Spendesk
Spendesk: Configurable cards and invoice workflows suit finance teams managing company spend. Ranked #10 of 30 in Spend Management Software by our editors (8.0/10); pricing: Pricing on request; best for teams needing configurable cards and invoice workflows.
At a glance
- Editor score8.0 / 10
- PricingPricing on request
- Best forTeams needing configurable cards and invoice workflows
- Free planNo
- Approval workflowsYes
- Founded2016 · Paris, France
- Facts checked19 Sep 2026
Where it wins
- Offers physical and virtual cards with spending limits and controls
- Approval workflows support conditions, thresholds, and sequential steps
- Combines invoice payments, reimbursements, and real-time budget tracking
Where it doesn't
- No free plan; pricing is quote-based with platform and transaction fees
- Accounts Payable and some payment capabilities vary by module or region
- May be broader than needed for teams seeking only basic expense tracking
Our verdict on Spendesk
Spendesk brings company cards, supplier invoices, expense claims, approvals, and budgets into one platform for finance teams and employees. It is suited to organizations that want configurable controls around employee spending and a shared workflow for expenses and invoice processing. Web access and iOS and Android apps support employee and finance workflows, while payment availability can vary by region.
According to the vendor's pricing page, pricing is quote-based and includes a fixed platform fee plus variable transaction fees. The published Foundations plan highlights unlimited cards and users, physical and several types of virtual cards, expense reimbursement and tracking, receipt OCR and matching, real-time budget monitoring, accounting integrations, and open API access. A free plan is not offered. Accounts Payable and some payment capabilities depend on module or region, so buyers should clarify which invoice and payment functions are included in their proposed package.
The platform's breadth is useful when a team needs more than cards: it supports supplier invoice submission, review, scheduling, and payment alongside reimbursement, multi-currency payments, and budget views showing committed, used, and available amounts. Approval workflows can use conditions, thresholds, and sequential steps, giving finance teams options for routing requests. Integrations include Xero, QuickBooks, DATEV, Sage, FreshBooks, Microsoft Dynamics, SAP, NetSuite, and Slack. Spendesk is a stronger fit for teams seeking configurable spend controls and connected invoice workflows; organizations looking only for basic expense tracking may prefer a narrower tool.
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Spendesk pricing
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Spendesk fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Budget controls | Yes |
| Approval workflows | Yes |
| Corporate cards | Yes |
| Bill pay | Yes |
| Expense reimbursements | Yes |
| Multi-currency support | Yes |
| Card issuance | Both |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 9 integrations: Xero, QuickBooks, DATEV, Sage, FreshBooks, Microsoft Dynamics … |
| Pricing | Pricing on request (source) |
| Website | spendesk.com |
| Facts checked | 19 Sep 2026 |
Spendesk integrations
Spendesk lists 9 integrations on its own site.
- Xero
- QuickBooks
- DATEV
- Sage
- FreshBooks
- Microsoft Dynamics
- SAP
- NetSuite
- Slack
Alternatives to Spendesk
- RhoRho brings cards, expense workflows, reimbursements, and bill pay into one free platform.9.4
- BILL Spend & ExpenseA free card and expense platform with accounting sync, subject to card and payment fees.9.2
- Zoho SpendA broad spend suite spanning expenses, cards, procurement, invoices, and budgets.9.0
See all Spendesk alternatives →
Also Ranked In
Spendesk is ranked in 5 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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