Pleo
Pleo: A broad spend platform for finance teams, with annual per-user pricing starting at $14. Ranked #11 of 30 in Spend Management Software by our editors (7.9/10); pricing: Paid; best for established teams managing global spend.
At a glance
- Editor score7.9 / 10
- PricingPaid
- Best forEstablished teams managing global spend
- Free planNo
- Paid from$14/user/mo
- Approval workflowsYes
- Founded2015 · Copenhagen, Denmark
- Facts checked19 Sep 2026
Where it wins
- Combines company cards, expenses, reimbursements and accounts payable
- Supports budgets, approval workflows and multi-currency spending
- Connects with accounting and HRIS tools, including Xero and BambooHR
Where it doesn't
- No free plan
- Build and Optimise require annual billing and a three-user minimum
- Supplier invoice payments are unavailable to US customers
Our verdict on Pleo
Pleo brings company cards, expense capture, reimbursements, mileage, approvals and accounts payable into one spend-management platform. Employees can use physical or virtual cards, submit out-of-pocket expenses and manage receipts through web, iOS and Android apps. Finance teams can set spending limits, oversee budgets, review expenses and route invoices for approval. Its range is aimed at established teams that want card and expense controls alongside supplier-payment workflows, rather than a standalone reimbursement tool.
According to Pleo’s US pricing page, Build costs $14 per user per month and Optimise costs $18 per user per month, both with annual billing and a three-user minimum. Build includes reimbursements, mileage, AI-powered spend guidelines, flexible card limits, approval workflows and recurring vendor tracking. Optimise adds budgets, HRIS integrations, AI-powered expense review and spending insights, as well as cashback for eligible customers. There is no free plan, so teams should weigh the broader feature set against the ongoing per-user cost before choosing it.
The platform connects with accounting products including Xero, NetSuite, QuickBooks, FreeAgent, XLedger and Twinfield, as well as HRIS tools such as SAP SuccessFactors and BambooHR. Multi-currency balances, conversion and card spending support teams handling spend across currencies. One important market distinction is that supplier invoice payments are not available to US customers, according to Pleo support documentation. Pleo is a stronger fit for teams seeking cards, approvals, expenses and payables in a connected workflow; businesses that need US supplier payments or only a narrow expense tool should consider whether its scope and price make sense for them.
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Pleo pricing
Pleo fact sheet
| Free plan | No |
|---|---|
| Paid from | $14/user/mo |
| Budget controls | Yes |
| Approval workflows | Yes |
| Corporate cards | Yes |
| Bill pay | Yes |
| Expense reimbursements | Yes |
| Multi-currency support | Yes |
| Card issuance | Both |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 8 integrations: Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, XLedger … |
| Pricing | Paid (source) |
| Website | pleo.io |
| Facts checked | 19 Sep 2026 |
Pleo integrations
Pleo lists 8 integrations on its own site.
- Xero
- NetSuite
- QuickBooks
- SAP SuccessFactors
- FreeAgent
- XLedger
- Twinfield
- BambooHR
Alternatives to Pleo
- RhoRho brings cards, expense workflows, reimbursements, and bill pay into one free platform.9.4
- BILL Spend & ExpenseA free card and expense platform with accounting sync, subject to card and payment fees.9.2
- Zoho SpendA broad spend suite spanning expenses, cards, procurement, invoices, and budgets.9.0
Also Ranked In
Pleo is ranked in 9 of our directories; the 6 strongest besides Spend Management Software.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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