurable approval workflows, ACH, card, check, and wire payments, plus QuickBooks Online and Xero integrations. Plus costs $15 per user per month, billed monthly, and adds AI-assisted approval recommendations, automated batch payments, payment release approvals, additional accounting integrations, and multi-entity support. Plus also has a platform fee based on team size, while payment method fees may apply. Enterprise uses custom pricing and adds advanced entity and workflow configuration, additional ERP integrations, and implementation services. A 30-day free trial is available.
The platform’s main strength is the combination of invoice capture, approval controls, PO matching, payment execution, reporting, and real-time accounting or ERP synchronization. Integrations include QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central, and Universal CSV. It also supports recurring bill payments, bill amortization, AP aging reports, payment tracking, AI-assisted invoice coding, and fraud detection. Ramp AP is a strong fit for teams wanting broad AP coverage across multiple entities and payment methods. Organizations seeking a narrowly focused invoice tool, or pricing without platform and transaction fees, may prefer an alternative.
Your product? Our editors can test Ramp AP in depth and publish a review, labelled as paid · from $149/mo →
Ramp AP pricing
All 3 Ramp AP plans and prices →
Ramp AP fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $15/user/mo |
| Invoice capture | Ocr |
| Approval workflows | Yes |
| PO matching | Yes |
| Accounting integrations | 2 integrations |
| Payment execution | Yes |
| Multi-entity support | Yes |
| Free trial | 30 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | SOC 2, ISO 27001, PCI DSS, SSO/SAML, 2FA |
| Support | Live chat, Email, Phone, Docs · 24/7 |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 40+ integrations: QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central See all → |
| Pricing | Free plan · 30-day trial (source) |
| Website | ramp.com |
| Facts checked | 23 Sep 2026 |
Ramp AP integrations
Ramp AP lists 40+ integrations on its own site — the 6 named here are the ones its pages call out.
- QuickBooks Online
- Xero
- NetSuite
- Sage Intacct
- Acumatica
- Microsoft Dynamics 365 Business Central
See all Ramp AP integrations →
Alternatives to Ramp AP
- Tipalti Accounts PayableA focused AP platform for multi-entity workflows, approvals, matching, and payments.9.2
- BILL Accounts PayableA broad AP and payments system for teams that need mobile, multi-entity, or API access.9.1
- AvidXchangeA mature AP platform for complex, multi-entity finance operations.8.9
See all Ramp AP alternatives →
Ramp AP vs the competition
- Ramp AP vs Tipalti Accounts Payable
- Ramp AP vs BILL Accounts Payable
- Ramp AP vs AvidXchange
- Ramp AP vs SAP Concur Invoice
- Ramp AP vs Quadient AP
- Ramp AP vs Hyland AP Automation
Compare Ramp AP with any tool side by side →
Also Ranked In
Ramp AP is ranked in 5 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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