Best Pluto Card Alternatives in 2026
The top Pluto Card alternatives are BILL Spend & Expense, Brex and Jeeves: 15 corporate card software our editors would look at instead of Pluto Card, in our ranking order.
Pluto Card: A free corporate card platform with controls, approvals, receipts, and finance integrations. Where it falls short: the free plan is limited to up to 10 users.
Switching from Pluto Card? For most corporate card software buyers the best Pluto Card alternative is BILL Spend & Expense, built for teams wanting free cards and expense controls. On a budget, Jeeves starts at $6/user/mo. Wallester Business offers the most supported currencies (10 currencies).
Why People Look for a Pluto Card Alternative
- The Free plan is limited to up to 10 users
- Paid pricing requires contacting Pluto
- Its prepaid card model may not suit every finance team
Quick Picks by What You Need
- Best overallBILL Spend & Expense9.3
Teams wanting free cards and expense controls
Visit BILL Spend & Expense - Lowest priceJeeves9.0
Paid plans from $6/user/mo
Visit Jeeves - Best free optionBILL Spend & Expense9.3
Has a free plan
Visit BILL Spend & Expense - Most supported currenciesWallester Business7.9
10 currencies
Visit Wallester Business
All 15 Pluto Card Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forTeams wanting free cards and expense controls
- Better than Pluto Card:
- Editor score 9.3 vs 8.7
A free spend-management platform for cards, controls, expenses, and reimbursements.
9.3/10★★★★★Visit site -
Best forGlobal teams needing broad spend automation
- Better than Pluto Card:
- Editor score 9.2 vs 8.7
A broad spend platform with a free tier and paid controls for global teams.
9.2/10★★★★★Visit Brex -
Best forBudget-conscious teams needing broad spend tools
- Better than Pluto Card:
- Editor score 9.0 vs 8.7
A budget-conscious option for teams needing cards, controls, reimbursements and bill pay.
9.0/10★★★★☆Visit Jeeves -
Best forEuropean teams wanting cards and finance workflows
- Better than Pluto Card:
- Editor score 8.8 vs 8.7
A broad corporate spend platform with a useful free plan and modular paid tiers.
8.8/10★★★★☆Visit Moss -
Best forFinance teams needing flexible virtual cards
A broad corporate spending platform for finance teams that need flexible card controls.
8.6/10★★★★☆Visit Spendesk -
Best forEstablished teams needing cards and AP coverage
A broad spend platform for established teams that need cards, controls and AP tools.
8.5/10★★★★☆Visit Pleo -
Best forCanadian and U.S. teams wanting a free trial
A broad spend platform with free access, CAD/USD cards, approvals, and bill pay.
8.4/10★★★★☆Visit Float -
Best forMulticurrency teams needing card controls
A flexible card and spend-management platform for teams operating across currencies.
- Virtual cards
- Physical cards
- Spend controls
8.3/10★★★★☆Visit Airwallex -
Best forSingapore businesses wanting low-cost corporate cards
A low-cost Singapore option with strong card controls, receipts and accounting integrations.
- Virtual cards
- Physical cards
- Spend controls
8.2/10★★★★☆Visit Aspire -
Best forCompanies needing cards plus AP automation
A broad spend platform for companies that need cards and AP automation together.
8.1/10★★★★☆Visit Mesh Payments -
Best forMulti-currency teams managing employee spending
A broad spend platform for multi-currency employee expenses and controlled card use.
8.0/10★★★★☆Visit Soldo -
Best forLarge card programs needing API access
A broad corporate card platform with API access and a permanent free tier.
- Virtual cards
- Physical cards
- Spend controls
7.9/10★★★★☆Visit Wallester -
Best forBusinesses needing configurable card programs
A configurable card and spend-management platform built for financial institutions.
- Virtual cards
- Physical cards
- Spend controls
7.8/10★★★★☆Visit Torpago -
Best forBusinesses wanting cards plus vendor payments
A broad finance platform combining corporate cards, expense control, and vendor payments.
- Virtual cards
- Physical cards
- Spend controls
7.7/10★★★★☆Visit Volopay -
Best forTeams wanting affordable paid expense management
Affordable paid expense management with cards, controls, reimbursements, and accounting sync.
- Virtual cards
- Physical cards
- Spend controls
7.6/10★★★★☆Visit Emburse Spend
Pluto Card Alternatives: Common Questions
What is the best alternative to Pluto Card?
BILL Spend & Expense: #1 in our Corporate Card Software ranking, with an editor score of 9.3 out of 10. A free spend-management platform for cards, controls, expenses, and reimbursements.
Is there a free alternative to Pluto Card?
Yes. BILL Spend & Expense, Brex, Jeeves, Moss and Float have a free plan or a free tier (9 of the 15 alternatives on this page).
What is the cheapest paid alternative to Pluto Card?
Of the alternatives here that publish a price, Jeeves starts lowest, at $6/user/mo.
Why do people look for Pluto Card alternatives?
The Free plan is limited to up to 10 users; Paid pricing requires contacting Pluto; Its prepaid card model may not suit every finance team.
Which Pluto Card alternative has the most supported currencies?
Wallester Business, with 10 currencies.
How do I switch from Pluto Card?
Export your data from Pluto Card (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Pluto Card.
How to Switch from Pluto Card
- Export your data from Pluto Card (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Pluto Card.
Pluto Card vs Each Alternative
| # | Tool | Free plan | Paid from | Approval workflows | Score |
|---|---|---|---|---|---|
| 5 | Pluto Card | Yes | Yes | 8.7 | |
| 1 | BILL Spend & Expense | Yes | Free | Yes | 9.3 |
| 2 | Brex | Yes | $12/user/mo | Yes | 9.2 |
| 3 | Jeeves | Yes | $6/user/mo | Yes | 9.0 |
| 4 | Moss | Yes | Yes | 8.8 | |
| 5 | Spendesk | No | Yes | 8.6 | |
| 6 | Pleo | No | $14/user/mo | Yes | 8.5 |
| 7 | Float | Yes | Yes | 8.4 | |
| 8 | Airwallex Corporate Cards | Yes | $12/user/mo | Yes | 8.3 |
| 9 | Aspire | Yes | 15 SGD/mo | Yes | 8.2 |
| 10 | Mesh Payments | Yes | Yes | 8.1 | |
| 11 | Soldo | No | Yes | 8.0 | |
| 12 | Wallester Business | Yes | €199/mo | Yes | 7.9 |
| 13 | Torpago | Yes | 7.8 | ||
| 14 | Volopay | Yes | 7.7 | ||
| 15 | Emburse Spend | No | $8/user/mo | Yes | 7.6 |
Head-to-Head
- Pluto Card vs BILL Spend & Expense
- Pluto Card vs Brex
- Pluto Card vs Jeeves
- Pluto Card vs Moss
- Pluto Card vs Spendesk
- Pluto Card vs Pleo
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update